Investment Q&A

Q: 2 questions: Take as many points as needed

I own VFV in all my accounts, RRSP, TFSA, Margin. It is my biggest overall holding. I know you like IWO, so I'm wondering if it would make sense to sell VFV and buy IWO, just in my TFSA account for more growth. Do you see IWO outperforming VFV? What would make it underperform?

Also, I own BFAM through your recommendation in Investor Suite. Do you see this stock doing really well if the world gets back to normal, and people need more child care services?

Thank you for all that you do.

Q: Hi 5i team.
If one wanted exposure to pipelines without single company risk, what ETF would be appropriate for US/Canada based or blended if such a thing exists.

Many thanks for your help.

Q: Hi,
Could you recommend a Canadian ETF which covers international tech companies with no or very little Canadian or American content.
In the healthcare field which one would you recommend between XHC and ZUH?
Finally what is your opinion of HHL and LIFE.
Thank you. Steve

Q: PSYK Any thoughts on the potential for this new ETF, longer-term?

Q: would like a ETF position mostly in India please

Q: Your thoughts on ethereum. Is it likely to explode like Bitcoin. Would you invest on a speculative basis? How can one buy and sell it. Thanks

Q: Am replenishing my wife's empty TFSA with CAD.76,000 from home loan 2.95% p/a variable.
My Strategy: I believe in VGT or IYY held over many years, last 2 years MV42% +/- per 2years don't count on repeat..
Drawback : need to convert into USD plus risk currency fluctuations +/- over many years
Question: have a soft spot for ZUT as no exchange costs.
your critical reply/
Art

Q: Your thoughts on this Canabis play would be much appreciated.
Thanks!

Q: Hi, first off Thank you for a great 2020! I had the good fortune of being mostly in cash in March last year and based on your answers to peoples questions here did very well buying stocks like BAM, LSPD, GSY, SLF, CAE, BYD to name just a few.
I'm now ready to get out my last one or two Mutual funds and would like your suggestions on ETF's that would give me similar small cap coverage as AIM5521. Could also have some international as I am low on that too.
Much thanks, Perry

Q: I bought ZEC, ZEM & XSU Dec. 24 . They have all done very well & amount to about 7.5% of my portfolio. I wanted to add XAW &/or XMC. Should I replace XSU with XMC or keep both? Will there be too much duplication with these ETF funds? I'd appreciate your comments on these changes.Thanks ,as always. Really enjoyed your "battle of the ETF funds".
Dave

Q: Hi guys, appreciate all you do.
My wife and I have a mutual fund though our bank and we want to pull it out (about $20,000) to invest it in some ETFs then continue to invest in them monthly as our main retirement savings. Our timeframe is 20-25 years. Which ones do you recommend, and how many, for max growth/good diversification?

Second part- if we don't have the credits feel free to leave this question out.
We are new to this world of investing but over the last few months we have noticed 2 distinct "camps". What is your opinion on this?
Camp 1: Investing in high quality, undervalued, dividend paying stocks is better than ETFs because you won't be inadvertently buying stocks that are overvalued or buying some losers
Camp 2: Don't bother trying to pick stocks at all because you can never beat the index. Investing in EFTs/index funds is less risky and will yield greater returns over time.

Q: On 01 Feb. 2021 Dow Jones Indices made changes to the S&P/TSX Canadian Dividend Aristocrats Index. CHP.UN. OR, and RNW were dropped from that index.
I own CHP.UN and RNW. Will being dropped from the index likely have any material effect on those holdings going forward?

Thank you,
IslandJohn

Q: A few questions re best index ETFs for safety, total return and tax efficiency:
(1) S&P/TSX 60 (unregistered account): Is XIU, XIC or another ETF better?
(2) S&P 500 (RRSP/TFSA): What CAN listed ETF is best for long hold: ZSP, XSP or other ETF? If held in an RRSP (ie US dividend tax except), can you recommend the best US listed ETF for the S&P 500?
(3) NASDAQ 100 (RRSP/TFSA): What CAN listed ETF is best: ZNQ, ZQQ or another ETF? Is QQQ the best US listed?
(4) Ex-North America index (RRSP): Can you list the best CAN listed ETF index fund? Would you stick with large caps or all? XEF? VIU?
(5) Emerging market index ETFs (RRSP): ZEM, VEE or other?
(6) MISC: Has HXT, HXS and HXQ permanently resolved gov't issues and are these ETFs safe for long term hold?
Thank you!!

Q: My RSP is comprised of VFV, VIU, CLF but I like the concept of the auto rebalancing of VGRO. However the longer duration bonds in VGRO are concerning. Would you make the switch. Conventional wisdom says bonds are going to be destroyed going forward, when monetary tightening eventually happens.
And by the way my 2020 5i account return was 16%. You guys Rock!!
Thanks

Q: Thanks for all your good advice.
I have set up In Trust Accounts for my grandchildren invested equally in HXS and HXT - to avoid tax implications to me. However, due to the swap change introduced Nov 2019 and effective in 2020 - I have been issued T5008 slips seemingly indicating capital gains as a result of the swaps. Is this just for record purposes or is there a need to account for this at tax time?
Thanks

Q: In a rising interest rate environment, would VGG as a dividend growth ETF face more headwinds than VFV?

Thanks.

Q: According to my very superficial analysis ARKK and ARKW have at least 6 stocks of the major holdings that are held by both funds: TSLA,ROKU,SQ,TDOC,PSTG and SPOT. Is owning both necessary?Is there enough of a difference? Thanks.

Q: I'm trying to understand the risk/reward on VXX. I know it's an ETN trying to mimic the VIX through futures. Where VXX/VIX are right now and based on history I see downside risk in 2021 of something like 20% and upside of more than 100%. The chances are good that we have a normal correction sometime in the next year. Am I missing something?

Q: Good morning, Besides PAYF writing covered calls to enhanced yield, would there be enough difference in correlation in invest in both of these investments, or too much overlap, thanks?

Q: I am interested in copper- is there still upside do you think, or has it had its' run? is the etf COPX a good way to play this, or is teck or hudbay maybe a better alternative? Thank you!