skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I noticed that you have recommended VGK for European exposure. Would you prefer this over a hedged product such as HEDJ? Is there a Canadian dollar vehicle that you could recommend, and is there a C$ hedged one? Thanks
Read Answer Asked by Mark on January 08, 2018
Q: Hi Peter and Ryan,

I am wanting to invest in emerging markets and I am been comparing the mawer fund for emerging markets with a mer of 1.60 to VEE the etf, with a mer of .23.
Is the high mer worth it for the active management?
Other aspects of these options that I have been comparing is the holdings, Maw160 has 36 holdings and VEE has 4726 ,tracting the index.
Do you have any other suggestions for emerging markets?
Thank you for this valuable service,
Susan


Read Answer Asked by Susan on January 08, 2018
Q: Hi 5i Team,

In the prospectus for the Horizons ROBO ETF, under Redemption of Units, it says:

"In addition to the ability to sell Units of the ETF on the TSX, Unitholders of the ETF may redeem Units for cash at a redemption price per Unit equal to 95% of the closing price for the Units on the TSX on the effective day of the redemption, where the Units being redeemed are not equal to a PNU or a multiple PNU.
Because Unitholders will generally be able to sell Units at the market price on the TSX through a registered broker or dealer, subject only to customary brokerage commissions, Unitholders are advised to consult their brokers, dealers or investment advisors before redeeming their Units for cash."

I find this confusing, and want to understand the redemption process before buying any units.

I don't understand why I could redeem units for cash and get only 95% of the closing price on that day. Why not 100%?

In the second paragraph it states that although I can sell units at the market price on the TSX that I should consult my broker before redeeming units for cash. Isn't selling the units at market price on the TSX giving me 100% cash? I don't understand why I need to advise my broker when I want to sell. Can't I just place the order myself? Can you explain that.

Paul
Read Answer Asked by Paul on January 08, 2018
Q: Hi All at 5i! Could you tell me what the difference in holdings are in these broad ETF S ..which would be the better to hold for the best broad exposure ? And a second question ..could you suggest a Us Money Market ETF. Thanks, Tamara
Read Answer Asked by Tamara on January 08, 2018
Q: Happy New Year Peter and team.
I keep hearing that US Banks will do great in 2018 and am switching from ZWH to ZUB in my RIF where I have a 8.4% weighting. Is this a good strategy or do you have other ideas and why?
Read Answer Asked by Richard on January 08, 2018
Q: Hi 5i team,
I would like to purchase two ETFs. One for developed Europe and the other for Emerging Markets. I would use US$ for these purchases. Please advise your top pick for each category. And what is the minimum portfolio percentage to make these purchases meaningful? Thanks.
Read Answer Asked by Willie on January 06, 2018
Q: A very hearty thanks to 5i. I am up a total of 16.3% in 2017, well above the TSX.
I hold all the equities in your model Balanced Equity portfolio (although not in the same weightings). I also have a 5% holding in ZLB which has done reasonably well for me (up 72% since Sept. 20, 2013) but since I already have most of my portfolio in Canada, I was thinking I should switch it to a foreign ETF. I am currently have small holding of ZUE at 3.5% of total, ZDM at3.2% and VEE at 2.9%, all three totaling just under 10%.
Would you agree with switching ZLB and into which ETF if so. Or would you have other suggestions. I am not particularly afraid of volatility as long as the investments are solid.
Read Answer Asked by Fred on January 06, 2018
Q: Hey I am considering adding ZUQ to my TFSA for growth to compliment some US dividend ETF's that I hold and ZIN to a non registered account for capital appreciation. Any concerns with either of these ETF's and this strategy for future growth?
Read Answer Asked by Kyle on January 06, 2018
Q: I plan to shuffle my RRSP to include your Balanced Equity Portfolio and the three ETFs above. Would you recommend any exposure to bonds through a fourth ETF?
Read Answer Asked by C Shane on January 05, 2018
Q: Happy New Year, and all the best of 2018.
Our granddaughter is 18 months old. Currently her RESP consists of 64% WN.PR.C and 33% XDIV. I was considering adding XDUH, the hedged version of the above fund, for both growth and income, with this year's total contribution. For direct growth, would it be wise to split this year's contribution between XDUH and SIS, given that all of these investments I make on her behalf are extremely long term holds.

Thanks again. Susan
Read Answer Asked by Susan on January 05, 2018
Q: Hello 5i team,
I was wondering what is the difference between the 2 above bond indexes? Do they both track CAN government bonds but are simply from 2 different institutions.

Which one is better?
Thank You,
Andrew
Read Answer Asked by Andrew on January 05, 2018
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!