Investment Q&A

Q: Can you suggest an equal weight S&P 500 Canadian issued etf? Thanx.

Q: Emerging markets sure seem to be emerging from the doldrums. What do you see as the short and long term futures here? What ETFs to you recommend in both CAD and USD? Are there any particular parts of the world you would focus on & is there a specific index that covers the emerging markets?

Thanks

Paul

Q: I've held PFZ for a long time in my RRSP (now RRIF) and my US account. The 10-year return is low. Is there an ETF that could replace this security in my US account and RRIF?
I'd like to improve the return and understand if there are any negative tax impacts.
Thank you.

Q: I have been trimming a few positions in my TFSA as they've gone up quite high and now I have $40,000 USD and $4000 cad. I've been waiting to buy certain stocks on the dip and will DCA some of these funds into market but I was thinking I should put it in some type of interest receiving liquid option in the meantime. What you you recommend? I was thinking Cash.to for canadian dollars? SGOV for USD? I believe Sgov would trigger that 15% dividend withholding tax in the tfsa but it's better than swapping to cad and back to usd cuz my instituation charges i think 1.5% each time. Are there any other options you would recommend? for liquidity I can sell and have access same/ next day? thnks!

Q: Would you please compare these two ETFs. Is one ‘better’ than the other?

Q: I have owned MAW120 for almost 10 years, and upon looking at its recent performance, I can't find any reason to continue owning this fund. Can you?

As per Mawer's web site (https://www.mawer.com/funds/performance) it shows results as of June 30, 2025 versus its benchmark:

MAW120 1yr: -0.9%; 3 yr: 9.8%; 5 yr 7.7%
Benchmark: 1 yr: 15.8%; 3 yr: 19.6%; 5 yr 13.7%

For the one year period ending June 30th it lost money! It's benchmark earned 15.8%. It has > 50% invested in the US market. I don't see how they could lose money over that time period. Can you explain how it could lose money when markets in US, Canda and Europe over that period were generally good. Even their International Equity fund made 23.3% over the same 1 year time period.

I will be "firing" them. I have sold 1/2 today, and will sell the other 1/2 next week. I would like to invest in the benchmark for this fund, or something as equivalent as possible. Can you suggest 3 ETFs for me to buy for global equity exposure that have significantly better performance than MAW120.

Thanks,
Paul

Q: How do we find out the top 10 of their portfolio?

Q: What are your thoughts on this ETF? Do you prefer another one over EBIT?

Thanks

Q: I am considering holding a crypto currency ETF in my TFSA, approximately 5% of current TFSA total, with a 10+ year horizon. My goal is good long term return tax free.
Would you agree with this strategy>
Would you choose Bitcoin or Etheureum?
Would you choose an ETF or MSTR or BMNR? Why?
If an ETF, which Canadian ETFs would you investigate?
Thank you for your ongoing great service.

Q: ProShares Ultra Gold ETF (UGL). Your thoughts on this as a leverage play on the gold bull market? Thank you

Q: Could you mention a couple of ETFs for the precious metals sector, or perhaps just for gold mining companies? Seems like they will be doing well for the forseeable future
Thanks

Q: What would be your recommendations for etf’s covering the tsx venture exchange? What would be your prognosis on this sector moving forward?

Q: Please give your thoughts on these two ETFs with reasons for your preference.

Q: Global X has a number of Corporate class Funds that I'm interested in holding in a non-registered account. I believe you suggest a maximum per ETF of about 15% of a portfolio. Is there a maximum portion of a portfolio that you would allocate to a single issuer?

Thanks

Q: Hello 5i,

Could you recommend 2 to 3 ETF's for a long term hold in a RESP.

Thanks

Q: This is a follow-up to the Sept. 11th question where you mentioned other funds that are similar to this. Could you name a couple that you would recommend please? Thanks.

Q: I am retired but with a small consulting business that has cash sitting in an investment account. I have some concern about the valuation of the current markets and looking to invest with some tilt towards safety realizing nothing is guaranteed. I think ETFs may add a small amount of safety. With that in mind, I am looking at the following ETFs: XUT, XSU, XST, VIDY, TECH, TEC, JXI:US, FEQT with a slightly higher position in FEQT.

I would greatly appreciate your comments/thoughts and suggestions for improvements.

Thanks for this super service!

Q: What do you think of this ETF and rare earths in general? Seems like China has a choke hold on this stuff and key parts of the US military can't operate without it...

Is there a better way to get exposure to rare earths?

Q: Hello 5i Team

I purchased UBIL.U (Global X TSX traded ETF holding US Treasury Bills) in my RRSP as a holding vehicle for my 5 % cash allocation. My purchase price is US$50.01 (resulting from ETF commission) per unit.

I understand UBIL.U trades between US$50.00 and ~ US$50.20 based on interest rates on a monthly basis

In December 2024 Global X declared at non-cash distribution of US$0.70807 per unit. The units were consolidated and now my average cost basis is ~US$50.72.

Therefore when I sell the units of UBIL.U in my RRSP I am incurring a capital loss of between US$0.50 and US$0.70 which I cannot recover (or apply against other capital gains) as the units are held in my RRSP.

Questions

1 - Will other US$ Cash ETFS incur the same non-cash distributions?

2- I could in theory purchase US $ Treasury Bills through my broker (RBCDI), however their fixed income product selection is not great. Any other fixed income suggestions.

3 - Are there are any other products which will not incur the non-cash distributions?

Thanks for all the great services that 5i provides

Q: Hello 5i,

I wanted to ask you about Renewables as i have nothing in that segment. Is there 1 particular renewable company you like/prefer (BEP-UN-T?) over others or would you suggest the better option would be a renewable ETF?

Always appreciate your assistance and insight.

Ralph