Q: I am currently setting up my portfolio with 30% allocated to fixed income. With bond yelds being quite low, as well as the risk of capital erosion with rising interest rates, can you provide some advise on how i should structure the fixed income portion. What alternatives should i use? Should rate reset preferreds be part of this portion? Thank you
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I noticed that you have recommended VGK for European exposure. Would you prefer this over a hedged product such as HEDJ? Is there a Canadian dollar vehicle that you could recommend, and is there a C$ hedged one? Thanks
Q: Hi Peter and Ryan,
I am wanting to invest in emerging markets and I am been comparing the mawer fund for emerging markets with a mer of 1.60 to VEE the etf, with a mer of .23.
Is the high mer worth it for the active management?
Other aspects of these options that I have been comparing is the holdings, Maw160 has 36 holdings and VEE has 4726 ,tracting the index.
Do you have any other suggestions for emerging markets?
Thank you for this valuable service,
Susan
I am wanting to invest in emerging markets and I am been comparing the mawer fund for emerging markets with a mer of 1.60 to VEE the etf, with a mer of .23.
Is the high mer worth it for the active management?
Other aspects of these options that I have been comparing is the holdings, Maw160 has 36 holdings and VEE has 4726 ,tracting the index.
Do you have any other suggestions for emerging markets?
Thank you for this valuable service,
Susan
Q: Hi 5i Team,
In the prospectus for the Horizons ROBO ETF, under Redemption of Units, it says:
"In addition to the ability to sell Units of the ETF on the TSX, Unitholders of the ETF may redeem Units for cash at a redemption price per Unit equal to 95% of the closing price for the Units on the TSX on the effective day of the redemption, where the Units being redeemed are not equal to a PNU or a multiple PNU.
Because Unitholders will generally be able to sell Units at the market price on the TSX through a registered broker or dealer, subject only to customary brokerage commissions, Unitholders are advised to consult their brokers, dealers or investment advisors before redeeming their Units for cash."
I find this confusing, and want to understand the redemption process before buying any units.
I don't understand why I could redeem units for cash and get only 95% of the closing price on that day. Why not 100%?
In the second paragraph it states that although I can sell units at the market price on the TSX that I should consult my broker before redeeming units for cash. Isn't selling the units at market price on the TSX giving me 100% cash? I don't understand why I need to advise my broker when I want to sell. Can't I just place the order myself? Can you explain that.
Paul
In the prospectus for the Horizons ROBO ETF, under Redemption of Units, it says:
"In addition to the ability to sell Units of the ETF on the TSX, Unitholders of the ETF may redeem Units for cash at a redemption price per Unit equal to 95% of the closing price for the Units on the TSX on the effective day of the redemption, where the Units being redeemed are not equal to a PNU or a multiple PNU.
Because Unitholders will generally be able to sell Units at the market price on the TSX through a registered broker or dealer, subject only to customary brokerage commissions, Unitholders are advised to consult their brokers, dealers or investment advisors before redeeming their Units for cash."
I find this confusing, and want to understand the redemption process before buying any units.
I don't understand why I could redeem units for cash and get only 95% of the closing price on that day. Why not 100%?
In the second paragraph it states that although I can sell units at the market price on the TSX that I should consult my broker before redeeming units for cash. Isn't selling the units at market price on the TSX giving me 100% cash? I don't understand why I need to advise my broker when I want to sell. Can't I just place the order myself? Can you explain that.
Paul
Q: Hi All at 5i! Could you tell me what the difference in holdings are in these broad ETF S ..which would be the better to hold for the best broad exposure ? And a second question ..could you suggest a Us Money Market ETF. Thanks, Tamara
Q: Happy New Year Peter and team.
I keep hearing that US Banks will do great in 2018 and am switching from ZWH to ZUB in my RIF where I have a 8.4% weighting. Is this a good strategy or do you have other ideas and why?
I keep hearing that US Banks will do great in 2018 and am switching from ZWH to ZUB in my RIF where I have a 8.4% weighting. Is this a good strategy or do you have other ideas and why?
Q: Good Morning
From the following etfs which one do you recommend for exposure to GOLD bullion? And Why?
CGL
GLD
CEF.A
IAU
Do you have any other suggestions for exposure to gold bullion?
Thank you
From the following etfs which one do you recommend for exposure to GOLD bullion? And Why?
CGL
GLD
CEF.A
IAU
Do you have any other suggestions for exposure to gold bullion?
Thank you
Q: What are your thoughts on ZUP for income as a “safe” investment? Thanks. Peter
Q: Hi Peter and Team,
Can you advise your top two reset preferred stocks and if they offer minimum resets? Also from a macro point of view is this an alright time to purchase?
Thanks
Chris
Can you advise your top two reset preferred stocks and if they offer minimum resets? Also from a macro point of view is this an alright time to purchase?
Thanks
Chris
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Vanguard FTSE Europe ETF (VGK)
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Vanguard FTSE Emerging Markets ETF (VWO)
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SPDR EURO Stoxx 50 ETF (FEZ)
Q: Hi 5i team,
I would like to purchase two ETFs. One for developed Europe and the other for Emerging Markets. I would use US$ for these purchases. Please advise your top pick for each category. And what is the minimum portfolio percentage to make these purchases meaningful? Thanks.
I would like to purchase two ETFs. One for developed Europe and the other for Emerging Markets. I would use US$ for these purchases. Please advise your top pick for each category. And what is the minimum portfolio percentage to make these purchases meaningful? Thanks.
Q: A very hearty thanks to 5i. I am up a total of 16.3% in 2017, well above the TSX.
I hold all the equities in your model Balanced Equity portfolio (although not in the same weightings). I also have a 5% holding in ZLB which has done reasonably well for me (up 72% since Sept. 20, 2013) but since I already have most of my portfolio in Canada, I was thinking I should switch it to a foreign ETF. I am currently have small holding of ZUE at 3.5% of total, ZDM at3.2% and VEE at 2.9%, all three totaling just under 10%.
Would you agree with switching ZLB and into which ETF if so. Or would you have other suggestions. I am not particularly afraid of volatility as long as the investments are solid.
I hold all the equities in your model Balanced Equity portfolio (although not in the same weightings). I also have a 5% holding in ZLB which has done reasonably well for me (up 72% since Sept. 20, 2013) but since I already have most of my portfolio in Canada, I was thinking I should switch it to a foreign ETF. I am currently have small holding of ZUE at 3.5% of total, ZDM at3.2% and VEE at 2.9%, all three totaling just under 10%.
Would you agree with switching ZLB and into which ETF if so. Or would you have other suggestions. I am not particularly afraid of volatility as long as the investments are solid.
Q: Hey I am considering adding ZUQ to my TFSA for growth to compliment some US dividend ETF's that I hold and ZIN to a non registered account for capital appreciation. Any concerns with either of these ETF's and this strategy for future growth?
Q: Re; electric vehicle batteries and investing in related companies, along with lithium and cobalt -- looking for a way to make money in this space and not doing well with my own research efforts. Any thoughts/advise.......... "Thanks"!
Q: I am looking for a good EFF that will cover off the growth in Electric Vehicles - Long term hold - What is your recommendation
Q: I am looking for income and was wondering what the risks are in covered call ETFs. I am looking at ZWB and ZWU. Would they fare better in a market correction than pure ultility or bank stock ETFs?
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Balanced Equity Portfolio (BEPORT)
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Vanguard FTSE Emerging Markets All Cap Index ETF (VEE)
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Vanguard S&P 500 Index ETF (VFV)
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Vanguard Global Minimum Volatility ETF (VVO)
Q: I plan to shuffle my RRSP to include your Balanced Equity Portfolio and the three ETFs above. Would you recommend any exposure to bonds through a fourth ETF?
Q: Happy New Year, and all the best of 2018.
Our granddaughter is 18 months old. Currently her RESP consists of 64% WN.PR.C and 33% XDIV. I was considering adding XDUH, the hedged version of the above fund, for both growth and income, with this year's total contribution. For direct growth, would it be wise to split this year's contribution between XDUH and SIS, given that all of these investments I make on her behalf are extremely long term holds.
Thanks again. Susan
Our granddaughter is 18 months old. Currently her RESP consists of 64% WN.PR.C and 33% XDIV. I was considering adding XDUH, the hedged version of the above fund, for both growth and income, with this year's total contribution. For direct growth, would it be wise to split this year's contribution between XDUH and SIS, given that all of these investments I make on her behalf are extremely long term holds.
Thanks again. Susan
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iShares Core Canadian Government Bond Index ETF (XGB)
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Vanguard Canadian Aggregate Bond Index ETF (VAB)
Q: Hello 5i team,
I was wondering what is the difference between the 2 above bond indexes? Do they both track CAN government bonds but are simply from 2 different institutions.
Which one is better?
Thank You,
Andrew
I was wondering what is the difference between the 2 above bond indexes? Do they both track CAN government bonds but are simply from 2 different institutions.
Which one is better?
Thank You,
Andrew
Q: I am looking to add a AI Stock and an ETF to my portfolio.
What Stock and what ETF would your recommendation be for a long term hold that is focused on AI?
What Stock and what ETF would your recommendation be for a long term hold that is focused on AI?
Q: Hi are there any US industrial sector etfs issued in Canada. Thanks. Bill