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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently own TDB900 and 902. Have now read that TD will be using ETFs to purchase their funds like the ones mentioned. I have held these funds for a long time . So I am wondering if it still ok to hold onto TDB900 and 902 since I am uncertain how this will affect those holdings. Is it time to switch the funds for similar ETFs. Any clarification is appreciated. Thanks Paul.


Read Answer Asked by Paul on October 03, 2019
Q: HI,

What do you think of this ETF ? Would you buy it now ? For income ? for growth ? Or what else would you suggest mostly for growth and some income ?
Many thanks,
Jacques, Mtl
Read Answer Asked by Jacques on October 01, 2019
Q: Hi peter can you suggest British large cap etf
Which we can buy in Canadian fund or us funds
Read Answer Asked by parmjit on September 30, 2019
Q: Have too much cash in my U.S. dollar account please suggest somewhere I can park it.
Read Answer Asked by Richard on September 30, 2019
Q: Hi 5i team,
Group A: XCV 35%, VVL 35%, VEE 10%, VAB 20%
Group B: VSB 15%, ZPS 15%, XSB 15%, XIU 30%, VCE 20%, XAW 5%
For short term 2-3 years, which group would you pick? or any better idea?
Read Answer Asked by Eli on September 30, 2019
Q: Hello Team,
Could you give me an analysis of this company, including the current dividend and if held in an RRSP, is there with holding tax on the dividend.
Thank You,
Barry
Read Answer Asked by Barry on September 30, 2019
Q: Hi: What is your opinion of EWU for a long-term hold? It pays a pretty good dividend, but I note that it has a fairly high concentration in banking and energy. I would use it to increase my international diversification. Also, is there a similar ETF that is Canadian dollar denominated? Thanks J
Read Answer Asked by John on September 30, 2019
Q: Yesterday I asked for a recommendation for US fixed income and you suggested tlt. I have to say that I don’t have a good understanding of fixed income. So I was wondering if you could tell me why this particular etf is your choice in this environment? I suppose I am asking for a course on fixed income, a large request. So, if there is some resource you could direct me to, that would be fine.
Thanks
Read Answer Asked by joseph on September 27, 2019
Q: when I put these three on a chart together (Thompson-Reuters feed on webbroker), for a specified period, hxs shows a much greater return than zsp which shows a much greater return than xsp. Five year chart 93%, 77%, and 45% respectively. This charting service does not show total return so some of the difference between hxs and zsp will be the dividend (included in hxs but not zsp). Some of the difference can be explained by hedging of the currency on xsp but not on hxs or zsp. Given the difference in five year returns there must be something else. Suggestions?
Read Answer Asked by Terry on September 27, 2019
Q: Good Afternoon,
Is there a suggested rule of thumb of when not to buy a mutual fund in a taxable account as we approach year end? I don't want to buy a large chunk of a mutual fund and then be hit with the year end distribution in mid to late December. If I buy it now I only get the benefit of a few months ownership but could be hit with a full year distribution. I'm just wondering once we hit this time of year and beyond is it best to hold off until the New Year?
thank-you
Read Answer Asked by Chris on September 26, 2019
Q: Reading Tom's question on Sept 23rd and your response to read the cost of waiting versus lump sum investing article was quite informative. I try to follow your income portfolio and notice a double digit cash position for well over a year as I also have. I assume your reasons have to do with the frothy market and bear market mentality. As a retired couple living on dividends we are very tempted to not keep waiting for the BIG downfall and put our 12% cash in a reasonable safe etf with low volatility as outlined in the article. Your 5i bal may be too risky, but more like VCIP or XHD or please give us safer alternatives. Even XBB, CBD. would improve on loosing cash to inflation.
Thanks in advance.
Read Answer Asked by Peter on September 26, 2019
Q: Hi,
This is a follow up to another member question/answer from July 26, 2019. "But we would still prefer building one's own ETF with 10 to 15 stocks. Yes, there will be some that decline. But this will ensure proper diversification, eliminate fees, and (likely) get you higher income and overall returns. Owning 15 or so stocks across 11 sectors is not that difficult, but there is a trade off between effort (and perhaps inexperience) and costs. But this would also be the easiest way to balance out the account with no concentration risk, over time." is the portion I'd like more information on. I currently hold XIC:CA for the bulk of my Canadian exposure. If i were looking to "replicate" the XIC ETF with 15 stocks over 11 sectors, would you recommend equal weighting across all sectors and do you have any stand out stock picks to represent each sector in this scenario. Thanks!
Read Answer Asked by Daryl on September 26, 2019
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