Investment Q&A

Q: What is your opinion of this ETF for a core long term holding for exposure to the oil and gas industry? Is the MER high/low in your opinion. What alternatives if any would you suggest? Thanks

Q: I am always confused on days like this when Canadian oils go one way and American oils the other. I would have thought the sectors would both move mostly in tandem guided by oil and gas prices. But, not for the first time, XEG is down today while XLE is up. Why would that be? Yes, it is a bad market day, but ALL my US oils are up strongly while many of the Canadians (TOU in particular) are down. BTW, what % of a diversified portfolio would you devote to oils and gas today? Should pipelines be included in that consideration?

Q: UDIV Manulife Smart U.S. Dividend ETF Hedged TSX,CA

Would this be a good addition to a portfolio at this time.

Would you wait or buy now?

Or would you recommend something better?

Thank you.

Q: Seeking clarity on corporate class etfs. Does this structure exist using US dollars and does it exist in the US? Is there any other provider other than Horizons? Does the structure result in dividends being reinvested in the etf thus becoming taxable as a capital gain when the etf is sold and therefore not taxable as dividend income while the etf is held? So does this structure assist an investor who wishes to reduce income for tax purposes during the period the etf is held? THANKS

Q: Good Morning,

I am considering buying HHL for income in my cash account.

There are three investment options: HHL.U is denominated in U.S. dollars; HHL is hedged back into Canadian dollars and priced in loonies; HHL.B is also priced in Canadian dollars but is unhedged.

What are you overall thoughts on this ETF and which one would be best for me to buy in my cash account?

Thanks very much.

Q: Hello 5i, Could you explain what these 4 companies are about and rank them in order from best first. I just retired and am looking for one or two companies where I can sleep at night and earn some income. Thanks

Q: What is the Return of Cap. on this etf and where do I find this in future? thx

Q: Hi 5i, Is it a good time to invest in a biotech ETF such as XBI? 5 to 10 year hold. Would you wait for the markets to stabilize?

Thanks

Q: Assuming we’re nearing a bottom for big tech, which of these two would be best for a broad play on big tech recovery and growth? What are the major differences between them other than a slightly higher yield on VGT? Thx

Q: I own KRR in my portfolio. It is the only precious metals stock I own. My question is regarding the rising fuel costs associated with the mining process. Even if gold and silver go up a lot, wouldn't margins on producers be squeezed simply due to the rising cost of fuel?

If that is the case, would it make more sense to buy something like PHYS instead?

Thank you for all that you do

Q: Is this Etf good for a 2 -5 year hold? Thank you.

Q: Follow your balanced portfolio. I have about 15% of my portfolio in US funds. It is split with15% google and 85% vgg. Wondering if I should split my vgg with another us etf.
T Steve

Q: Hi Team,
Can you suggest some lithium mining/mfg companies in North America and or other parts of the world for a long term - 4-5 years holding? Please deduct credits as needed.
Thanks As Always,
Tak

Q: For a long term income play, would you pick up any one from above ETFs today and why? thank you!

Q: I am currently managing my TFSA/RRSP funds and some money outside of registered accounts, which are largely individual stocks. With the market volatility, potential recession and war in Ukraine, I am finding it more difficult to keep on top of the individual stocks and am therefore considering going to ETF's. I am a year away from retirement but would be ok with more risk in the TFSA/RRSP's.
Could you please suggest 5 ETF's for the registered accounts and 5 ETF's for the non-registered accounts.
Thank you,
Jacquie

Q: Hi Team,

Can you tell me the main differences from a composition standpoint between the two etfs and which you would prefer for a long term hold ?

Thank you

Q: A question about ZRE in the 5i Income Portfolio. I would like to add more real estate to my non-registered account at Questrade. Would it be an accounting hassle to hold ZRE in a non-registered account or would Questrade automatically calculate the ACB? Or would it be best to hold TCN and/or other Canadian real estate holdings that would receive a dividend tax credit?
Thanks!

Q: I'd like to buy tech now as I feel prices are stabilizing, but don't have enough US cash to buy balanced number of individual names. Is there an ETF you would recommend that has the larger US tech names that I can buy?

Q: I am thinking of setting up my portfolio with 25% positions in XIU, ZLB, XSP, ZLU. I am trying to avoid bonds and International stocks as they always seem to be a drag on the portfolio. With this arrangement I feel I have a better chance for returns closer to the market. With the low volatility ETF’s, I am hoping my positions would cause less volatility and would smooth out returns as the holdings in each are well correlated. Would you consider this plan to be too risky or would you have any other commentary or suggestions?

Q: Good day.

I am trying to justify in my mind, if I should continue to have my investments in individual equities or in etf's. I was wondering if you could help me decide.

Currently. I am fully vested in the Balanced Portfolio for the Canadian side of my investments.

When I compare the performance of the Balance portfolio and an ETF HXT which is TSX total return it looks like this:


Balanced HXT

1-year 1.98% 13.33 %

3- year 9.13% 11.48%

5 - year 6.92% 9.79%

Inception 14.22% 10 year 9.29%

This info was taken from the Scotiabank iTrade website effective May 29th and the Portfolio segment of 5i.

I realize the composition of the 2 are different, but nonetheless I look and see that if I put all of my Canadian portfolio into HXT I would be no worse off and have lots less to worry about and adjust.\

So, in consideration of the comparison I made above can you please help me with the case of why I should stay vested in the 5i balanced portfolio and what are the advantages of doing so vs going totally to an etf.

Thanks in advance and I look forward to your input.

Sheldon