Investment Q&A

Q: Hi Team, Wondering if you could please suggest a good
ETF for growth - Canada and US.
Also a good ETF for Dividends - Canada and US.
This is for RRSP account.
Thanks

Q: Hey guys, i'm looking for a recommendation for a TFSA, around 30K, that I would like to see moderate growth (5-10%) with a 2-4 % dividend yield, CDN equities, no real time horizon, just better than sitting in a checking account.
My initial thought was a couple banks (BNS and TD) + 1-2 utilities ( recommendations?) + a CDN dividend paying ETF ( once again, recommendation ?)

I realize you can not personalize advice but a list that I can consider would be helpful.

Thanks
Paul

Q: I still have some money in a Canadian short-term bond index ETF ( VSB) which has recently paid about 2.6% annually and a healthy cash balance across both registered and non-registered accounts.
Considering where we are in the economic cycle, record low interest rates and expected US FED policy direction for the next year or two, can we anticipate this rate to continue for the next year? Do you have any other investment areas where one could look to invest?
Thank you

Q: I currently have HXS and a large holding in Apple stock, All in a registered account. Thinking about adding QQQ-Q, for additional exposure to FANG stocks. Your thoughts thanks

Q: Hi guys - when (if ever) does it make sense to sell individual stocks and replace them with a focused ETF? For example, I hold the 3 chip stocks above (though only for about 3 months, so only modest gains) since I expect AI, gaming and 5G to be areas of growth in the next few years. Would it make sense to sell these and replace them with SMH, which holds 25 semi-conductor stocks? These 3 are among the top SMH holdings and SMH holds other interesting stocks like TSM, ASML and MRVL. Obvious downsides are that buying SMH would add stocks that aren't currently doing so well (INTL) and would dilute my concentration in these 3. For a non-professional, part-time investor does this simplification make sense or does it significantly limit the upside?

Q: I am trying to find the relative valuation of this ETF to its past. It appears to have a PE of about 24. Maybe you see something different. I would assume it is expensive. The holdings consist of very large, high quality companies - a lot of "go-to names". Is there a site or any resource where I can compare today's valuation to other years ? I'm one who hates over-paying for an investment.

Q: Back on Nov 11, a question was asked which 5 etf’s you would choose for a well diversified portfolio. Do you think this would provide enough diversification or would you rather choose a specific fund(s) for each sector if given the choice? Assuming the answer is yes, which etf’s would you choose today? Thanks for your sage advice!

Q: How can one play the US10Y which had risen 24% in one month?

Q: What are your preferred ETFs that mirror the SP500. Thanks

Q: IWO (like Nasdaq) has done very well - Do you think it more likely to 1. Continue to run? 2. Plateau? Or, 3. be vulnerable to significant correction? Thanks Jim

Q: Could you suggest another etf that is more concentrated on Asia than ZEM ? Is it a good idea to be more focused on Asia at this time or is broader better?
Thanks
Dave

Q: Hi, Happy New Year,
Could recommend your best Tech ETF

Q: I currently hold both ZHY and XLB for exposure to bonds. I am looking to consolidate into one. Can you suggest which is better for a long term bond position?

Q: 3 grand children and 2 family RESP's. Ages 17 &12 in one RESP and 14 in the other. At present both RESP's invested in VBAL and I am concerned about the higher bond duration vs XSB. Therefore to keep this as simple as possible I am thinking of selling VBAL and putting the entire RESP's into XSB. I would then average into Veqt by reducing the XSB positions. I am still making annual contributions and am ok with the 2% XSB yield. Please give me your comments. Thanks guys.

Q: Hi,
I am currently significantly underweighted in consumer cyclical sector. Can you suggest 2-3 names in U.S.? FTE names in U.S. and International would be great appreciated too. thanks.

Martin

Q: Hi 5i team.
Re ZTL, this long term US Treasury Bonds ETF has been declining since May. With the blue sweep in the US, additional benefit spending to come, possible rate increase and inflation in a year or two, would you recommend to sell this ETF now? What needs to happen to see this ETF reverse the fall? Given the current world economic situation, what other bond etfs would be safer bet? (amount of interest income is not important) Thanks.

Q: I am looking to get some US exposure in my portfolio via an ETF. Both of these ETF’s have similar holdings. Can you please comment on which one you prefer and why.

Thank-you.

Q: Hi there,
I see I have quite a backlog of question credits so, I thought I should put some of that to work. I have a general question about rate reset bonds. I have been thinking about reset bonds in etf form if there is such a thing. This would be for using new money to start a small quarter of a position over the coming year. I am closing in on retirement within the next few years and would be interested in hearing your thoughts when compared to preferred shares or laddered bonds. Maybe resets are similar to taking a laddered bond etf - but I am not sure of the merits given the paltry income for bonds. My concern is this market cannot keep up this parabolic growth much longer and the market appears to be pretty frothy right now. As a survivor of the tech wreck, I am worried about what I see as a significant correction (up to 20%) within the next 24 months or so. I am not afraid of risk but I do want to explore a variety of hedging options out there without exiting some of my growth stock positions. Cake and eat it too I expect. I still have about 6 or 7 years in the market. Thanks as always for your thoughts.

Q: If the hoped-for consumer spending rebound happens in say the second half of 2021, which companies ( us or cdn) should benefit the most? Are there ETF's that would cover the category that you would suggest? Many thanks

al

Q: Good afternoon 5i. At the moment I am invested only in Canada and need some international exposure. Could you suggest a couple of ETF's with a decent dividend, around 5%.
Thank you