Investment Q&A

• Huntington Bancshares Incorporated (HBAN $15.83)
  • $15.83 P/E (TTM): 11.36X Cap: $32.47B
  • View HBAN Profile
  • View Questions on HBAN
• Citigroup Inc. (C $116.16)
  • $116.16 P/E (TTM): 16.49X Cap: $205.30B
  • View C Profile
  • View Questions on C
• Goldman Sachs Group Inc. (The) (GS $856.85)
  • $856.85 P/E (TTM): 16.82X Cap: $255.47B
  • View GS Profile
  • View Questions on GS
• JPMorgan Chase & Co. (JPM $293.79)
  • $293.79 P/E (TTM): 14.72X Cap: $796.83B
  • View JPM Profile
  • View Questions on JPM
• KeyCorp (KEY $20.61)
  • $20.61 P/E (TTM): 13.38X Cap: $22.16B
  • View KEY Profile
  • View Questions on KEY
• Morgan Stanley (MS $165.88)
  • $165.88 P/E (TTM): 16.24X Cap: $263.37B
  • View MS Profile
  • View Questions on MS
• PNC Financial Services Group Inc. (The) (PNC $211.73)
  • $211.73 P/E (TTM): 12.53X Cap: $85.97B
  • View PNC Profile
  • View Questions on PNC
• Regions Financial Corporation (RF $26.59)
  • $26.59 P/E (TTM): 11.56X Cap: $22.83B
  • View RF Profile
  • View Questions on RF
• iShares U.S. Regional Banks ETF (IAT $54.96)
  • $54.96 P/E (TTM): 11.58X Cap: $582M
  • View IAT Profile
  • View Questions on IAT
• Citizens Financial Group Inc. (CFG $60.98)
  • $60.98 P/E (TTM): 15.8X Cap: $25.91B
  • View CFG Profile
  • View Questions on CFG
• BMO Covered Call US Banks ETF (ZWK $25.96)
  • $25.96 P/E (TTM): 13.16X Cap: $349M
  • View ZWK Profile
  • View Questions on ZWK

Q: With interest rates potentially going lower in the US I was wondering about your crystal ball thoughts on where this ETF might peak this cycle ? I bought in when it cratered a couple years ago.

Upvote 2

Read Answer Asked by STEVE on August 27, 2025

• CI Galaxy Ethereum ETF (ETHX.B $10.27)
  • $10.27 Cap: $383M
  • View ETHX.B Profile
  • View Questions on ETHX.B
• Fidelity Advantage Bitcoin ETF (FBTC $31.41)
  • $31.41 Cap: $1.28B
  • View FBTC Profile
  • View Questions on FBTC
• Fidelity Advantage Ether ETF (FETH $38.73)
  • $38.73 Cap: $66M
  • View FETH Profile
  • View Questions on FETH
• ISHARES BITCOIN TR (IBIT $38.80)
  • $38.80 Cap: $54.73B
  • View IBIT Profile
  • View Questions on IBIT
• Fidelity Wise Origin Bitcoin Fund Beneficial Interest (FBTC $59.62)
  • $59.62 Cap: $12.81B
  • View FBTC Profile
  • View Questions on FBTC
• iShares Ethereum Trust ETF (ETHA $15.70)
  • $15.70 Cap: $6.57B
  • View ETHA Profile
  • View Questions on ETHA
• 3iQ Solana Staking ETF (SOLQ $8.87)
  • $8.87 Cap: $118M
  • View SOLQ Profile
  • View Questions on SOLQ
• Purpose XRP ETF (XRPP $5.79)
  • $5.79 Cap: $52M
  • View XRPP Profile
  • View Questions on XRPP

Q: What are your preferred vehicles to hold crypto currency (bitcoin, ethereum, xrp) without holding the digital key personally? Please touch on risk levels, growth prospects. Deduct as many questions necessary.

Upvote 6

Read Answer Asked by Joel on August 27, 2025

• Global X S&P 500 Index Corporate Class ETF (HXS $94.73)
  • $94.73 Cap: $5.20B
  • View HXS Profile
  • View Questions on HXS

Q: If I was to hold the TSX listed HXS in a cash account and the value exceeded $100,000 would I be obligated to file a T1135. Thanks.

Upvote 3

Read Answer Asked by Anthony on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $89.28)
  • $89.28 P/E (TTM): 87.79X Cap: $258M
  • View ESPO Profile
  • View Questions on ESPO

Q: Please provide your opinion regarding growth for this company in the next 3 years.

Upvote 1

Read Answer Asked by Terry on August 27, 2025

• VanEck Vectors Video Gaming and eSports ETF (ESPO $89.28)
  • $89.28 P/E (TTM): 87.79X Cap: $258M
  • View ESPO Profile
  • View Questions on ESPO
• Evolve E-Gaming Index ETF (HERO $37.48)
  • $37.48 P/E (TTM): 113.86X Cap: $13M
  • View HERO Profile
  • View Questions on HERO

Q: Please provide an opinion for this stock or your best choice for one similar.

Upvote 1

Read Answer Asked by Terry on August 26, 2025

• VanEck Vectors Gaming ETF (BJK $35.32)
  • $35.32 P/E (TTM): 19.97X Cap: $17M
  • View BJK Profile
  • View Questions on BJK
• Genius Sports Limited (GENI $4.40)
  • $4.40 Cap: $1.13B
  • View GENI Profile
  • View Questions on GENI
• Roundhill Sports Betting & iGaming ETF (BETZ $18.32)
  • $18.32 P/E (TTM): 36.85X Cap: $49M
  • View BETZ Profile
  • View Questions on BETZ
• Flutter Entertainment Plc (FLUT $104.50)
  • $104.50 Cap: $18.22B
  • View FLUT Profile
  • View Questions on FLUT

Q: What 2 Sports gaming companies and 2 ETF's do you recommend?

Upvote 4

Read Answer Asked by Terry on August 26, 2025

• NEOS Nasdaq 100 High Income ETF (QQQI $50.33)
  • $50.33 P/E (TTM): 32.59X Cap: $9.44B
  • View QQQI Profile
  • View Questions on QQQI
• NEOS S&P 500 High Income ETF (SPYI $49.71)
  • $49.71 P/E (TTM): 25.57X Cap: $8.21B
  • View SPYI Profile
  • View Questions on SPYI
• Simplify High Yield ETF (CDX $21.44)
  • $21.44 P/E (TTM): 1.69X Cap: $458M
  • View CDX Profile
  • View Questions on CDX

Q: I have a question about 111528 For our RIF/LIF accounts I am moving into more income ETFs and now hold CDX, SPYI, and QQQI. Could you give your assessment of each for income over long term. Are there better alternatives?
Thanks for all you do.

Upvote 4

Read Answer Asked by Gary on August 26, 2025

• Trez Capital Mortgage Investment Corporation Class A Shares (TZZ $0.16)
  • $0.16 P/E (TTM): 0.8X
  • View TZZ Profile
  • View Questions on TZZ

Q: Trez Capital has suspended redemptions of it's funds. Do you have any insights as to why. Have they done this before. Is it a sign of anything to be worried about. (FYI) I almost invested in one of the funds but did not because of the many conditions attached. Are the funds a worthwhile investment?
Thanks

Upvote 2

Read Answer Asked by Reg on August 26, 2025

• Harvest Diversified High Income Shares ETF (HHIS $10.12)
  • $10.12 P/E (TTM): 42.4X Cap: $1.29B
  • View HHIS Profile
  • View Questions on HHIS
• Harvest Canadian High Income Shares ETF (HHIC $14.44)
  • $14.44 P/E (TTM): 18.08X Cap: $177M
  • View HHIC Profile
  • View Questions on HHIC

Q: How would you rank (HHIS, HHIC) on a scale of 1-10 for total return. Which account type would each be best suited for. Also what are the downside risk for each.

Thank you

Upvote 2

Read Answer Asked by Van on August 26, 2025

• Harvest Canadian High Income Shares ETF (HHIC $14.44)
  • $14.44 P/E (TTM): 18.08X Cap: $177M
  • View HHIC Profile
  • View Questions on HHIC

Q: What are your thoughts on HHIC ETF for income and dividend growth.

Upvote 2

Read Answer Asked by Ric on August 26, 2025

• iShares Core Canadian Universe Bond Index ETF (XBB $27.91)
  • $27.91 P/E (TTM): 31.38X Cap: $9.93B
  • View XBB Profile
  • View Questions on XBB
• iShares Core Canadian Long Term Bond Index ETF (XLB $18.33)
  • $18.33 P/E (TTM): 8.4X Cap: $808M
  • View XLB Profile
  • View Questions on XLB
• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY $16.38)
  • $16.38 P/E (TTM): 20.4X Cap: $1.07B
  • View XHY Profile
  • View Questions on XHY
• PIMCO Active Bond ETF (BOND $92.03)
  • $92.03 P/E (TTM): 12.77X Cap: $7.69B
  • View BOND Profile
  • View Questions on BOND

Q: Good morning - With the market rising so nicely, it's timely for me to do some re-balancing. For fixed income, I have positions I xlb, xbb and XHY. What fixed income investments do you suggest these days. I could add to the above and/or to corporate bonds, if that makes sense. But, I am nervous about the prospects for Canadian companies as the Trump tariffs take their toll. What does your crystal ball reveal? Many thanks.

Upvote 4

Read Answer Asked by alex on August 26, 2025

Q: What is your opinion on the Hamilton day max ETFS. SDAY / CDAY. Pretty new for much data or performance history.
Who / when would an investor benefit from these compared to regular enhanced yield ETFs?

Upvote 1

Read Answer Asked by Kyle on August 26, 2025

• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $67.82)
  • $67.82 P/E (TTM): 12.53X Cap: $6.81B
  • View VDY Profile
  • View Questions on VDY
• Vanguard S&P 500 ETF (VOO $602.47)
  • $602.47 P/E (TTM): 26.2X Cap: $876.41B
  • View VOO Profile
  • View Questions on VOO
• iShares Core S&P Mid-Cap ETF (IJH $68.28)
  • $68.28 P/E (TTM): 19.82X Cap: $107.68B
  • View IJH Profile
  • View Questions on IJH
• Vanguard Total International Stock (VXUS $77.47)
  • $77.47 P/E (TTM): 10.89X Cap: $146.91B
  • View VXUS Profile
  • View Questions on VXUS

Q: Which ETF do you feel compliments VOO the most? This would be for my RRSP. Also, I’m 15 years from retirement.

Your top 3 in order preferably?

US/CND/international/All world.. doesn’t matter.

Thank you

Upvote 8

Read Answer Asked by Nick on August 25, 2025

• Invesco Aerospace & Defense ETF (PPA $170.07)
  • $170.07 P/E (TTM): 18.13X Cap: $8.13B
  • View PPA Profile
  • View Questions on PPA
• iShares U.S. Aerospace & Defense ETF (ITA $223.22)
  • $223.22 P/E (TTM): 20.14X Cap: $13.78B
  • View ITA Profile
  • View Questions on ITA
• State Street SPDR S&P Aerospace & Defense ETF (XAR $260.45)
  • $260.45 P/E (TTM): 5.09X Cap: $6.01B
  • View XAR Profile
  • View Questions on XAR
• iShares Global Industrials ETF (EXI $183.00)
  • $183.00 P/E (TTM): 23.5X Cap: $1.20B
  • View EXI Profile
  • View Questions on EXI
• First Trust RBA American Industrial Renaissance ET (AIRR $112.67)
  • $112.67 P/E (TTM): 22.26X Cap: $8.54B
  • View AIRR Profile
  • View Questions on AIRR
• Global X Defense Tech ETF (SHLD $73.67)
  • $73.67 P/E (TTM): 39.83X Cap: $8.59B
  • View SHLD Profile
  • View Questions on SHLD
• Select STOXX Europe Aerospace & Defense ETF (EUAD $41.35)
  • $41.35 P/E (TTM): 211.93X Cap: $1.30B
  • View EUAD Profile
  • View Questions on EUAD

Q: I'm looking for an industrial US or global ETF in USD. I searched and discovered the aforementioned ETFs, which include defense ETFs. Which one or two ETFs would you recommend for diversification, and why? What proportion of my portfolio should consist of defense/industrial ETFs?

Upvote 5

Read Answer Asked by Dev on August 25, 2025

• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $15.68)
  • $15.68 P/E (TTM): 16.66X Cap: $2.10B
  • View HMAX Profile
  • View Questions on HMAX

Q: HMAX ETF pays a dividend of 12%, payout ratio of over 200%, reduces the asset value by the overpayment and unit value is also increased. We would apreciate your comments on the prospects of this ETF and their trading history.

Thanks for your valuable insight.

Thomas

Upvote 8

Read Answer Asked by Thomas on August 25, 2025

• iShares Core Canadian Universe Bond Index ETF (XBB $27.91)
  • $27.91 P/E (TTM): 31.38X Cap: $9.93B
  • View XBB Profile
  • View Questions on XBB
• PIMCO Active Bond ETF (BOND $92.03)
  • $92.03 P/E (TTM): 12.77X Cap: $7.69B
  • View BOND Profile
  • View Questions on BOND

Q: I do not have bonds in my portfolio but would like to add some balance to my well diversified stocks only portfolio. Interested in Canadian and possibly US bonds. What would you recommend to start considering..

Upvote 3

Read Answer Asked by dave on August 25, 2025

• BMO Canadian Dividend ETF (ZDV $30.33)
  • $30.33 P/E (TTM): 0.72X Cap: $1.63B
  • View ZDV Profile
  • View Questions on ZDV
• BMO Equal Weight Utilities Index ETF (ZUT $29.35)
  • $29.35 P/E (TTM): 20.46X Cap: $865M
  • View ZUT Profile
  • View Questions on ZUT
• iShares Core MSCI Canadian Quality Dividend Index ETF (XDIV $39.91)
  • $39.91 P/E (TTM): 11.93X Cap: $4.55B
  • View XDIV Profile
  • View Questions on XDIV
• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX $15.68)
  • $15.68 P/E (TTM): 16.66X Cap: $2.10B
  • View HMAX Profile
  • View Questions on HMAX
• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.42)
  • $13.42 P/E (TTM): 14.79X Cap: $1.23B
  • View UMAX Profile
  • View Questions on UMAX
• Evolve Canadian Utilities Enhanced Yield Index Fund (UTES $9.55)
  • $9.55 P/E (TTM): 17.03X Cap: $320M
  • View UTES Profile
  • View Questions on UTES

Q: Hi,

I’m a real estate investor and I love monthly distributions—HMAX and UMAX felt a lot like collecting rent. However, after realizing a significant portion of their payouts is ROC, I’m exploring alternatives that offer high dividends, low ROC, DRIP eligibility, and potential capital appreciation.

My horizon is 20+ years. Could you suggest 2–3 ETF ideas in Financials and Utilities that fit this profile in the Canadian market ideally or global.

Thanks,

Upvote 4

Read Answer Asked by Richard on August 25, 2025

• Apple Inc. (AAPL $251.70)
  • $251.70 P/E (TTM): 32.39X Cap: $3.80T
  • View AAPL Profile
  • View Questions on AAPL
• Amazon.com Inc. (AMZN $211.87)
  • $211.87 P/E (TTM): 29.26X Cap: $2.28T
  • View AMZN Profile
  • View Questions on AMZN
• Broadcom Inc. (AVGO $327.17)
  • $327.17 P/E (TTM): 66.22X Cap: $1.48T
  • View AVGO Profile
  • View Questions on AVGO
• Meta Platforms Inc. (META $571.41)
  • $571.41 P/E (TTM): 24.46X Cap: $1.44T
  • View META Profile
  • View Questions on META
• Microsoft Corporation (MSFT $370.31)
  • $370.31 P/E (TTM): 23.36X Cap: $2.76T
  • View MSFT Profile
  • View Questions on MSFT
• NVIDIA Corporation (NVDA $176.82)
  • $176.82 P/E (TTM): 36.2X Cap: $4.31T
  • View NVDA Profile
  • View Questions on NVDA
• INVESCO QQQ Trust (QQQ $585.32)
  • $585.32 P/E (TTM): 33.2X Cap: $379.75B
  • View QQQ Profile
  • View Questions on QQQ
• Taiwan Semiconductor Manufacturing Company Ltd. (TSM $342.44)
  • $342.44 P/E (TTM): 48.33X Cap: $1.77T
  • View TSM Profile
  • View Questions on TSM
• iShares U.S. Tech Independence Focused ETF (IETC $90.50)
  • $90.50 P/E (TTM): 39.69X Cap: $696M
  • View IETC Profile
  • View Questions on IETC
• Roblox Corporation Class A (RBLX $56.89)
  • $56.89 Cap: $40.53B
  • View RBLX Profile
  • View Questions on RBLX

Q: Hi Team,

What are your thoughts on Fidelity Global Innovators ETF (FNN-T)?
Would you consider it a buy at the moment?

Are there any similar funds in the same category or style that you would recommend instead?

Thanks very much for your insights,

Jacques IDS

Upvote 6

Read Answer Asked by Jacques on August 22, 2025

• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $67.82)
  • $67.82 P/E (TTM): 12.53X Cap: $6.81B
  • View VDY Profile
  • View Questions on VDY
• Vanguard Dividend Appreciation FTF (VIG $215.64)
  • $215.64 P/E (TTM): 24.38X Cap: $105.36B
  • View VIG Profile
  • View Questions on VIG
• CI Canada Quality Dividend Growth Index ETF (DGRC $52.36)
  • $52.36 P/E (TTM): 0.34X Cap: $850M
  • View DGRC Profile
  • View Questions on DGRC
• Vanguard FTSE Developed ex North America High Dividend Yield Index ETF (VIDY $44.13)
  • $44.13 P/E (TTM): 9.92X Cap: $1.74B
  • View VIDY Profile
  • View Questions on VIDY

Q: I'm looking for an ETF that complements my VDY. In particular I'd like yield with some growth, and fairly defensive. I don't mind which is greater, yield or growth. I've spotted VIDY, and it looks good, and might complement my VDY in that it is similar but EX North America. I suppose the yield is not Div Tax Credit, so if there is a Canadian ETF that complements VDY, in the sense of holdings, I'd consider that too. But the Tax Credit is not essential, so a US complement (sold in Canada) might work also. So complementary to VDY in terms of geography or holdings would be good.

Upvote 4

Read Answer Asked by Gordon on August 22, 2025

• iShares Core MSCI EAFE ETF (IEFA $91.09)
  • $91.09 P/E (TTM): 19.25X Cap: $172.73B
  • View IEFA Profile
  • View Questions on IEFA

Q: I just want to thank all of you at 5i for your great advice.
Aside from the cad $ hedge is there too much overlap? Could I remove one? And If I remove one should I add a different international etf. I also own VEE.TO they are all equal % amounts in reg acct. and please deduct required amount of credits.Thank you all.

Upvote 1

Read Answer Asked by Mark on August 22, 2025