skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My wife currently holds two BMO Equity Growth ETFs, series A and T6. According to their info sheet, it states they have management fees of about 1.4 % and MER of 1.71%. Are both those fees payable, or is the mgmt fee included in the MER
Thanks
Read Answer Asked by steve on April 23, 2019
Q: Good day 5i and happy Easter to all.my current allocation to global equity is 25%of which 7% is mpcf and 18% xdg..I am retired with a divided and growth profile.do you like mpcf as a so called way to have an alternative weight to portfolio or as I am considering dropping it in favour of more yield and add to xdg? And also do you think xdg offers good value at 21$ or would you wait for a pull back? Your input geatly appreciated.tks Larry
Read Answer Asked by Larry on April 23, 2019
Q: The tax treatment of these ETFs (and typical of others) is difficult to determine. Dividends are withheld from these ETFs but are applied to the book value of the stock. We still pay for the dividend as income (with tax credits) but when the stock is sold, the capital gains are reduced by the amount added to the book value. Capital gains are taxed at 50%. Does it matter if we hold these in a RRIF or personal account? I'm retired and total dividend income is below $50k.
Read Answer Asked by Greg on April 22, 2019
Q: Are there ETF's out there that employ both Active and Passive investing under one roof, or do I have to buy one active and one passive to create my allocation to both strategies ?

Read Answer Asked by darcy on April 22, 2019
Q: Can you tell me which is better . 2.82 yield with .18 MER. Or 2.56 Y .06 MER
Thanks.
Read Answer Asked by JAMES on April 22, 2019
Q: Hi Team,

Question about income etf's, i have roughly 225k invested. I am 50 years old and have always been an aggressive investor. Usually an 80%equity to 20%income. In which etf or etf's would you allocated the 20%

Thanks
Read Answer Asked by Rino on April 22, 2019
Q: Hello. My question is regarding Management Fees vs MERs. Can you please tell me what is typically included in and MER other than Management fees as the MER is usually higher than the Management fee.

Thank you
Read Answer Asked by Alex on April 22, 2019
Q: I am a retired, conservative, dividend-income investor.

Q #1 = I have partial positions in CSH, CGX, PBH, TCL. Would you top up any of these positions?

Q #2 = I am a little light on Consumers. I am having trouble finding an ETF in the consumer sectors that pay a "reasonable" dividend. My ideal dividend target is > 3%, but I'd consider > 2%.

Two questions...please deduct 2 credits. Thanks...Steve
Read Answer Asked by Stephen on April 22, 2019
Q: Knowing Sapiens of 5i - 2 questions - do you think that over the next year some increase in exposure to emerging markets is appropriate and would you use VEE or XEC if so and IEMG for US dollar exposure or another US ETF - second might a reduction of exposure to Cdn banks seem reasonable over the next year (ie sell some TD and maybe some BNS) and buy some SLF or another financial Cdn equity for some greater torque - in other words do you suspect the banks may stagnate a bit over the next year and become income only to some extent - best guess please - appreciate your instincts - Ken of Yonge and Eg
Read Answer Asked by Ken on April 22, 2019
Q: Hello Peter and gang
What can you say about IHI, it seems to be pretty good over a 10 year period. Is there any other etf in the same field. Is there a Canadian version?
What are you expecting the quarterly report to be for TFII. Is this a good long term hold.
Is it time to jump into PHO. Held it before and did well. Is this a good time to jump back in.

thank you
Ken and Cindy
Read Answer Asked by cindy on April 18, 2019
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!