Q: Half my money is in U.S. funds and half Canadian. Do you recommend diversifying a small amount of U.S. currency by owning some Yen (FXY) and/or Swiss Francs (FXF) or some other currency? Thank you.
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Toronto-Dominion Bank (The) (TD)
- BMO Equal Weight Utilities Index ETF (ZUT)
- BMO Mid-Term US IG Corporate Bond Index ETF (ZIC)
- iShares Core Canadian Universe Bond Index ETF (XBB)
- PIMCO Monthly Income Fund (Canada) Series A (PMO005)
Q: My husband and I are in our mid 60's and were hoping to retire in the next 2-3 yrs (however we may need to postpone depending on how 2020/2021 goes). At the moment our asset allocation is 67% equities and 33% fixed income and we feel we need to shift toward fixed income.
2 questions:
1. Undercurrent conditions, would you suggest a 60/40 split,a 50/50 split or do nothing for next 6 months?
2. If it make sense to make some adjustments now, which of the following fixed assets would you add to and which equities would you recommend trimming: current fixed positions are 10% each in XBB, PMO005, ZIC; equities over 5% are TD(6%), ZUT(8%) and XIC (7%).
2 questions:
1. Undercurrent conditions, would you suggest a 60/40 split,a 50/50 split or do nothing for next 6 months?
2. If it make sense to make some adjustments now, which of the following fixed assets would you add to and which equities would you recommend trimming: current fixed positions are 10% each in XBB, PMO005, ZIC; equities over 5% are TD(6%), ZUT(8%) and XIC (7%).
Q: Is there and could you recommend, any ETF or fund, that actively shorts ?
Specifically Tech Sector but any area that looks to be overbought.
Thanks
Specifically Tech Sector but any area that looks to be overbought.
Thanks
Q: Hi, what are your views on CYH please? Do you feel it’s underlying holdings are secure enough and that the existing distribution can be maintained? Also, do you feel the underlying holdings are earning the amount of the distribution or is it possible the fund is paying above the collective distributions of the underlying securities as in other Blackrock funds? Are there other global Dividend C$ hedged alternatives that could also be considered? Thanks.
Q: XTR and MFT offer attractive yields and seem relatively stable...are you comfortable with how they generate distributions and would you recommend them today? Thanks, great service.
- Gilead Sciences Inc. (GILD)
- QUALCOMM Incorporated (QCOM)
- McDonald's Corporation (MCD)
- Merck & Company Inc. (MRK)
- Pfizer Inc. (PFE)
- Procter & Gamble Company (The) (PG)
- Verizon Communications Inc. (VZ)
- iShares U.S. High Dividend Equity Index ETF (CAD-Hedged) (XHD)
Q: Can I get your assessment on investing in ishares ETF US High Dividend (XHD) in my RRSP? If your opinion is unfavourable, do you have specifc stocks to recommend in its place?
thanks -John
thanks -John
- Shopify Inc. Class A Subordinate Voting Shares (SHOP)
- ProShares S&P 500 Dividend Aristocrats ETF (NOBL)
- Vanguard Dividend Appreciation FTF (VIG)
Q: Luckily I have SHOP in my Roth IRA and need to dramatically trim.
I am currently transitioning into retirement within 6 months and want to set the Roth up as a consistent 5 to 7% income yield. I am looking at VIG and NOBL although they maybe higher risk. Would you please offer some other lower risk alternatives?
Regards,
Steve
I am currently transitioning into retirement within 6 months and want to set the Roth up as a consistent 5 to 7% income yield. I am looking at VIG and NOBL although they maybe higher risk. Would you please offer some other lower risk alternatives?
Regards,
Steve
- iShares Core S&P Total U.S. Stock Market ETF (ITOT)
- Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF (GSLC)
Q: Which of the above etfs is better/preferable. I am looking for growth with reasonable risk. Income is not important. Don’t need the cash for the next three or so years.
Thank you
Thank you
- iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ)
- RBC Canadian Equity Income Fund Series F (RBF646)
- Sun Life Dynamic Equity Income Fund Series F (SUN477)
Q: Hello 5i, I’ve invested a portion of my grandmother’s TFSA in CDZ looking for a decent diversified relatively low risk dividend (to be reinvested) payer, which I’ve seen recommended on here a few times. I was on morning star and I came across those two funds which seems to have outperformed despite their similarities and higher MER. Could you please explain the fundamental differences between the three and rank them from best to worst for a 5 year horizon according to your opinion? I wasn’t able to access the complete funds’ holding details. Thank you!!
- AT&T Inc. (T)
- Verizon Communications Inc. (VZ)
- Vanguard Communication Services ETF (VOX)
- iShares U.S. Telecommunications ETF (IYZ)
- T-Mobile US Inc. (TMUS)
- iShares Global Comm Services ETF (IXP)
Q: I am underweight in US in my portfolio - for example in my communication sector AT+T represents only 2% -of a 17% weighting. What are some US communication funds that have performed well and appear to continue to do so - please list in order on rating. What are your thoughts on AT+T? Thank you for your excellent service.
- iShares Russell 2000 Growth ETF (IWO)
- Vanguard Dividend Appreciation FTF (VIG)
- Vanguard Growth ETF Portfolio (VGRO)
Q: In my RESP I currently only own VGRO and now have some money to add a 2nd ETF, which ETF would be best suited with VGRO ?
Thanks
Thanks
- iShares S&P Global Consumer Discretionary Index ETF (CAD-Hedged) (XCD)
- BMO Equal Weight US Banks Index ETF (ZBK)
- BMO Equal Weight Banks Index ETF (ZEB)
- BMO Equal Weight Industrials Index ETF (ZIN)
- iShares S&P Global Industrials Index ETF(CAD-Hedged) (XGI)
- Financial Select Sector SPDR (XLF)
- Consumer Discretionary Select Sector SPDR (XLY)
- Industrial Select Sector SPDR (XLI)
- iShares U.S. Home Construction ETF (ITB)
- Vanguard Consumer Discretionary ETF (VCR)
Q: Tony Dwyer from Cannacord likes to refer to "banks and tanks" as good areas to be in when the economy eventually turns positive. I believe he's referring to the more cyclicals. Can you suggest both Cdn and US ETF's that would fit the bill. Thanks.
- BMO International Dividend ETF (ZDI)
- RBC Quant EAFE Dividend Leaders ETF (RID)
- Dynamic Active Global Dividend ETF (DXG)
- iShares International Select Dividend ETF (IDV)
- iShares Core MSCI Global Quality Dividend Index ETF (XDG)
- Vanguard International Dividend Appreciation ETF (VIGI)
Q: Hi 5i Team,
I do not have any international exposure and I am wondering if you would recommend a dividend ETF with some upside potential. What account would it be best held in? Do you think this is a good time to enter? Thanks so much.
I do not have any international exposure and I am wondering if you would recommend a dividend ETF with some upside potential. What account would it be best held in? Do you think this is a good time to enter? Thanks so much.
Q: BMO has new issues with principal protection. If I understand, many will limit your upside in order to guarantee the downside. Some seem to not limit the upside. My grandchild will require funds in 7 years. Can you give me your opinion as to Bank of Montreal Low Volatility Canadian Equity ETF Principal Protected Deposit Notes, Series 5
JHN2446 suitability. Is there a better “protected” alternative or is it all a case of you don’t get something for nothing. I’m looking at a safe place for $10,000 (Currently 20%).
Thanks
JHN2446 suitability. Is there a better “protected” alternative or is it all a case of you don’t get something for nothing. I’m looking at a safe place for $10,000 (Currently 20%).
Thanks
Q: Hi Peter, Dennis Mitchell is always very impressive when he speaks. What do you think abour his (Starlights) real estate and infrastructure funds ? The MERs seem high, are they ? Any interest ? Thanks, Paul
Q: For the trading purpose, which Technology ETF you would recommend. QQQ or VGT.
Or you prefer any other ETF?
Thanks,
Or you prefer any other ETF?
Thanks,
Q: Any reason QBTC now trades at a 7% discount to NAV? Did someone just really want out that badly and there wasn’t enough liquidity? Or is there other issues at play? Thanks
Q: My Daughter and Son in law have some funds in savings and want to start investing, for a couple starting out with over 100k what percentage and what etfs would you suggest, when I started I was XIC 30% , XSP 40%, VEE 5% and XBB 25%. That was a long time ago and Im sure things have changed.
Q: First are ETFS and ISHARES the same ? i am consideing whichever is appropriate .
i ownPFE JNJ Gld . i guess they are okay paydividends and have some role in vaccine.
i would like to with these to an ETF. Going by your answers i would like to have ABBvie let go of PFE .
JNJ i see your concerns on legal issues however i am okay holding this So please recommend an ETFforthis
Also i would like an ETF FOR med insruments i woud like SYK DXCM ISRG or other companie that fit into this mix
i ownPFE JNJ Gld . i guess they are okay paydividends and have some role in vaccine.
i would like to with these to an ETF. Going by your answers i would like to have ABBvie let go of PFE .
JNJ i see your concerns on legal issues however i am okay holding this So please recommend an ETFforthis
Also i would like an ETF FOR med insruments i woud like SYK DXCM ISRG or other companie that fit into this mix
Q: Hi,
Do you have a preference between VUN and VFV?
Thanks
Robert
Do you have a preference between VUN and VFV?
Thanks
Robert