Investment Q&A

Q: In preparation for Armageddon (debt crisis, China invades Taiwan), what commodity stocks or ETFs would you recommend to provide a hedge to an otherwise balanced portfolio?

Q: Hi, in my rrif account, I have both, and I’m considering selling dir.un and adding to Zmi. Dir.un 5years ago was approximately $12.30 when I bought it. Today it is much the same, I think if I sold I might make $100 . Zmi seem much more diversified, safer and could actually make some capital gains. Is the .20 mer and 1.2% difference in dividend a deal breaker, or would you consider this move for a riff account.
Thanks

Q: Hi 5i Team,
My husband and I are in our RRIF years so we have large injections of withdrawn cash into our investment accounts throughout the year. We also sell stocks from time to time when they reach a target price and end up with more cash. The intention is to reinvest but often deciding what and when to buy means that large sums are sitting idle for long periods. HISAs, GICs and other interest bearing alternatives are generally not worth the effort given how they are taxed.

We would like your recommendations on what to do with these funds while researching and waiting for appropriate investments to surface. I’m thinking index funds and ETFs - things that are taxed efficiently and are liquid.

Have you any specific, short term recommendations? They could be Canadian or US as long as they can be bought and sold easily and quickly.

Thank you for your thoughts!

Q: Please ignore my previous question . I accidentally hit the send button before I had finished editing it .......Here is the same question after editing .......

I've been enjoying the amount of option related dividends going into my account monthly. I call it Taco investing . Trump announces something stupid and then backs off . This creates volatility in the options market creating higher option premiums . What I have ....

GDXY ...... 9% position .

SLVO ...... 3.2% position

HPYT ...... 3.79% position

HYLD ......6.72% position { the lowest yield at 11.2% } May replace wtih SDAY or start a new position .

I'm looking to increase my exposure to " honking big dividends " in the 14% or better category .... My shortlist includes UMAX { 14.83% yield } and ECAT { 22% yield } I realize the higher the yield the higher the risk.....But could 5i give me three names other than the two mentioned above that you think are interesting at 14% or better and three you find interesting above 18% ..... Accompanied by a brief comment on the risks ........ I used the word " interesting " as opposed to " what 5i likes " to reflect the associated risks of high yield investing ......Thanks for your terrific service .....

Q: Can you suggest 3 mechanisms to "park" cash with safe steady income and good tax efficiency?

Q: Which Canadian ETF would you recommend that has crypto currency

Q: Hello 5i team,
I hold a concentrated stock portfolio. If I was to start buying ETF's; which 5 or 6 would you recommend me buying slowly over the next few years that will give me a diversified portfolio. Five or six ETF's that I can continue to dollar cost average into over the next 5 years.
Thank you,
Brent

Q: And another question for the team. What are your recommendations for cyber security stocks and etf's. I have no holding in such.

Q: Hi Peter,
Please provide your top picks for an ETF that invests in developed Asia Ex Japan and have a large holding % in China and South Korea. Thanks.

Q: Good Afternoon,

Could I please get your opinion of DXMO-ETF ?? Would it be suitable for someone who wants a small allocation to the metals and uranium space ??

Thank you so much. DL

Q: An analyst made the point that he thinks any foreign bond exposure should be hedged to the Canadian dollar. His point was that fixed income is usually meant to de-risk one’s portfolio and that by taking on foreign exchange risk in this particular asset you are working against yourself. Assuming one doesn’t require the foreign income generated what do you think of his argument?

Appreciate your insight.

Paul F.

Q: Good day, I hold both these etfs in a tfsa. Looking to consolidate into one. I’m leaning towards HDIV. Thoughts?

Seamus

Q: Good morning all at 5i: I need to invest more in utilities and my attention drawn to an article that says POR has been left behind in rally and has lots to offer in electricity demand. Your thought please or would IDU etf be a better trade. Many thanks as always. Barbara

Q: Hello,
I would like to invest in the tech etf (evolve fangma etf) but the volume is low; is this an issue ? Also, is it better to stick to zqq instead for larger set of holdings in the tech space? Thanks very much.

Q: I am 79 years old and retired. I have outstanding capital losses in my non-registered account. I plan to sell most of my bond ETFs, which currently pay taxable interest, and purchase shares in HBB (Horizons Canadian Select Universe Bond Index ETF - Corporate Class), which only accrues capital gains.

Could you please comment on this strategy? Would you consider it a wise or risky move?

Thank you.

Q: With the TSX & US markets being over valued today, can you suggest a few ETF's or stocks that would benefit from international momentum, countries of interest Japan, Mexico or Indonesia.


Thanks for all you do and provide.

Q: A stock with a high dividend payout that is 95% ROC has an actual dividend payout of only 5%.
What type of account would this type of stock be best held in for tax purposes?
It seems that a margin account would be more tax efficient than a retirement account, where ROC likely is not considered on eventual withdrawal.

Q: Please comment on how to manage position sizes of portfolio with different equity ETFs. Max / Min weight of individual ETF? Thanks in advance. Your comments are very much appreciated.

Q: Can you provide thoughts on the iShares MSCI Emerging Markets Value Factor ETF (EVLU) as a long term investment in the current high valuation environment?
I’m seeing a 3% 30day yield, 10.7 P/E, and 0.35 fee.
If in your response you say it’s too new (less than a year) or too small (10m AUM), please remind me why those things matter and how you’d weigh them for an investment that is otherwise attractive.

Q: Saw a headline regarding the big outflow from MM funds into bond funds, can you confirm this, if so explain the reason and provide your favorite bond funds for parking cash?