Investment Q&A

Q: Hi,

I am trying to choose between these 2 ETFs for global coverage ex-Canada. They seem pretty similar but XAW invests in US ETFs while VXC invests directly in companies. Is there a fiscal disadvantage in XAW (to be held in cash account)?

Thanks

Q: I am close to retirement and am interested in purchasing a conservative, safer, ETF to be held for the forseeable future in an investment (not registered) account. I am looking for a non-Canadian equity investment, and do not necessarily seek high dividends. What is your opinion of the "dividend aristocrats" investment strategy and of the DGRO-N ETF? Is there a better ETF which suits my investment goals which you would recommend?

Thank you for all of the excellent advice which your service offers!

Q: YOUR OPINION ABOUT THIS ETF IS APPRECIATED. IS IT WORTH ITS EXPENSE RATIO OF 0.86%?
IS THERE ANOTHER SIMILAR ETF IS AVAILABLE?.
THANKS
EBRAHIM

Q: I am a young retiree and am not allergic to volatility. I own each of the above REITS in my RRSP or TSFA for tax purposes. They represent collectively 7% of my total portfolios including my taxable account. My taxable account holds a mix of growth and dividend paying companies. It's a rather large holding. I don't own bonds because I don't understand the first thing about bonds but currently own 23% in money market or Guarantied Cash Deposits. I would like to add to my revenue generating part and would like to tone the risk down a bit. Where would you go from here?

Thank you very much for your support.

Q: Between these two ETF's, would you have a preference of one over the other. I note that recently XIU is outperforming VFV and pays a better dividend. Thanks, Bill

Q: Hi 5i,
what can you tell me about the Dynamic Equity Income Fund other than its high MER of 2.15%?
Any other suggestions would be appreciated.
Thanks
Ron

Q: Hi There,
I am interested in purchasing an active fixed income ETF.
Can you help list what you believe are top tier fixed income sub-advisors/managers/companies in Canada that I should consider.
[eg Marrett, PHN, Leith Wheeler, Fiera etc?]
Could you also list some active fixed income ETF's that one might want to consider adding that you believe are worth the MER.
thanks

Q: Could I get your opinion on a new ETF (September 2018) symbol FGO. It is a managed bond type instrument.

Thanks
Carolyn

Q: Hi Peter, Ryan and team,
Could you provide me with your top 3 ETF's for the US, listed in Canada as well as the US for an RRSP & LIRA accounts as well as 3 International/World ETF's for the same accounts, taking into consideration any withholding taxes that may apply or not.
Thanks as always for your great service, much appreciated
Ivan

Q: Good morning - I'm in the process of re-structuring my TFSA into ETF's. I want to achieve a balance of exposure to domestic, US and International markets. Would you recommend use of the TD e-series or the Vanguard and iShares combination?
Thank you

Q: You suggested the above ETF's for my daughter . She is moving to the USA so could you please suggest the closest equivalents if she is based in the US or would the 4 ETF's mentioned still be appropriate ? Thanks again.

Q: Hi team,

My foreign exposure is held in VTI 14% of my portfolio, VEU 9% ( these two are my largest holdings) and SPOT 3.75%. Everything else is held in canadian stocks and etf's.

Since VEU also holds some canadian would you still hold this or look for one that doesn't have any cnd holdinds?

Second, is there one etf that does the same job has VIT and VEU combined?

Tks,
Rino

Q: Hi

I have about $45000 invested in TD bank, AQN, Northland Power, BEP.UN, SIS, TOS3,and IPL. I have another $45000 I want to invest in long term (5 to 20 years), safe investments that I don't have to worry about, as I don't like checking my stocks everyday. I like dividend growth companies. I want to Invest in TDB972 but with my account set up with CIBC Investors Edge, I can only invest in other TDB mutual funds. Looking into changing this. I was also thinking of putting more money into AQN, SIS, and buying some BNS stocks. Do you think in the long term that these are good choices? Also, what do you think of TDB972? Should I try and change my account parameters to invest in this, or are there other better options with TDB mutual funds? I am open to hear about other good mutual funds to invest in that you think are good, sound, long term investments. Thanks

Q: I would like some recommendations on some companies or ETF's that you like now and going forward. I'm looking for growth as I have a 20year+ time frame and low aversion to risk. I currently hold in my TFSA: CJR.B (down about 5%, should I hold or sell some/all off? -heaviest weighting of portfolio currently), GS, BNS, CPH, CR, KXS, NIF, SIS. Would like to add more companies to TFSA for some more sector diversification and can add to RRSP as well - possibly a growth ETF with US/International exposure? Would appreciate your input, thanks very much.

Q: Hi Peter, Ryan & Team
In addition to my current 5i Balanced portfolio I want to build an additional RRSP ETF portfolio.Time horizon 3-5 Years and my risk level is moderate.
I am thinking to invest in the following ETF. Appreciate you advise on the distribution, concentration and risk level.
XMD 30%
VUN 20%
XIU 10%
VEE 10%
VXUS 10%
IXC 10%
IWO 10%

Thanks,

Q: I already have XBB, TIPS, HFR , would TLT be that much different from XBB other than having the currency exposure. Was thinking of buying TLT for more protection against poor markets or if interests rates stop going up. Could I just add to my XBB position to achieve same results.

Q: In an earlier response, you noted that VTI is underweight in utilities, telecom and real estate. Can you recommend US ETFs which would address this gap and also provide dividends >3%? Thank you.

Q: Is there a way to buy 30-year US Strip Coupons? They seem like a prudent play on lower interest rates. Any risks? Thank you.

Q: Hi Peter. I am considering buying an ETF which focuses on China. It can be either a Canadian or US dollar denominated ETF. Do you have a suggestion for one which focuses on the broad market? thx

Q: I have a substantial USD investing and as I age am beginning to think that I should invest some of it in fixed income ie bonds, gic type or preferreds. Do you have any suggestions for me as everyone I listen to focusses on Capital gains strategies only.