Investment Q&A

Q: Own 500 units of this as well as CPD, XPF and XTR in TFSA. Income is okay but volume is thin. Preferred space is out of favour today, worst bond alternative ever it has been said, I get that.

So what to do? Consider them stranded assets and notionally eliminate from portfolio allocation and hang on until better times arrive? Problem is they take up brain time thinking about alternative use of funds now invested in them. But with interest rates declining and rate-set preferreds having further room to fall is the best one can do is hope and collect the distributions? Taking losses in a TFSA is emotionally hard to do.

Q: Hello,
I just became aware of the ETF MANAGERS TRUST PRIME MOBILE PAYMENTS. It looks interesting and am considering it for investment. I'm wondering if you have any thoughts on it. Thank you.

Q: I have some cash set aside for an emergency fund (about 50k) currently sitting in a Tangerine account, earning only about 1%/year. I am considering moving this over to a high interest ETF such as CSAV. What is your opinion on this move? Opinion on CSAV or suggest some alternatives for both USD and CAD accounts. Thanks.

Q: Are there etfs that trade in Canada that concentrate on US dividend growers and if so can you recommend any? Is any dividend income treated as US income? Thank you, Bill

Q: As per Steve's July 10 question on income portfolio cash position, I would like to deploy my 12% cash to increase my dividend flow. I am light on fixed income and US exposure. Please comment on buying DYN1567 or Dynamic global div. Fund for dividends and switching my VUN holding to dynamic power American growth fund. Mid 70s couple on rrifs and lower risk.
Thanks in advance,

Q: I have a large amount of money that I am sitting on and would like to invest for a period of about 6 months. Would appreciate your suggestion as to where to invest it. Thanks, Bill

Q: Which Dividend ETF would you recommend I buy in my RRSP. I have no need for the money for at least 3 years.
Thanks

Q: Hi, I currently have $11,500 to add to my TFSA with a long term horizon. I currently hold CNR (2.53%), NTR (2.88%), PLC (5.04%) PPL (2.98%), TD (4.21%), V (4.71), WCN (6.15%), XLV (3.31%) MAW 104 (25.11%). I am wondering if I should add to the current companies or might you have any other suggestions?

Q: Greetings 5i team,
I hold these three securities (one mutual fund and two ETFs) in my RSP for global (non-Canadian) equity exposure, total 17% (approx 150k) of overall portfolio and am looking for 5i analysis and possible replacement recommendations. Among the three I have some active management which has been successful, but expensive (EDG), some div income incl 50% US (CYH), some global non-NA exposure (XIN). I primarily invest in international securities for the diversification and growth and not nec income.
I would like to:
- possibly trade off the div income (CYH) for greater international growth
- understand if the active management component is worth the squeeze (cost) for this particular and only MF I own (EDG)
- reconsider the mix of international exposure among the three securities

What combination of ETF(s) would 5i recommend as potential replacement (or sustain as is) for these three securities that meet my goals?
TY for your work

P.S. Good webinar today on Portfolio Analytics.

Q: Hi 5i team,

I am wondering if you can compare VUN to VTI. Which is better to add to my portfolio? Since the holding of VUN is VTI, are they the same ? Are them both tax efficient in RRSP and TFSA accounts?

Thanks,
Alice Liu

Q: Hi 5i team,
I am wondering if you can compare VOO to SPY. Which is better to add to my portfolio? Are them similar? Are them both tax efficient in RRSP and TFSA accounts?

Thanks,
Alice Liu

Q: I hold some ZHP. It 's going sideways since I bought it. I want to get your outlook over time on this ETF. Should I hold to it? It's down 5% since I bought it

I bought some VMO and it is down 3%. I read it is active ETF but I do not see any movement with the stock. What's your insight?

I have some US dollar and am thinking either of investing in ZTS or CSX .
Which one would you go with specially if there is an economic downturn?

Thank you

Q: Have all of these and so far all performing fairly well---they all around 2%
Want to top 2 of them up to 5%----or maybe you have a better choice.
Please advise your thoughts
Peter

Q: Hi. I have room in my TFSA for a full position - long term hold. I am looking for a financial/tech stock. I was leaning toward IPAY, but have just read your report on LSPD. What are your thoughts on LSPD vs. IPAY?

Q: Good morning 5i, I am still plodding along with asset allocator. I have only Weed left in healthcare having sold GUD, and COV. I need 9% so another 7% after WEED. Happy to buy in $US or $Cdn and looking at XHC, IHI, PFE, ZTS. I appreciate your input. Regards, Ted

Q: We have a lot of US stocks that I have done well on as well we have a bunch of ETF 's that hold US equities that hedge the dollar. I feel that the US dollar is starting to lose steam and we don't want to give up our individual US companies but don't want to lose on our dollar exposure. What is the most cost effective way to protect against dollar exposure for the long term?

Q: Good afternoon 5i.
I have some cash to invest and
I would like to invest some of it in an etf portfolio.
any sujection
Thank you
Guy

Q: I have a 2 year old RESP for a 3 year old grand daughter to which I will contribute in about a week on her birthday. It currently holds only VGG. Should I add the $3000 to VGG or can you suggest something else. I actively monitor my own investments but the RESP I look at only at this time of year.

Q: Hi Group - I am getting a bit concerned about the US dollar verses CAD, I hold 50% of my portfolio in us funds. If I believe that the US stock holdings I presently own are way more solid than Canadian companies but am concerned about the US dollar dropping significantly what defensive strategy should I consider? PS I trade with RBC direct investing Thanks

Q: I'm confused about the performance of these ETFs from CI First Asset. On the Globe and Mail site, their performance is hugely different from that listed on the CI First Asset site.
The Globe has the monthly, three month and YTD performance of RWU as: 6.5%, 11.35%, and 27.21%. Yet CI Financial has them as -1.6%, 4% and 14%
The Globe has the Monthly, three month and YTD performance of YXM as 8.28%, 4.37% and 24.64% while CI Financial listed them as -5.45%, -3.98% and 11.57%
I find it hard to believe CI Financial would under-report, but how is the Globe's information so exaggerated? What am I missing here? Their performance is impressive on the G&M site. On their own... not so much.