Investment Q&A

Q: Could you recommend some ETF's that would provide a good hedge against rising markets...I was thinking of buying a gold, materials, or bond ETF...Do you have any suggestions?

Q: I would like to add VIG and SPY to my RRSP account for both a 5% weight. Would you recommend both for a 5% weight? The only US stock that I own is RSG.

Thanks

Q: Hi Peter/5i Research Team,

If I was to take a position in gold, just wondering whether it would be better to invest in a gold etf such as GLD or in gold mining companies. Also would you please recommend some gold mining stocks.

Regards,
Harry

Q: A follow up on your recent response regarding XHY and BSJK.
What is the difference in risk factors comparing these two funds if interest rates rise as expected over the next 2-3 years.
I would expect BSJK to act like a single bond held to maturity ( 4% annual return with 100% of the principal returned in 2020 ). XHY yields 5.3% but rising rates could substantively reduce its value, resulting in a net loss if redeemed in 2020. Am I understanding this correctly?

Q: Hello,

I assume that VFV and ZSP are identical EFTs provided by Vanguard and BMO respectively. Their MER, asset allocations, sector breakdown are close to identical.

However I notice the following anomalies (VFV vs ZSP):
1) Dividends of $0.238 CAD vs $0.145 with yields of 1.565% and 1.789% respectively. Why the difference in dividends?

2) Portfolio turnover rate of 13.18% vs 31.90%. Why would there be a difference in turnover rate?

3) Benchmark: S&P 500 CAD vs S&P 500 TR CAD. What does the "TR" mean?

3) Market price (NAV?) of $56.33 vs $34.94: Is this due to dividend reinvestment and inception date?

If one were to buy one of these, which would you prefer and why?

Thank you for your excellent and unbiased opinion and service

Q: What is your opinion on holding long bonds as a defensive tactic in a portfolio? Would one hold federal, corporate, or provincial long
bonds. Thanks, Joe

Q: I need to diversify our investments more outside of Canada/US. What is your opinion of VAH? The dividend is attractive. Thank you, Bill.

Q: Hi, I own Cdz and was looking at its long term result compared to the benchmark. It looks like they are below the benchmark every year by a small %.
Since inception the benchmark was 7.8 and Cdz was 7 % approx. is this about right and why do they fall short every year? I must be missing something.

Q: Can you explain Prem/Discount to NAV 0.48%, Actual Management Fee 0.65%, Actual Management Expense Ratio (MER) 0.70%.

Thank you

Q: Greetings 5i,

Between MAW106 and FID231 which do you prefer? Do you prefer them over CDZ? I hold CDZ.

Cheers!

Q: WHAT IS YOUR OPINION ABOUT THIS BOND FUND AND COMPARING IT WITH XHY ?THANK YOU.EBRAHIM

Q: What are ur thoughts on continuing to hold for approximately another 3 yr hold in a resp. Or would you have any alternatives to any or all? Thks

Q: I noticed that you had been recommending VEE for emerging market exposure, but recently have been recommending EEM. Could you comment upon the respective merits of these two funds.
Thank you.

Q: Need International Financial stocks in my RRSP, Which one do you recommend or some other. (HBG/HFY)
Thanks
CEc

Q: Hi Guys I am looking for an ETF to hold in my RRSP for long term that would mimic the S&P or DOW can you recommend a couple with low fees? Do you think this is a good idea to get a broad basket exposure to that market? Any other EFT recommendations i.e. Canada or international would be nice as well. Take off what you think for question points.Thanks

Q: Are there any ETFs that are the equivalent to ZUH but are traded in American dollars?

Q: Hi5I
We are giving our 3 grandchildren $5000.00 each, so they can each open a TFSA account. Our intention is to give them the same amount for the following three years.
Considering the size of the deposit, and the fees for the accounts, your recommendation on where to open the accounts and what to buy inside the accounts would be greatly appreciated.
Thanks MJ

Q: Now Canada is getting closer to legalizing Cannabis.
Why are Canopy, Aphria, Aurora all going down so much suddenly?
How would you rate them and which one do you like the best?
What is the best way to invest in this new industry?
Thank you.

Q: Whats your take on Defined Maturity Bond ETF's such as BSJK? As I understand it, bonds in the ETF are held to maturity to remove market value risk from rising interest rates. I've aways used ETFs' for bond holdings. However with all the noise on what rising interest rates can do to portfolio values, I'm currently mainly in cash for my fixed income allocation. Instead of buying an ETF, do you think its "practical" for a retail investor to purchase sufficient holdings to be diversified ( and held to maturity ) in order to to accomplish the same "de-risking" without the MER? And lastly how many high quality corporate bond holdings make it diversified?

Q: can you please recommend an etf or two for exposure to emerging markets
thank you