skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: The PMIF currently shows a YTD return of about 5.85% on their website. Sounds really good for a monthly income fund. This seems to include a change in unit price value from January 1, 2019 plus monthly distributions to date (Nov 2019). However is not the real return only the annual sum of the monthly distributions (around 2.5%)? The fund drops in unit value on the monthly ex-dividend date. Seems to me just the unit distribution (yield) should be the real return value. YTD is misleading when there is such a large unit drop in December to account for year end distributions.
Read Answer Asked by Blain on November 26, 2019
Q: I have $9500 to invest in Technology or Communications ETF.
I have been following IYW & RYT in Tech & VOX in communications as per your PA list, but all are presently at their high so is it okay to buy now or wait till there is a correction and which sector &/or ETF would be best to consider for a RRIF?
Look forward to your response. Thanks!
Read Answer Asked by Terry on November 26, 2019
Q: Which green etfs/ alternative energy etfs / ethical etfs would you recommend?
Read Answer Asked by roger on November 25, 2019
Q: Hello,
I came across an article which discussed an etf, ticker QTUM:US. I went to their website and read their documentation but would like your opinion of this etf.
Some of the holdings are companies you often have good things to say. I know it is small but is that enough of a reason not to buy this etf? Apart from that, any red flags? This would be for my TFSA (one stop shop for tech).
Thanks,
Dan
Read Answer Asked by Daniel on November 25, 2019
Q: i would like to understand if there is any reason to diversify Bond ETF holdings. this would be either in terms of long term versus short term, Canada versus other countries and quality of bonds, such as government versus corporate.

thanks
Read Answer Asked by Stuart on November 25, 2019
Q: who are the 70 canadian companies that pay their dividends in u.s. dollars?
Read Answer Asked by don on November 22, 2019
Q: I am thinking about adding IHI to my RRSP but understand that there may be a withholding tax given that it is a US based fund. What is a withholding tax, how much is it, and what are the implications when I go to file my canadian income tax? (I am relatively new to the investment world and don’t want things to get too complicated when having to report losses/ gains)
Thank you for your guidance.
Read Answer Asked by Heather on November 22, 2019
Q: Hi gang, I have some cash I would like to park for rrsp Acct . Any suggestions I will be happy with total 4-6% returns. In my mind comes zeb-zwb or pwf. Risk? Thanks. Alnoor
Read Answer Asked by Alnoor on November 22, 2019
Q: More and more analyst seems to believe we’ll have a not so bad start of 2020 finally. Industrial signals have been weak, but it appears to have a good chance for a come back. What do you think of a 5% position in vaw, because material (chemicals among others) have been underperforming as a way to play a recovery of the general industrial sector. Rest of the portfolio is well balanced.
Read Answer Asked by Olivier on November 22, 2019
Q: Why would you advise holding these five ETF's in a TFSA, given that the foreign withholding tax is unrecoverable?
Read Answer Asked by Terry on November 21, 2019
Q: Greetings 5i,

I will be adding the following ETFs / Mutual Funds to my portfolio over time in order to round out my sector and geographic imbalances. Could you please suggest the prefered account to hold each of these in. RRSP, TFSA, or Regular Trading Account.

VXC, MAW108, ZWU, QQQ, VEE, ZCH, EWL, REET, ZDI, ZWE

Cheers!
Read Answer Asked by Duane on November 20, 2019
Q: Hello 5i,
To clarify my previous question: I hold bonds at 40% for my fixed portion of my value blue chip dividend retirement portfolio.These include CBO $30,000 2.31%, XHY $25,000 1.86% and XLB 87.000 6.76%. I also hold a $60,000 5 year GIC ladder. I would like to change the CBO for VCB for more income and stability instead of watching CBO's constant descent into the nether regions of the market.
Is this consideration appropriate, should I just leave things alone or can you suggest a better alternative given what I already have?
Thank you
Stanley
Read Answer Asked by STANLEY on November 20, 2019
Q: Peter and team
Not sure if you can answer this in a primarily equities forum, but here goes:
I have one account with PHN that is considered as "medium risk". As such it holds 60/40 equities/bonds
The two bond funds have done very poorly over the last few years. Are there better options while still maintaining a "balanced approach" ?
Thanks

Phil
Read Answer Asked by Phil on November 20, 2019
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!