Investment Q&A

• iShares MSCI India Small-Cap ETF (SMIN $58.50)
  • $58.50 P/E (TTM): 102.32X Cap: $571M
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• Invesco China Technology ETF (CQQQ $44.75)
  • $44.75 P/E (TTM): 137.64X Cap: $2.44B
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Q: Can you give me growth etfs. One for China and one for India. Suitable for a TFSA.
Thanks. Chris

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Read Answer Asked by chris on April 23, 2019

• Global X S&P 500 Index Corporate Class ETF (HXS $92.50)
  • $92.50 Cap: $5.48B
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• Vanguard S&P 500 Index ETF (VFV $158.70)
  • $158.70 P/E (TTM): 26.01X Cap: $26.88B
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Q: Is this a a good play to the US market in a TFSA. Thanks

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Read Answer Asked by David on April 23, 2019

Q: Thank you for recommending AOK for my RRSP USD. Do you have a similar USD recommendation with more international exposure that has similar investment goals? Thanks. Peter

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Read Answer Asked by Peter on April 23, 2019

• iShares S&P/TSX Capped Information Technology Index ETF (XIT $61.95)
  • $61.95 P/E (TTM): 54.87X Cap: $629M
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Q: On February 14th, you suggested that Derek buy the top 5 tech stocks in XIT. With XIT up almost 30% YTD I suspect the top 5 did very well indeed. Would it still be a good investment (top 5) given the large run-up? I looked at the top 5 and spidey sense says yes, but I value your thoughts much more. Thoughts please?

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Read Answer Asked by Danny-boy on April 23, 2019

• Vanguard Total International Stock (VXUS $75.43)
  • $75.43 P/E (TTM): 10.89X Cap: $145.70B
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Q: If one wanted to simplify their international equity holdings (I.e. ROW outside North America), would VXUS be your choice or is there a better option you might suggest? Alternatively, would it be better to use two or three different Int’l ETF’s to accomplish the same? If so, what might be some suggestions?

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Read Answer Asked by Tony on April 23, 2019

Q: My wife currently holds two BMO Equity Growth ETFs, series A and T6. According to their info sheet, it states they have management fees of about 1.4 % and MER of 1.71%. Are both those fees payable, or is the mgmt fee included in the MER
Thanks

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Read Answer Asked by steve on April 23, 2019

• iShares S&P/TSX Canadian Preferred Share Index ETF (CPD $13.60)
  • $13.60 P/E (TTM): 6.96X Cap: $1.04B
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• Global X Active Preferred Share ETF (HPR $10.35)
  • $10.35 P/E (TTM): 35.71X Cap: $905M
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• Horizons Active Preferred Share ETF (HPR.A $9.29)
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Q: Preferreds declined in Nov-Dec and haven't come back. With interest rate peaking or flattening, is there any chance CPD or HPR will come back?

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Read Answer Asked by John on April 23, 2019

• Vanguard Industrials ETF (VIS $305.67)
  • $305.67 P/E (TTM): 23.26X Cap: $7.42B
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Q: I like both of these stocks but would ask would you recommend them an industrial etf .. if so which U.S. etf would you prefer. What on your thoughts on a Canadian industrial etf versus a u.s.. thank you. HON, UTX

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Read Answer Asked by Maureen on April 23, 2019

• Vanguard Total International Stock (VXUS $75.43)
  • $75.43 P/E (TTM): 10.89X Cap: $145.70B
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• Mackenzie Portfolio Completion ETF (MPCF $19.00)
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• iShares Core MSCI Global Quality Dividend Index ETF (CAD-Hedged) (XDGH $30.03)
  • $30.03 P/E (TTM): 13.46X Cap: $153M
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Q: Good day 5i and happy Easter to all.my current allocation to global equity is 25%of which 7% is mpcf and 18% xdg..I am retired with a divided and growth profile.do you like mpcf as a so called way to have an alternative weight to portfolio or as I am considering dropping it in favour of more yield and add to xdg? And also do you think xdg offers good value at 21$ or would you wait for a pull back? Your input geatly appreciated.tks Larry

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Read Answer Asked by Larry on April 23, 2019

• BMO Equal Weight US Banks Index ETF (ZBK $40.63)
  • $40.63 P/E (TTM): 12.47X Cap: $646M
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• iShares MSCI Min Vol USA Index ETF (XMU $85.57)
  • $85.57 P/E (TTM): 23.42X Cap: $363M
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Q: The tax treatment of these ETFs (and typical of others) is difficult to determine. Dividends are withheld from these ETFs but are applied to the book value of the stock. We still pay for the dividend as income (with tax credits) but when the stock is sold, the capital gains are reduced by the amount added to the book value. Capital gains are taxed at 50%. Does it matter if we hold these in a RRIF or personal account? I'm retired and total dividend income is below $50k.

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Read Answer Asked by Greg on April 22, 2019

• Miscellaneous (MISC)
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Q: My Portfolio Tracker is suggesting I move my Fixed Income allocation from 15% to 25% and my Geography from 17% International to 35% International. Given current market conditions which is most important to focus on first. Fixed Income or Geography?

My Fixed income ETF's are as follows:
CPD, VAB, XHY, and CBO.

Thanks.

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Read Answer Asked by Mauro on April 22, 2019

• iShares MSCI Europe IMI Index ETF (CAD-Hedged) (XEH $37.32)
  • $37.32 P/E (TTM): 27.64X Cap: $264M
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• Xtrackers MSCI Europe Hedged Equity ETF (DBEU $48.15)
  • $48.15 P/E (TTM): 39.14X Cap: $668M
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Q: Could I have your evaluation of this ETF. Could I load up to 5%?
Thank's

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Read Answer Asked by Ronald on April 22, 2019

• Invesco S&P 500 Low Volatility ETF (SPLV $72.53)
  • $72.53 P/E (TTM): 22.1X Cap: $7.31B
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• Vanguard Global Value Factor ETF (VVL $63.35)
  • $63.35 P/E (TTM): 13.89X Cap: $681M
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• iShares MSCI USA Momentum Factor ETF (MTUM $235.16)
  • $235.16 P/E (TTM): 29.56X Cap: $19.54B
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• Schwab US Dividend Equity ETF (SCHD $30.57)
  • $30.57 P/E (TTM): 16.74X Cap: $83.97B
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Q: Are there ETF's out there that employ both Active and Passive investing under one roof, or do I have to buy one active and one passive to create my allocation to both strategies ?

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Read Answer Asked by darcy on April 22, 2019

• iShares Core Balanced ETF Portfolio (XBAL $33.00)
  • $33.00 P/E (TTM): 15.47X Cap: $2.82B
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Q: Please give me your opinion on this ETA .

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Read Answer Asked by Scott on April 22, 2019

Q: Can you tell me which is better . 2.82 yield with .18 MER. Or 2.56 Y .06 MER
Thanks.

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Read Answer Asked by JAMES on April 22, 2019

• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO $18.40)
  • $18.40 Cap: $819M
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• iShares Core Canadian Universe Bond Index ETF (XBB $27.94)
  • $27.94 P/E (TTM): 31.38X Cap: $9.88B
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• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.22)
  • $16.22 P/E (TTM): 20.4X Cap: $1.04B
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Q: Hi Team,

Question about income etf's, i have roughly 225k invested. I am 50 years old and have always been an aggressive investor. Usually an 80%equity to 20%income. In which etf or etf's would you allocated the 20%

Thanks

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Read Answer Asked by Rino on April 22, 2019

Q: Hello. My question is regarding Management Fees vs MERs. Can you please tell me what is typically included in and MER other than Management fees as the MER is usually higher than the Management fee.

Thank you

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Read Answer Asked by Alex on April 22, 2019

• Public Storage (PSA $265.81)
  • $265.81 P/E (TTM): 30.11X Cap: $46.54B
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• Vanguard Real Estate Index Fund ETF (VNQ $87.80)
  • $87.80 P/E (TTM): 32.85X Cap: $37.14B
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• Cencora Inc. (COR $310.66)
  • $310.66 P/E (TTM): 38.49X Cap: $60.29B
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Q: Could you recommend one or two quality American REITS or a REIT ETF principally investing in the States? Thank you.

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Read Answer Asked by richard on April 22, 2019

• iShares MSCI Emerging Markets ETF (EEM $55.15)
  • $55.15 P/E (TTM): 7.32X Cap: $24.24B
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• iShares Core MSCI Emerging Markets ETF (IEMG $67.74)
  • $67.74 P/E (TTM): 7.35X Cap: $130.79B
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Q: I have recently been adding to my position in EEM. It is currently my biggest position. Should I sell EEM and replace it with IEMG due to the lower fees ? Thank you for this great service.

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Read Answer Asked by Christopher on April 22, 2019

• Cineplex Inc. (CGX $10.11)
  • $10.11 Cap: $638M
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• Chartwell Retirement Residences (CSH.UN $20.00)
  • $20.00 P/E (TTM): 99.35X Cap: $6.26B
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• Transcontinental Inc. Class A Subordinate Voting Shares (TCL.A $5.19)
  • $5.19 P/E (TTM): 2.37X Cap: $433M
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• Premium Brands Holdings Corporation (PBH $81.12)
  • $81.12 P/E (TTM): 59.53X Cap: $4.23B
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• iShares S&P/TSX Capped Consumer Staples Index ETF (XST $64.49)
  • $64.49 P/E (TTM): 16.5X Cap: $381M
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• State Street Consumer Staples Select Sector SPDR ETF (XLP $81.35)
  • $81.35 P/E (TTM): 24.94X Cap: $15.51B
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• Vanguard Consumer Staples ETF (VDC $222.48)
  • $222.48 P/E (TTM): 23.23X Cap: $8.43B
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Q: I am a retired, conservative, dividend-income investor.

Q #1 = I have partial positions in CSH, CGX, PBH, TCL. Would you top up any of these positions?

Q #2 = I am a little light on Consumers. I am having trouble finding an ETF in the consumer sectors that pay a "reasonable" dividend. My ideal dividend target is > 3%, but I'd consider > 2%.

Two questions...please deduct 2 credits. Thanks...Steve

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Read Answer Asked by Stephen on April 22, 2019