Investment Q&A

Q: How would you rate this mutual fund has a retirement income producer?

Q: Hi gang, If my portfolio is set up 50/50 with 50% in equities and 25% in bonds and 25% in cash, and if I take the 25% cash and invest in a inverse mutual fund or short the index would my split go to 25/75? Looking at ways to ease the pain during the next bear which we can start to see in the rearview mirror, whether its this year or next. Just don't like giving money back.

Thanks
Anthony

Q: I currently have 20% fixed income in my portfolio. 10% is laddered GICs and the other 10% is in ZAG ETF. I'd like to add another 5% to fixed income and was wondering if you think XIG would be a good source as it adds some US exposure and a slightly higher yield. How risky would it be? Or do you have other suggestions? Please note that I am not interested in junk bonds.

Q: Could I have your thoughts on the ETF, FIVG, and is there something similar in Canada?

Q: Larry Bergman was on BNN on Monday he likes this etf ( EMLC) to park cash . He suggested that the present 6% yield + some value appreciating in US currency Vs Cad could net 10% return - your thought's please. Any specific suggestion to park cash would be appreciated

Q: Good afternoon 5I.

When I bought CPD I thought it would hold its value better then it has. I did feel better when I looked at your income portfolio I see its down 20% and you still hold it.
What will it take to make CPD change direction?
Do you still feel like its a good position to have in a income account?

Thanks

Q: In response to your answer to my question. A capital gain cost on an interest vehicle removes any benefit of investing in the mutual fund (TDB8152), when the Canadian dollar is falling, as it surely is. It would be better to leave the money in cash. Is there a better alternative?

Q: Hi - looking for recommendation for ETF recommendations within my TFSA. 40% of TFSA will be for this ETF mix and 60% is in your Balanced Equity model. Long term investment horizon for me as in mid 30s. Any recommendations?

Q: What do you think about the Etf’s ZEF and EMLC at this time. If you had to pick one, which would it be or both.
Thanks

Q: Hi 5i,
I would appreciate your thoughts on these two CDN listed ETF's that employ two different methods for creating a US Low Volatility ETF.
ZLU uses individual stock Beta and XMU optimizes for minimum portfolio Variance.
ZLU reconstitutes/rebalances once per year and XMU does it twice per year.
ZLU trading volumes appear higher than XMU but, XMU underlying US ETF is very high and high market value.
ZLU holdings are 103 and ZMU is 215.
MER's are about the same for both at approx. 0.33
I intend to use these in my RRSP and TFSA and trade them based on monthly trends.
ZLU holds the stock directly so there may be some saving in an RRSP. XMU holds the underlying US ETF for exposure.
Which one would you buy for a RRSP/TFSA?
Can you suggest alternatives that might be better for US Low Volatility sold on a CDN exchange?

thanks

Q: What is your take on buying VEQT ETF? Do you see the potential of growth as the ETF is opened recently, or it is risky? thanks.

Q: Hello 5i,
I am not very bullish on the Canadian economy considering the provincial and federal politics and lack of leadership in regards to the Energy and now Agricultural Industry.
So I am thinking of splitting my portfolio up into 3 categories, Growth Stocks, Dividend Paying Stocks and ETF's for global and sector diversification. ZLU & ZWH for US low volatility and Dividend, CDZ for Canadian Dividend and VGRO & XWD for global diversification and growth. Your thoughts or recommendations would be appreciated.
Thanks,
SF

Q: Greetings,

i am trying to clean up my US 401K _ i own both of these for income - do i need both and will they act the same?

Thanks

Q: Does this etf qualify for the Canadian dividend tax credit in a non registered account? If no, how is the dividend taxed? Is there a US 15 per cent with holding tax ? Thanks for the information.

Q: Good afternoon, could you please suggest ETFs that would cover the fields of artificial intelligence and for cybersecurity? I’m guessing these will be mostly for US companies? Thanks

Al

Q: Hi , I have heard of these liquid alt ETF hedge funds . What’s your opinion of this strategy? What’s in NALT?
Thanks

Q: Good mornng,
Thank you for your prompt and very helpful answer to my question re: Mutual funds/ETFs that do not pay any DISTRIBUTIONS and only generate CAPITAL GAINS.
As a follow up to your general HORIZON Total Return ETFs recommendation, what are your thoughts in terms of appropriateness if I were to split the amount to be invested in each of my minor grandchildrens' Non Registered in-trust accounts as follows: 50% in HXS.CA and 50% in HXT.CA? Your comments/thoughts on these specific ETFs would be most appreciated. Feel free to recommend other ETFs as need be . Thank you.

Q: I am looking for a Canadian ETF that can go both long and short.
Please give me your first choice and the reasoning.

WEB

Q: I am looking to take a position in this fund .
Does this fund go up as a rule when the overall market go down
How are the monthly distributions for tax purposes calculated. If I take a position now I would not be taxed at year end for the months that I did not hold the fund or are taxes applied at year end for the full year to all holders regardless of when the fund was purchased.
Thank You
Al Mississauga

Q: My question is highly speculative but I would appreciate your opinion. I have $500,000 which I would like to invest in the above securities. My own gut feeling is to invest the funds with 60% in VFV and 40% in XIU over a period of 120 days. Thanks, Bill