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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently have an RESP invested in the Mawer Balanced Fund (MAW104) which I've been pleased with performance (we'll be needing it in about 6-7 years). Considering switching this to either XBAL or VBAL to lower fees and hopefully improve returns accordingly.

I've read some of your answers to Mawer Balanced vs. the XBAL and VBAL ETF's. Would like your opinion on XBAL vs. VBAL for this account. The new XBAL mandate is pretty much the same as VBAL, but it's MER is slightly lower at 0.18% vs. 0.22%. XBAL is much smaller than VBAL currently, but I expect will catch up quickly, and they'll probably match MER's over time.

Do you recommend either of XBAL or VBAL over each other, and suggest even bothering switching from Mawer Balanced Fund in the first place? They all seem like good options!
Read Answer Asked by Alan on February 12, 2019
Q: Hi

Im planning to invest an etf(VFV) for my wife for a retirement fund(15 yr horizon).I will be doing it for 100/week.Just want to ask your opinion at which acct is better to put it for tax purposes.Also can you recommend other ETF’s that I can pick?

As always your comments are greatly appreciated.

Thanks.


Read Answer Asked by sunday on February 12, 2019
Q: Hi Just a follow up on my question re ETF's in Tax Advantaged Accounts
I neglected to add VGT and XLP and are in my non registered account or taxable account.
Would you have any suggestions to change and to what to make them more tax friendly.
Read Answer Asked by JEFF on February 12, 2019
Q: I am looking to invest in ETF's that are in the Articifical Intelligence and Robotic areas that trade on the Canadian exchange. Horizon has Mind for AI and Rbot for the Robotics but the average daily volumes are very small. Can you recommend any other ETF's I could consider. Thank you
Read Answer Asked by Gordon on February 11, 2019
Q: Hello,

When will your next ETF Recommend List be updated? I'm a subscriber of this service and in the middle of planning my investment strategy. Are you envisioning any major differences from the one published in Nov 2018?
Read Answer Asked by Loretta on February 11, 2019
Q: Which of the etf ZDY or VOO would you pick for RRSP (20 yrs time frame) or maybe
other better choice. In Canadian securities option we selected MAW106 or maybe other fund or etf, same time frame.
Read Answer Asked by Jacek on February 08, 2019
Q: Hi,
I’m looking at a long term (30 year) rrsp portfolio. What do you think of making it up of these 4 etfs? Do you think long term it’s better to have the hedged or unhedged versions (where applicable)? I’m thinking 25%vfv, 25%vef, 20%xqq and 20%vdy. Then 10% in cash for buying dips when I see them. I’ll also be using any drips (even proxy drips if needed) as well as adding new funds every 3-6 months and rebalancing annually (unless there’s some major movement before that). Do you see any areas that are too redundant or underrepresented?

Thanks
Read Answer Asked by david on February 08, 2019
Q: Hello Team. I am going to put some money in my TFSA. I have US exposure in my pension but not in my TFSA. Is there a low MER Balanced Equity ETF similar to the IWO growth ETF that you have in the growth portfolio that may do well as US markets recover.
Thank You
Clarence
Read Answer Asked by Clarence on February 08, 2019
Q: Hello Peter and Team
my question pertains to my US trading account invested in all stocks. I have done well so far. Now I want to switch to all ETFs portfolio for more stability and less maintenance in the medium and long terms. I intend to buy the above for 20% each.
Please let me know if my strategy and choices make sens and do not hesitate to provide suggestions and adjustments.
I value your opinion as always.
Raouf
Read Answer Asked by Raoul on February 08, 2019
Q: About a year ago, someone asked you about a new ETF, BHAV, which buys or shorts stocks that are mispriced for various reasons ("New ETF leverages emotional sell-offs" was a Financial Post headline). At the time, you replied that the fund was too new, and to check again in a year. I wonder if you can comment any further on it now (I've not been able to find out much of anything about it).
Read Answer Asked by chris on February 07, 2019
Q: Hello 5i,
When using the ETF Sector Balancing Tool for the Bond ETF's I just put in another category of Fixed Income instead of trying to break out Corporate bonds as well as Government bonds. Does this appear to be a correct procedure? Also does it matter if ETF's are International, European, Canadian or US or just use the sectors as if there was no geographical difference?
thank you
Stanley
Read Answer Asked by STANLEY on February 07, 2019
Q: PAVE. Do you think this is a good investment to capitalize on infrastructure build out in the US??
Compared to WSP??
Read Answer Asked by Bill on February 06, 2019
Q: Recently n January bought 5150 shares pmif.my brokerage showed a yield of 3.5%on a monthly distribution of .0230.your site has same monthly rate and a yield of 2.7. I have just received my first Monthly payment of 118.45 on book value of 100126$ . this would be a yield of just 1.42%.can you analyze and confirm what yield I can count on?And any suggestions for any other options in fixed income to yield 3%?

Read Answer Asked by Larry on February 06, 2019
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