Investment Q&A

Q: What is your opinion on this bond ETF? Have owned this in an RSP for a very long time and it has been extremely disappointing. Would you continue holding?

Q: This fund has done well over the last few years but historical really up and down. It shows a 9% dividend -is that correct? Could you let me know how high risk it is, and if you would recommend it as part of a basket of international ETF's? Is there others you prefer that you think would do better over the next few years and any in Canadian dollars? Currently I only own ZDI.
Thank you!

Q: can you suggest an AI etf that covers most aspects of AI?

Q: I know it’s not in your wheelhouse but would you have a good suggestion to invest in India? With the European trade deal and potential for increased trade around the world including Canada, it seems like a good place to begin investing a small portion of one’s portfolio

Q: If one sells ADBE at a loss and buys IGV, is the loss accepted by CRA or because it's included in IGV will not be accepted.

Thanks

Q: Would have any concerns or recommendations for a retired senior with a employment pension. Having a total portfolio consisting of xuu.ca, xaw.ca and xic.ca?

Thanks

Q: Every year I take 10% of my portfolio and invest in a specific sector ETF. Last year it was financials with a 36% return thanks to your recommendations 😊. What one sector would you invest in for 2026 and which ETF would that be?
Thank you for your excellent work!

Q: What do you think of this Harvest ETF as way to play Cameco and uranium. Paying a hefty dividend. Sustainable?
Guy

Q: Just wondering what your thoughts are on MBSF (Regan Floating Rate MBS ETF). It was noted on BNN this morning. Is the dividend of 4.62% correct and is it safe ? Any red flags with this one ?

Also it is not in your database.

Q: How would you rank? Are there better alterntives for the ETF payments space?

Q: I prepared a question on EWJ but when I hit “submit” your website logged me out; I will prepare it again but if you see the first one of course please ignore this.

A couple of questions. First, what is your outlook for this investment going forward? The ETF is based on the Japan index; does the market in Japan seem favourable? In particular, there has been a suggestion that the “carry trade” will be winding down as interest rates begin to rise; will this affect the investment prospects? Or does the ETF being in US currency shield it from any effect?

Second, what is the expected yield going forward? Different profiles for the fund show different rates. 5i I has it at 1.9%; BMO shows it at 4.53%. However, in December, I received a payment that was probably just over 4%, but that was a semi-annual payment. Can you see what it might be going forward to the next one in May? And can you explain why the December payment seems so high, especially compared to distributions in the past years?

Many thanks for your excellent service.

Q: Can you share your top US ETF picks for each sector? Thanks!

Q: Looking to invest in gold ETFS which ones would you recommend .

Q: Cdn Banks and Lifecos are going gangbusters, with rising shares and increasing dividends. What would possess the admins of CEW.TO to cut the monthly distribution by 3%? See https://dividendhistory.org/payout/tsx/CEW/ Is this a bad sign that the ETF provider is not delivering value to holders?

Q: What is the simplest/most efficient way to add gold to a portfolio that has none?

Thanks as always.

Q: What would be the best Canadian equivalent to PICK?
Thank you.

Q: Good day! I'm wondering if there is still a case to be made for investing in gold, silver and other metals? If there is, how would you recommend investing? An ETF or individual stocks? Is there an ETF that covers all these metals?

Considering the geopolitical situation, how risky is the USD and investing in US assets? What percentage of YOUR portfolio would you assign to US assets looking to the next 5-10 years?

Please deduct credits as needed and thank you in advance.

Q: Hi 5i Team,

Could I please get your current thoughts on the Canadian oil sector? If one doesn't currently have a position in the sector how would you view starting one today?

I'm thinking of starting a position in Oily for an income focused, non-registered account. Besides ENCC are there any alternatives you could point out to me that could be a good fit?

Thanks for the Great Service

Q: Given the madness in US (debt, policies), is 5i more comfortable with short, med or long-dated Treasury ETFs for RSP/RRIF accts? eg, SHV=0-1 yr; IEI (3-7 yr); IEF (7-10 yr) and TLT (20+ years).

Q: What is your opinion of this Bond Fund CIG4102 - is it worthwhile to own? What are the pros / cons. What are better options Mutual Fund or ETF.