I was thinking of buying for RRSP but concerned about losing out to withholding tax.
XDG is a Canadian wrapper with around 53% of USA holdings plus rest of the world.
Would you have an idea of the withholding tax status? Held in an RRSP, would the USA holding's dividends NOT incur withholding but the remainder would?
In this case, I am giving the issue of withholding tax too much thought and should just buy it for its merits?
Q: Looking for big pharma ETF`s when the pandemic is over to invest, which would be most tax efficient in a non registered account. I guess this limits them to the USA.
Any Canadian ones.
Thanks
Jeff
Q: Good morning,
Given that CEW includes Banks and Lifecos' and assuming that low interest rates will be with us for some time, I would appreciate your thoughts about selling CEW for tax loss harvesting purposes and purchasing either an exclusively bank ETF such as ZEB or purchasing two banks with the proceeds of the CEW sale. Also, could you also recommend two banks that you would recommend purchasing at some point with the proceeds of the CEW sale. Thank you.
Francesco
Q: Just wondering your general opinion on these 4 stocks that were rated 5 stars by Morningstar. Do you think any of them are interesting and how would you rate them. Thank you
Q: We have an unregistered account with 74% cash and want to buy some index funds (my wife read Millionaire Teacher and is convinced index funds eliminate some human error with stock selection). We are considering XIU, ZSP and perhaps ZDB; we do have a significant bond holding with Phillips, Hager & North and not sure if bonds should be part of this unregister account? Long term investments 7+ years. Thanks you very much for your comments on index funds.
Q: Most of my son's assets (all tfsa) are in the etfs zwb, vgg and vee. Would you suggest substituting any other etfs at this point with an eye to catching the rebound? Thank you.
Q: Can you explain why VFV is outperforming VOO (by 7% on a 3-month chart comparison, and by almost 5% over 1 month)? Aren't they basically the same, other than the currency they trade in?
My daughter 18yrs old got 12k in her TFSA and won't need this money for next 7-8 yrs. This is her first investment on her own from savings. Please advise ETF ( sector or Index or combination with % ) which you think will have good bounce assuming that we are close to bottom . Thanks
Q: Hope everyone at 5i is doing well in these times!
I have been sitting on mostly cash in my RRSP/LIRA and would like your recommendations on the best ETFs to consider for my full US and International exposure. All of these would need to be listed on the TSX as I am purchasing in CAD $. While I know you prefer non-hedged, I’d greatly appreciate if you could explain benefits/workings of hedged vs. non-hedged considering the current environment. And provide ETF recommendations for each.
I am looking to achieve a balance of diversification, reasonable MER, minimizing any withholding tax while optimizing the potential in market recovery. For US, I would like to have a technology ETF, health care ETF and a broader spectrum ETF – but also open to ideas. Also, looking for recommendations on International – one broad ETF or perhaps that and a mix of ETFs. I recognize there can be overlap (e.g. between a tech and broad sector fund), so if you can give me a sense of the degree of duplication that may be present in your recommendations. Perhaps going heavier on tech right now could be a good thing.
While I started off thinking ETF selections would be relatively simple, in reading various Q&A there seem to be many important considerations - your assistance is appreciated. Again, all of these are being purchased in RRSP/LIRA accounts with the goal of optimizing my returns over a 10 year window.
Q: Hello,
I presently have a LIF and a RRIF majority is invested in zwc and zwu along with some other less then ideal stocks [interpipe,fru,hot,bpy] , have gone from 550k to 350 k in a month, expensive lesson on proper portfolio construction I guess. Would you suggest selling the covered call etfs and buy non covered call versions at this point in time ? Am I correct in thinking If the tsx returns to 17,900 again zwc and zwu will not return to previous nav due to covered call loss ? Thanks very much for Your help, great website.
Q: as a follow up...my intent is to mimic performance and safety of holding physical gold in my hand...I also expect the canadian dollar to go down therefore can you explain the differences in the choices on phys.u and phys and are all of them convertible to physical gold from shares
thanks
Q: can i expect same performance with phys as i would be buying physical gold like maple leafs instead.is there any chance not getting money from phys at any doomsday scenario rather than holding the gold in your hand. thanks
Q: Hello
Can you suggest an American ETF like VCSH but with a shorter duration for corporate bonds which is also less volatile?
As well, do you know of any American ETFs like SHY but with shorter duration for US Treasuries? SHY includes Treasuries of up to 3 years.
Thanks
Q: Last year I took a sizeable position in VEE as one of the main parts of my foreign diversification. It has, like so much else, dropped a lot. I am wondering if the prospects for recovery in the emerging markets are not as favourable as the potential in the US or Canada, where economic resources (or the ability to backstop printed money) are stronger. As such, I am inclined to sell this position (and as you point out, harvest a tax loss) and migrate to some North America holding(s). Your comments, pls. Thanks for your excellent service.
Q: Luckily, I went to cash on most of my US holdings in Feb, but kept some VIG, thinking it would survive better than others. That has not really been true and I notice that it does not bounce as much on an up day as one like VIS, which also pays a higher yield. As I start picking away at re-building my US portfolio, what 3 ETF's would you recommend?
Q: Hello 5IResearch
Are there any canadian ETF that tracks the travel industries such as the air lines and or the cruise lines that you can recommend ? If not what would you recommend to participate in the travel industries recover .Thanks for all the recommendation that are posted each day.
Q: Good morning,
Is there an ETF of big cap Canadian dividend stocks equivalent to PDC but without the large energy component? On the other hand, have the pipelines in PDC suffered enough that I shouldn't worry about the energy component going forward.