Investment Q&A

Q: Greetings to all,

We wish to increase our Emerging market holdings within our RRSP account
and note that the 10 year chart has traded between $50 and $30. The yield at the moment is about 2.8%.

Q1: Therefore what kind of holding is VWO, growth or income? I suspect neither.
Q2: Is there an emerging market ETF out there with a generally ascending 10 year chart line?

Cheers!

Q: My International exposure has been identified as deficient. After reading the Q&A the above ETF's have been identified. My question is would the above as a50/50 split provide good international diversification or would adding another ETF help. If another is needed what would be your choice, and how would you divide the positions eg. 1/3's
Thank you,
Mike

Q: I am considering investing in South east Asia stocks - China, India and other Asian countries.
Do you have any recommendations?

Q: What are your thoughts on this ETF?
Thank you
Steve

Q: Need more foreign exposure ex-Canada and ex-USA. I already own VEE and ZDI, should I just add to these or does 5i have additional suggestions? Looking to cover all bases here. Thanks Ron

Q: Hi team,

I'd like your opinion on this ETF for emerging markets exposure in a non-reg account. What is your views on Emerging markets in general as a long term hold?

Thank you,

Keith

Q: I bought SDIV about 3 years ago and am down significantly (about 50%). Dividend income has been consistent but not enough to offset the loss in capital. Do you have a better recommendation in this space? Or do i continue to hold for the long term? thanks again! John C

Q: Hi 5i,
I have no exposure to the Real Estate market. I'm wondering if there are any REIT's you would recommend right now?
Thank you.

Q: Setting up a RESP for three children. 40k in total. 6 to 10 year time frame. which ETF's only do you suggest with a 70/30 or 80/20 balanced/ income portfolio.

Q: What would be the best equal weight TSX ETF (CDN $) and also S&P (US dollars) Low fees for both.
Thanks!

Q: Hi team,

What is exactly the meaning of "Capped" for an ETF.

May I suggest a category in your list of questions which would be 'vocabulary" or "meaning of..." for quick reference for unexperienced investors like me. It could avoid repetitive questions. I knew at some point what "capped" meant, but I forgot....

Many thanks,

Jacques IDS

Q: I started resp for my daughters 15 years ago. My older daughter will start university in close to 3 years, and my younger one will be completing her univeristy in 9 years. Currently, in their RESP portfolio, 67% is cash, 11% is mawer global small cap, 14% is mawer global equity, 4% is mawer canadian equity, and 4% is BAM.a. I would like to put more cash to work to get some safer growth. BAM.a seems to be cheap right now. Is it a good time to buy some more? The Canadian dividend etfs only half recovered from their March lows. Is it a good time to buy some? If so, do you have any favourable etf names? Or do you have any suggestion on alternatives? Any tips on the portofolio weightings will also be appreciated!

Q: I was listening to a podcast recently interviewing a highly-regarded market analyst. Among other things, he highlighted the importance for retirees to invest carefully in the current environment. He does like gold and China, but also recommended a "high quality company" ETF. In other words, an ETF that invests in "companies that tick all the boxes" - eg. excellent balance sheet, no dividend cuts, etc.

Would IQLT be a good recommendation? I don't mind that there are no FANG stocks, or for that matter any US stocks in that particular ETF. I do own some US stocks, but I believe the next decade will be more favourable to Asia / emerging markets anyway, (currently lower PE's for example). Just my opinion.

Do you think that the expense ratio seems a bit high for IQLT ? If you don't like this one, do you have an alternative ?

Thanks.

Q: Good morning,
I am very happy with Portfolio Analytics, it has proved to be a wonderful tool to help me manage multiple investment accounts - I also love the continuous improvements. Great value for the money.
Question: I would like to add some international exposure to my portfolio. Please provide your top pick of US and Canadian ETF's for international exposure.
Thank you,
Patrick

Q: In the current state of REIT is there a better choice between these two.

Q: I am managing my aunts portfolio who is entering retirement. She has $300K to invest with a 5 year time horizon. I like the 2% yield of VBAL, the 60/40 split, low MER and the simplicity of this all in one ETF, but would like to add 1 or 2 additional funds for some additional torque. What would you recommend?

Q: Are there etfs that hold and focus on dividend growers ex-US and ex-Canada? I am looking for same where I can put both Canadian and US dollars. Thank you. Bill

Q: My full service advisor has suggested I sell passive ETF's ZDY, ZGI & VDU and buy active fund Capital Goup Global International Equity (CIF 843). The passive holdings have no trailing commission the active fund does. But it seems the active fund performance is much better? Could please give me your opinion if this would be advisable - thanks for your usual great advice.

Q: Good morning 5i Team, I'd appreciate if you could recommend how to invest in cannabis industry in US?
Thanks!

Q: Since CDZ holds dividend aristocrats where the dividend has increased for the past 5 years, what will happen to their holdings this year with many companies reducing dividends? Do they sell them off at some point? How will this affect the ETF overall?