Investment Q&A

Q: What are you thoughts on this one for Income. Is the value slowly being eroded due to ROC ? Any other red flags ?

Q: How the dollar work with the hedged bond

Q: Good Day
Is there an equal weight ETF for S+P 500 like RSP traded in Canada ?
Thanks

Q: Your thoughts on this fund. I have had it for three years and it has done nothing. It is 5% position. I thought it would balance my portfolio with some emerging markets, but it seems like more of a boat anchor. Should I keep it for the long term or move on.
Thanks

Q: I have a lot of cash and am planning to trim some tech stocks.
I have no ETF.s or bonds in my portfolio. Can you recommend some safe and growth bonds.

Q: Please give me your updated view on Bitcoin. I remember, in one of your replies, you had mentioned something about drawdown, could you elaborate on that? At what point, are we in the cycle? Where would you find it interesting enough to take a position if not already owned? Thanks in advance.

Q: If you own a Canadian domiciled ETF that holds US fixed income (like ZTS) what are the tax implications? Is there withholding tax if held in an RRSP, TFSA, or taxable account?
Some websites say no withholding tax on U.S. bonds but others say yes. What's the right answer?

Q: I think my question was more related to, do you agree that GLCC was so much better than AEM.
Using 04/21/2011 as start date to match available data range for AEM.CA and GLCC.CA
AEM.CA GLCC.CA Growth of $10,000.00
With Dividends Reinvested
Click for detailed chart tool
Start date: 04/21/2011 04/21/2011
End date: 01/17/2025 01/17/2025
Start price/share: $64.99 $10.04
End price/share: $123.09 $28.11
Starting shares: 153.87 996.02
Ending shares: 194.26 3,596.08
Dividends reinvested/share: $14.08 $21.84
Total return: 139.12% 910.86%
Average Annual Total Return: 6.54% 18.32%
Starting investment: $10,000.00 $10,000.00
Ending investment: $23,899.77 $101,111.35
Years: 13.75 13.75

Q: Does the Hamilton group of US etf.s like HYLD HBND. FMAX. HBIL have withholding tax if held in a TFSA or non regestered account? Thank you JIM

Q: I have held SCHD for several years and just compared its total return with that of SPY and VIG:
SCHD (Schwab U.S. Dividend Equity ETF)
• 1 Year: 15.73%
• 3 Years: 15.80%
• 5 Years: 76.76%
• 10 Years: 204.74%
SPY: SPDR S&P 500 ETF Trust:
• 1 Year: 27.37%
• 3 Years: 44.86%
• 5 Years: 98.26%
• 10 Years: 254.08%
VIG (Vanguard Dividend Appreciation ETF)
• 1 Year: 27.48%
• 3 Years: 45.14%
• 5 Years: 98.81%
• 10 Years: 256.38%
Are my calculations correct? Return on SCHD doesn't look right to me. The data supports Mr. Buffett’s view on SPY being better overall.

This question is prompted by concerns that my portfolios are in mostly high growth businesses and thus vulnerable. I wonder if one should lean towards dividend growth this year and trim the now-expensive high growth companies. Ignoring tax impact, would you today stay with SCHD, or switch to VIG, SPY , or do you have another US dividend-growth ETF to balance a high beta folio?
:ao:sab

Q: I have a significant amount of my USD portfolio in VOO, I won’t need the money for 20 years. I’m trying to decide where to invest new USD with current stock market valuation. With a long term horizon any reason I can’t keep buying VOO?

Q: Hi Peter, Ryan and Team,
I know that 5i is a fan of momentum investing, and would like your take on VMO. We have a small position since Portfolio Analytics tells us that our International holdings are too low. Are there any similar ETFs in this space that we should consider?
Thanks as always for assisting us to make informed decisions.

Q: Hello,

Considering selling a combination of XBB, XLB, and ZMP and purchasing some CAP REIT. Would you see this as a good move? Or hold the bond ETFs? Looking for a longer term hold.

Thanks!

Q: Of these two etfs HYLD and HHIS how safe is the capital and which one would you prefer. Also would they be better for a RRSP, TFSA or NON REGISTERED account

Q: With stock performance possibly to be flat or down for a year or more, could you provide a list of EFTs that could capture extra upside in such a market using options
In particular I’m looking for US small/mid cap ETFs with covered calls/put options for the next couple of years in the event the market is flat to down

Also, is it possible to access a “search tool” for such an inquiry as follows:
US mid cap
CC options
In CDN dollars hedged
Defensive sectors like utilities

Q: Trading volume is good. Yield is similar to other cash savings etf but this has an advantage when held in a taxable account because it does not pay distributions. However it is trading for approx 1.5% premium. If there was no premium, I would buy it for a 9 month hold but the premium is more than half the yield I can expect for 9 months. Am I right that in my situation, pick another cash savings etf? To pay a premium is not a good idea for a cash etf no matter how good it is? What do you think? Thank you!

Q: I own some Bitcoin and would like to invest more but in my registered funds. Can you recommend an etf or CDR I could consider? Thanks.

Q: I'm looking for an ETF in the US Markets for a US Dollar Money Market Fund or equivalent with low fees. Could you recommend one or two very reputable ones?

Broadly, I came into some US dollars, and before I invest them, I'd like to put them into treasury equivalents for security until I invest into the broader market.

Q: What would cause cash to lose money ?

Q: Looking for investing suggestions for someone in there mid twenties that has a very good job and are just starting out investing, I was thinking buying a few ETFs that auto buy every paycheck through a big bank brokerage arm kind of set it and forget till they figure out if they want to learn more about investing. Also what would be a good basic investing book that teaches how RRSPs and TFSAs work? Is Gordon Pape still around, lol.