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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi, I have owned Intel for many years but lately it has been a disappointment, I sold half my position last year and purchased AMD which has done well. What's your advice, should I sell INTC and purchase SOXX or NVDA or continue to hold it, looking for the best growth prospects.

Thx
Read Answer Asked by Kimberely on December 14, 2021
Q: Is there an etf that deals with electric vehicles? And if there are multiple, which do you recommend and why?
Read Answer Asked by Ziaad on December 14, 2021
Q: hello
can you recommend what types of bonds should be held in a rising rate environment and can your recommend some ETFs?
thanks
Read Answer Asked by Mary on December 14, 2021
Q: I have CIF 843 in my RRSP - it comprises 8% of the RRSP. What is your opinion of it's performance & costs. Also- could you provide 3 or 4 alternates each of both Mutual Funds and ETF, in the same asset class.
Read Answer Asked by Reg on December 14, 2021
Q: I need to shore up my accounts with some fixed income (low risk) positions. All indications are that interest rates are likely to rise, which makes me nervous to hold bonds or bond funds. I am not sure where to turn - maybe Bond ETF's? I don't want to micromanage a specific bond portfolio either. Do you have any advice on the best approach? I am still 10-15 years from "retirement" (whatever that means), so my investment horizon is still pretty long term.

Thanks in advance
Read Answer Asked by Don on December 13, 2021
Q: Hi,

I'm looking for 2 or 3 broad based ETFs that track the CDN TSX closely, and two or three ETFs that track the US broad market closely, for a 'couch potato' strategy.
Read Answer Asked by Graeme on December 13, 2021
Q: could your recommend a low volatility ETF for the Canadian, US and International market? would you prefer a Canadian or International ETF over the US given that the US has had such a large run?
thanks
Read Answer Asked by Mary on December 10, 2021
Q: Hello 5i team!

Your thought on adding ARKF (Ark ETF Fintech) versus buying Zillow or Open Door. With ARKF, I will add some bitcoins & fintech to my portfolio that I didn't own as well real estate selling/buying online. Zillow is down significantly after retreating from buying real estate, is it time to step in at today pricing. Thank you!
Read Answer Asked by Nhung on December 10, 2021
Q: I was listening to BNN market call and a guest explained that it is best to buy a stock or ETF when its price is under its NAV and to sell it when it is above its NAV. Can you explain a bit about the NAV and tell me where I find this info?
thanks
Read Answer Asked by Mary on December 10, 2021
Q: Hi 5i;
Just a follow up to my question and your answer about IDR this morning, so that I can better analyze ETF's which I have to say I find to be a perplexing exercise.
You wrote that IDR has "fees" of 1.28%, but both CIBC and BMO indicate that its MER is .98% - approximately a 30% difference, so quite significant. Is there more to the cost of ownership than just MER which I should consider when reviewing ETFs that would account for the difference? If so, where do I look to find this information?
You also indicated that IDR 's "small size" is $61M while CIBC seems to peg it's value at $107.4M and BMO at $109.8M - again quite significantly different. Am I missing something in my understanding of the value as stated by the likes of CIBC/BMO that I should be aware of when looking at ETFs, going forward?
Thanks - I appreciate your advice.
Peter
Read Answer Asked by Peter on December 10, 2021
Q: Hi! I have a question about my ETF portfolio. I currently own XIC, XEF and XEC and I'd like exposure to the U.S. market (S&P) and NASDAQ. Should I do this in my Canadian account through a Canadian ETF that tracks the U.S. indices or in U.S. dollars in a U.S. account like the IVV. I'd prefer to do it in CDN dollars. Are there major advantages or disadvantages to either option?

Thanks,
Jason
Read Answer Asked by Jason on December 09, 2021
Q: Hi 5i,
I gather from your answers to the few questions that have been asked about it that you are not great fans of IDR for real estate exposure, and my initial question is basically why and what should I be concerned about?
If I'm reading the information correctly, IDR's 10 year growth rate (2011 - 2021) is 167%, with YTD sitting at 29%. It's annual yield meanwhile is 5.60% (or more) and it is diversified through holding residential, industrial and retail REITs in Canada (67%), USA (24%) and the UK (2%).
Could one potentially do better and risk less through holding individual REITs instead of the basket afforded by IDR and, if so, which ones would you recommend for the real estate portion of a portfolio in the current economic climate?
Thanks!
Peter
Read Answer Asked by Peter on December 09, 2021