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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello,

I am a 65 year old retiree. I am considered an Alpha-Balanced investor according to Portfolio Analytics.

I need to simplify my portfolio in order to make it easier for my wife to manage as we get older. I like the idea of having all in one ETF's. Based on my Alpha Balanced risk tolerance which all in one ETF's would you recommend investing in for the long term? What percentage of overall portfolio would you invest in each all in one ETF? I realize you don't want to see more than 20% in each one but that would require at least 5 all in one ETF's? I was hoping for fewer.

Thanks for your help.
Read Answer Asked by Mauro on December 04, 2024
Q: I am deciding on whether to sell this ETF. It has done very poorly over the past 3 years. It is sitting in my RRSP so I can't get a capital loss which I can use for the future. What would be a better ETF to replace this with? Does IEMG have some future upside?

Thanks for your assistance.
Read Answer Asked by Mauro on December 04, 2024
Q: Is it advisable to buy an ETF so late in the year
I remember?? reading an article regarding taxation on distributions, namely that you are taxed on the total years distributions, even though you have not received the entire years distribution if u purchase late in the year
Appreciate any clarification you can offer on this
Or should I wait till January 2025 to purchase?
Thank you again
Read Answer Asked by Indra on December 03, 2024
Q: How do you fell about HXQ in a 15+ year RESP?
I have held RBF619 (Science and Technology for 15 years and it has done wonders but it has the fees. Any other ETF's ? ZSP? XIC? OR would you be comfortable with just BN?
Read Answer Asked by Paul on December 03, 2024
Q: If I had all of these funds would there be too much overlap? What is your favourite one out of the group?
Read Answer Asked by David C. on December 03, 2024
Q: High, I'm a 62 year old retiree with the following ETF'S in my portfolio: HBAL, HAZ, VRIF & VDY. I currently have 25% cash holding and looking to invest in a global balanced fund geared more towards the US market.Can you please recommend 2 ETF'S that would compliment the above holdings.
Thank you
Mike
Read Answer Asked by Mike on December 03, 2024
Q: Hello
My GIC has just matured in my RRSP. The rates are low now and was thinking of putting the money in either of the above two ETFs which have a higher yield.
MNY has a higher interest but higher MER but better return overall however seems riskier then CASH. What would your suggestion be, would you have another favorite or would you invest in some other "safe" income instrument in the RRSP, ie ENB?

Thanks
Jeff
Read Answer Asked by JEFF on December 03, 2024
Q: Investing in US currencies - Can you provide some suggestions on how to participate in the strength of the US dollar as compared to the CDN dollar.Are there exchange-traded funds of exchange-traded notes that focus on exploiting US currency movements?
Read Answer Asked by Ronnie on December 03, 2024
Q: I have some cash parked in HSAV and noticed that, for the past month, the trading there follows the same pattern, the price is up during the morning and mid-day and then drops at the end of the day. As a result, the price remained practically the same for the past month and the difference between the NAV and price is now down to only 20c. I am wondering what's going on with this ETF? Looks like some investors are doing massive selling there, do they know something I don't? Is HSAV is still you preferred "cash parking" ETF for people in high-tax bracket?
Read Answer Asked by Helen on December 03, 2024
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