Investment Q&A

Q: I am looking at moving a significant chunk of our retirement money into either/both the Tangerine Equity Growth Portfolio and the Tangerine Balanced Growth Portfolio in an attempt to follow the 'one fund solution'. What are your thoughts and are there alternative index funds you think may be a better bet. This is my first question (membership was a Christmas prezzie from my dad)!

Q: It has been suggested to me that a high percentage of one's investments should be made outside Canada as this is what most pension funds do since Canada is such a small part of the world's capitalisation. Do you concur with this belief re investing? In Canada, in particular, and in the US, to a lesser degree, I have a wealth of information about specific companies. In the rest of the world it is difficult to obtain good information and to buy except through ADR's. Thus my best way to invest is through Mutual Funds or ETF's. It seems to me when I look into Global ETF's that none that I could find matched the long term performance of MAW150. Since I tend to hold an investment for a long period of time, short term fluctuations in value are of little concern. My biggest concerns are the MER of 1.74% per annum and the possibility that Mawer will not match future performance with past performance. Is there an ETF that has a good track record or a different Mutual with a low MER that matches or beats MAW150? If MAW150 is the best, then based on your response, I may purchase up to 25% of my assets in it. With this change in asset mix approximately 50% of investments will be outside of Canada. Thank you. I value your opinion very much.

Q: Good afternoon,

I have half a position in GS and I am thinking of selling it and to buy ETF FLI First assets US and Canadian Lifeco. What are your thoughts?

Paul

Q: I'm seeking your view in regards to my grand kids RESP's. One is now 11 and the other is 16. I have been fully contributing over the years and using a growth with small div selection method. I have good 20% plus returns overall. Last year was very good. ECI,ENF,BRE, SIA,DIV, AND CHE.UN are equally weighted holdings. As the older one approaches graduation should I be starting to ease up on stocks and using forward years contributions more on ETF's and less risk oriented holdings. I cannot really bring myself to using bonds at this time. I do want to protect what I have gained for him.Something like a ZUT,or ZPR for this year as opposed to another stock perhaps. Thanks as always guys

Q: Since many of the ETFs have a very low market cap and are thinly traded, is there usually a market maker for each fund or is the investor at the mercy of a possibly large spread in the bid/ask making it difficult to exit large positions? If there is some bad news that affects a sector ETF, the door could be too narrow for all the investors wanting out.

Thanks in advance ...... Larry

Q: Hi, I plan to create a small portfolio by combining both global momentum and global value stock etfs in equal proportion. For the etfs, i plan to use vanguard momentum etf(VMO) and vangurd value factor etf (VVL). My time horizon is 12 years. My aim is to get better result than the bench marks while getting global exposure. Is this a sound strategy? Thanks

Q: You recently posted an article that mentioned HYGH. What do you think of this etf product and is there an equivalent in Canada? Thanks. Bill

Q: Hi,would you sell Avo or Bos at this time as i'am trying to be more conservative,to ride out Trump for the next six months or more.
Also for say 50-60,000 could you recommend say three etfs or stock with 2-4% dividend that would be fairly safe going forward,as I do not want a GIC at less than 1%. I do realize there is always going to be risks in the Market.
Thanks for your good guidance,Brad

Q: I am interested in investing in green energy - ie wind/solar/other. Can you please recommend a way to gain some exposure to green energy companies that are involved in solar, wind or other such "green" means of energy production?
thanks in advance.

Q: If someone only has a TFSA account and no other investments should they still add a ETF like VEE? They have a long time frame or just invest in the different sectors of the Canadian markets?

Thanks

Q: Is there a US bank ETF you would recommend? Or would you prefer owing one or two banks instead? if so, which ones?

Ray

Q: I have 21 holdings in my RRSP. All dividend payers and am interested in diversity,safety and income. I have 5% USA and 6% CDN bonds the balance are CDN equities. With the unclear future going forward what do you think my weightings should be for diversity and can you suggest some emerging market holdings.

Q: Good morning<

Looking for your opinion on Vanguard US Financials ( VFH)- seems to have a lower MER than the "i shares" version (IYF), which I believe is your primary vehicle for this sector. Can you help differentiate ?


With thanks
Brad

Q: Hello 5i Team,

Which one of these ETF's would you prefer for a basket of diversified dividend stocks held for the long term (10-20yrs) in a non-reg account with contributions reinvested annually?

Thanks

Q: Good Morning,

Since interest rate are moving higher ,I am looking in investing into Lifecos. My research into ETF has given me FLI. This etf invest in US and Canadian Lifeco and pays a dividend higher than the the individual companies pays. I assume there is a call option in this ETF. Would you recommend this ETF? Is call option good when an ETF is moving higher? As for LCS is this high risk and how can they pay a 12% plus dividend?

Thank you,

Paul

Q: Good Day: I'm wondering if you have a recommendation in regard to an ETF for emerging markets that trades on the TSX? I have held ZEM in the past and have no particular concerns but as I now think about re-entering emerging markets it seems prudent to access your wisdom about possible alternatives that might be superior to the BMO product. Many thanks.

Q: What are your current thoughts on the mining sector? Is it presently undervalued and if so, what would you recommend as a way to gain exposure?

Q: Peter, my workplace DCPP holdings are already well-diversified but I have some accumulated cash to place. Our investment options are quite limited. As between three broad-based funds, a Canadian, a US and an International, which one would you be inclined to see the best return for - over, say, a 5 year period? Thanks for the great service!

Q: Hi,

I am looking to add more income to my portfolio. Currently own XCB and VSB and some cash that I want to deploy into another ETF. Which income etf's would you recommend to add or would you simply add to the existing holdings?

Thank you

Q: Hello 5i team,
What would be a good Canadian preferred shares ETF with a decent dividend?
Thanks,
Andrew