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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have been doing monthly periodic purchases of VGG since January 2025. I clearly picked wrong (as usual) and should have gone with VHG (hedged version). I continue with monthly periodic purchases (even though my investor fear says not too), but should I switch and start purchasing VGH instead ? Am I cancelling out any future returns by doing so ?
Read Answer Asked by Thomas on June 16, 2025
Q: Is there any ETF that qualifies for dividend tax credit. If there is please share few of your favourite ETF.


Thanks for your great service
Read Answer Asked by Hector on June 16, 2025
Q: Oops sorry about that. The correct symbol is ECAT . And the question is as follows ......

" Saw a question on ECAT the other day. Just trying to figure out exactly what it is and what type of market will affect it's price ..... I realize it is made up of both security and debt but don't really understand the structure of the product { but that juicy 22.28% yield is attractive } Could 5i explain the structure in detail and what market conditions will affect the price both up and down ? And assign a risk factor with one being a UMAX and ten being a YTSL ? .... Thanks for your terrific service "
Read Answer Asked by Garth on June 16, 2025
Q: Hi 5i, I am thinking of buying this ETF but I don’t mind buying six companies in the materials sector to get diversification and possibly a better dividend. Can you name 6 material companies that act like proxy with dividends in mind that are ex Canada.
Read Answer Asked by Mark on June 16, 2025
Q: Non-resident tax, I'm considering to reduce my percentage of U.S. contents gradually, since nobody knows what to expect from donald...
Hopefully, this eventual new tariff policy wouldn't affect RSSP .
As you notice, some of the ETF posted are all U.S, companies in the case of XHY and NHYB, they both are mainly Bonds or gvt.Bonds,how tariff could affect the two.?

Thanks again to the team

Dan
Read Answer Asked by DANIEL on June 16, 2025
Q: Hi, I'm looking for recommendations for ETFs to complement HXS and HXT in TFSA, for recurring biweekly purchases. What are your top two picks?
Read Answer Asked by Gurdeep on June 16, 2025
Q: Could you suggest a ex-Canada, USA dividend growth ETF? I already own ZDI which pays a good dividend but not sure about its dividend growth. Thanks
Read Answer Asked by Ronald on June 13, 2025
Q: For a small amount of risk money, what is your top recommendation for the next 12 months? What stock or ETF sub-sector do you see with the greatest upside potential?

Thanks for this excellent service.
Read Answer Asked by Dale on June 13, 2025
Q: I have BNS544 mutual fund, would like to know what 3 ETFs in order would you replace this mutual fund with. For a RRSP account.
Much appreciated
Read Answer Asked by Alto on June 13, 2025
Q: Good morning,

Thank you for the ongoing incredible insight.
Could I please get your favourite US momentum and sector ETF that you have a high conviction in its holdings.

Thank you.
Read Answer Asked by Adam on June 12, 2025
Q: If you buy a limited partnership in a pipeline in the US at tax time you will get forms saying you may have to file a US tax return. This happened to me once and I don't want it to happen again. I was looking to purchase "weat' as there is a real drought setting up in the central plains but am worried that a product like this might trigger another US tax reporting problem. Right or wrong ?
Read Answer Asked by lynn on June 12, 2025
Q: Several weeks ago one of your members said they were seeking the safety and yield of CASH:CA and another name I can't remember or find again. This to ride out the market turmoil. I remember both names as being stable and having a decent dividend. Can you suggest the forgotten name or other names that are similiar and offer similiar features?
Read Answer Asked by dave on June 12, 2025
Q: Greetings 5i,

Looking for diversification for the wife's portfolio. We hold within the TD platform, TD WebBroker. Specifically regarding TDs ETFs I had thought that some of their ETFs had no transaction fees associated with purchases. Usually within TD WebBroker there is a $9.99 fee for most transactions and I am trying to get around that for the ETFs we are considering. I thought 5i may have this information available and could you list the ETFs that have no transaction/trading fee through the TD WebBroker.

Cheers!
Read Answer Asked by Duane on June 11, 2025
Q: What are your thoughts on EWH these days? I'm considering investing as I have zero exposure to the China market. I have such little confidence in their legal system that I am hesitant. Any other suggestions re China? Thanks
Read Answer Asked by alex on June 11, 2025