Investment Q&A

Q: Would like your opinion on Connor, Clark & Lunn Global Alpha funds - are they a good investment? ccl450 is the class A with a much higher mer than the class f ccl451.

Q: I notice lately you’ve been recommending XBB for a bond etf. I own ZAG. Is there much difference between the two? Should I switch?

Q: With ZEB having 6 holdings I am wondering why it makes sense over purchasing the banks individually?

Which do you prefer ZEB or RBNK? Why?

10-20 years, in an unregistered cash account.

Q: Any ETF i could park money (us dollar in rrsp account) with no or minimal risk of capital loss. I have some cash waiting for a pull back and would like a minimal return.
I’m worried that a short term bonds etf would suffer if market down/crash ?

Q: HI Team
After 2-3 years in the making (getting a root canal would have been more pleasant), I finally convinced my daughters to start contributing to
their RRSP and TFSA accounts held at RBC Direct Investing. Aged 23 and 25 they really don't have much., just around 10 000 in RRSP. I was thinking equally splitting the money into XIC and VFV or VUN. RBC has started their own Robo Adviser service.Would that be a good idea for them since they can contribute monthly to those plans and have a more diversified portfolio? Do i stick to the original plan with the above mentioned ETFs and repurchase yearly to keep costs down? Thank you in advance. Sam

Q: I have recently taken over managing a 401K that is comprised of many ETFs. I have never owned an ETF prior but am wondering if this setup is reasonable. It feels like too many ETFs with a fair bit of overlap. Currently equal weights of: XLV, XLI, XLY, XLK, XLRE, XLU, XLP, XLF, XLC, XLE. Your thoughts - some of these the fees are a bit high as well!

Q: Hi - I need to increase my fixed income allocation, Can you pls recommend some favorite ETFs issued in Cdn dollars. The assets can include US issues but no junk bonds please. Thanks for the help.

Q: Can you provide a good Canadian ETF to invest in China right now. Thanks.

Q: Is it necessary to complete CRA form T1135 for investment of more than $100,000 in this ETF in a Cash Account.

Q: I would like to consider ESG (Environmental, Social , Governance) Factors in investing, a.k.a.. Sustainable or Socially Responsible Investing. Do you have any reports or suggestions on companies to consider in a portfolio? Or which services might be available in the financial community to consider for screening potential stocks?

Q: Recently signed up with 5i and I appreciate the information provided. My first question ... I am reducing the risk in my portfolio in anticipation of a market decline over the next 6 to 18 months. Part of which includes increasing the allotment cash/bonds so that I can reinvest in equities at the appropriate time. Over the summer I've moved into some HFR,XBB, HTB. I would like to get some yield but I do not need the cash flow for years down the road. What are your thoughts on these 3 choices for risk reduction and capital appreciation when the market corrects?

Q: Hi 5i
I know you typically add ones equity ETF`s plus all individual stocks to determine the total equity exposure in ones portfolio , but I'm not sure what the best method is to determine max exposure to any one stock when ETF`s make up a good chunk of the portfolio . There are some ETF`s that you would want a greater percentage then maybe the 5% max you might want for most of the individual stocks and some you might not want more than the 5%. . So if i have determined that i don't want more than a 5% waiting in any one equity do i add up all ETF`s and individual stocks and calculate the 5% or am i best to calculate the 5% number just on individual stocks since ETF`s are inheritantly diversified anyways ? Thanks in advance for your clarification .
Bill C

Q: Good morning,
Can you suggest an ETF on S&P 500 that trade
in Canadian currency and unhedged? A little bit of history in performance will be helpful. Thanks in advance. Rossana.

Q: Hello 5i,
I currently hold both of the above ETF's at approximately 4.90 % (ZDI) and 5.5% (CYH). My primary concern is income along with diversification. However, I was wondering if you feel I am well-served by having both at a total of 10.5 % of my PF? Is there an alternative approach that you would recommend? Pare down to just one or switch to something else altogether, or stay the course? In particular, I would be interested in some alternative suggestions for my international exposure given my focus on income.
Thanks for any assistance you can provide.
Cheers,
Mike

Q: Hi Team,

What are your thoughts on using DGRO as a core holding in an RRSP account to cover U.S dividend growers?

Thanks

Q: I will sell shares of HPE and GE to harvest some capital loss. I would like to replace those shares by an ETF which have a fund structure that re-invest dividends (as quoted in the September ETF letter) or shares of another company. Could you give me some suggestions?
Thank you

Q: Being retired my focus is on income and capital preservation in that order. Needing some USD to spend in the south, I have been recommended these income producing ETFs. Do you see any red flags with any of these?

Q: I am looking at etf's (TFSA account) on Cdn exchange that are close in nature to VIG and VXUS in terms of size, exposure and dividends.
Thank you

Q: HMMJ seems to have some good momentum and I'm no longer under water. Do you think it's going to continue until legalization or is it just volatile and I should get out while I'm ahead? Thanks!

Q: Hello 5I team
Would it be a good idea to short HMMJ or a Canadian Healthcare ETF? How much of the Canadian health care sector is Marijuana. Would there be a catalyst or a cue you use to determine when and if this is a good idea? Also how might you structure such a call? I have not shorted any equity so I am rather green on this. Also I am looking forward to the Moneyshow. Thanks for all the work you do to make this event a success and all the endless questions here. Jeremy