Investment Q&A

Q: Is there any Cloud ETF that trades in Canadian dollar hedge or Unhedged. Which Technology ETF would you recommend?

Thanks for the great service
Hector

Q: Good morning,
In your response to Marilyn on Friday you replied that you "have no concens seeing it (CPD) as part of an income allocation" and "one needs to decide how it fits in"
My recent experience is that any so-called fixed income that I purchase loses money even including distributions. My current cash allocation is therefor 20% earning nothing, with another 20% in CBO, CPD, XBB, XHY, and a few preferred issues. I can look for a DIS account but could you expand on "how it fits in" and perhaps suggest the ETFs we should currently be using in this environment and a possible allocation range for each. Thank you for the ongoing excellent service in a difficult environment.
Ted

Q: I own CPD in an OPEN account. I am still trying to understand Preferred Shares, even after watching Ryan's very good presentation about it. I am still trying to figure out why the fluctuations in CPD, outside of bond yields, and interest rate fluctuations i.e. should I sell these now for Tax loss selling or keep and buy more perhaps. It might be helpful for me to understand how I can buy an individual preferred share in my TDInvestor account, then I could see the difference in share price to common? A few questions here....
Thanks
Marilyn

Q: I only have GUD in the health care space. I am thinking of adding ZUH. Is there another ETF you might recommend that is unhedged? What is your view on this sector at this time?

Q: Good afternoon,

I am looking to add a REIT ETF to my portfolio (ZRE is my preferred), and am wondering on a historical bases if REITS right now are trading at a cheap/expensive valuation? Your website has the PE ratio at 7.8x and PB ration at 1.08x- that seems cheap? How does that compare with historical norms? Only wondering as ZRE seems to be trading not too far from it's all-time high, reached a month or two ago.

Would you expect reits to drop as interest rates rise over the coming months/years?

Thanks for the answer.

Q: any thoughts on vanguards value etf in the US.
Thanks

Q: Looks like it is good time to buy Chinese stocks?,
After scary month of October most of us are very low in our total equity at the sometime some stocks have become very good buy but we need your opinion before we buy.

Q: salut 5i! I have just sold my WEED holdings (at a nice profit .. also own small amounts of APHA and HEXO) and am contemplating buying either STZ or VOO .. with the general objective of further diversifying an already quite well diversified portfolio (stocks and etfs) .. I also hold VGG, VDU, FDN, XHY, and ZUH .. your thoughts? thanks!

Q: I currently have some cash in RRSP USD and RRSP CAD accounts. I also have some US cash for Non-Reg USD account.

I am wondering how to allocate VIG/VGG/ZDY amongst these accounts to minimize FX fees while also minimizing taxes.

For e.g. if I put VGG or ZDY in RRSP CAD, I believe a 15 per cent withholding tax applies to dividends if US stocks are held via a TSX-listed ETF (yes, even within RRSP account)!

If I put VIG in RRSP USD, I will have to pay the 15-percent withholding taxes on the US dividends.

Please do you have any recommendations on how to avoid paying these taxes?

Also given that VGG is listed in TSX and tracks the VIG ETF in the US, I am wondering whether there is any difference in putting VGG in RRSP CAD account or should I prefer putting VIG in the RRSP USD account (given smaller MER).

Thanks!

Q: Hi
My portfolio is mostly made up of canadain stocks. I do have approximately 20% in US and international etfs to diversify (split evenly). My 2 US ones have done ok over the last 5 yrs. the international, not so much. I’m not sure I’m in the best one/ones for either location. What would you recommend for long term etf/s hold. I have at least 15 yrs before needing the money for retirement. Thanks
Michele

Q: Is there a leverage play on Oil on the upside. What about HOU or CCX . Any others Oil is down a lot. What would be a good play Canada & USA ? RAK

Q: Can you suggest a floating rate corporate bond etf ? Thanks

Q: Hi,
I am an income investor whose portfolio is currently 25% fixed income and 65% in equities. With the money I made on the sale of Enercare I would like to invest in a bond fund to keep it safe in these time of market uncertainty. Which do you prefer? Would I be better to divide equally between both funds or all in one fund? Is there a better fund I should consider?

Thank you for your time.
Leigh

Q: In addition to some individual stocks, I'm invested in the above ETFs in a (hopefully not foolish) attempt to diversify my portfolio but also increase my exposure to the US tech market; in particular tech companies involved in cloud computing. Generally, I've been splitting my funds about equally between these four ETFs. Can you give me your thoughts on this strategy and in particular, the weighting of these ETFs (investing roughly equally between these 4 ETFs)?

Q: Could you please give an updated opinion on this etf as a longer term holding in a retirees "balanced" portfolio.
Many thanks as always.

Q: Hello 5i:

I would appreciate your thoughts on XHY. I have had this ETF in my RRIF for a number of years and taking into account the dividend for all this time I am still down from my initial investment. Thank you Barbara

Q: What would you see as the top 3 stocks and etfs with the most potential at this stage in the market 3 year investment ?

I enjoy the webinar by the way and continue to appreciate your work gang!

John

Q: I'm often sitting with ~$5K-$10K in cash reserves, which sit in my TFSA/RRSP account while I wait to decide how to invest that money. Usually the money sits for a Quarter or more. What are your thoughts on investing the money into XBB instead of letting it sit in cash? It pays a 2.95% Yield and historically has been fairly stable (thought it has dropped in value this year).
Given my time-frame, do you think its worth investing the money into XBB while I wait to decide how to invest, or better to simply have the money sit in cash?

Q: Hello,
I am attempting to add RYT to my watchlist but it is not in your database.
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY (US: RYT)
I recently added a half position, it is down like all of the other Tech ETF's.
What is your opinion on this ETF vs XLK or other Tech ETF's.
For a medium term hold .. growth.
Thanks as always !

Q: Hi Peter: I have a US equity trading acct. In the acct I hold 1/3 in ITOT, 1/3 in QQQ and 1/3 in SPYG. Over the past 3 yrs I have been satisfied with the returns. In your opinion should I just "stay the course" or would you suggest an alternative? I value your opinion. Thank you.
Ron Noble