Investment Q&A

• BMO S&P 500 Index ETF (ZSP $103.46)
  • $103.46 P/E (TTM): 26.73X Cap: $20.72B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.45)
  • $48.45 P/E (TTM): 6.16X Cap: $19.88B
  • View XIC Profile
  • View Questions on XIC
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $42.83)
  • $42.83 P/E (TTM): 0.23X Cap: $7.43B
  • View VIU Profile
  • View Questions on VIU

Q: I would like to help my 12 year old granddaughter with a RESP. Can you recommend a few choices?

Upvote 12

Read Answer Asked by Denis on July 07, 2025

• iShares Core S&P 500 Index ETF (XUS $58.70)
  • $58.70 P/E (TTM): 27.06X Cap: $10.22B
  • View XUS Profile
  • View Questions on XUS
• Vanguard S&P 500 Index ETF (VFV $167.56)
  • $167.56 P/E (TTM): 27.07X Cap: $27.32B
  • View VFV Profile
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Q: With these two etf's both modeling the S&P 500 and returns since inception appearing to be only .69% apart why do they have such different pricing per unit? I assume both are treat similar in tax treatment?

Thanks

Upvote 2

Read Answer Asked by Kolbi on July 07, 2025

• Financial Select Sector SPDR (XLF $52.45)
  • $52.45 P/E (TTM): 17.04X Cap: $52.56B
  • View XLF Profile
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• SPDR S&P 500 ETF Trust (SPY $671.93)
  • $671.93 P/E (TTM): 27.29X Cap: $694.79B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $608.86)
  • $608.86 P/E (TTM): 36.04X Cap: $399.90B
  • View QQQ Profile
  • View Questions on QQQ

Q: Hi 5i
My grandson lives in U.S. and has a recent inheritance. He is asking what ho might invest in for a quite long term hold. I am suggesting a Nasdaq ETF, a S&P ETF and north American banks/financials ETF. What would be your top picks in these categories?

Upvote 6

Read Answer Asked by Guy R. on July 07, 2025

• BMO S&P 500 Index ETF (ZSP $103.46)
  • $103.46 P/E (TTM): 26.73X Cap: $20.72B
  • View ZSP Profile
  • View Questions on ZSP
• Vanguard S&P 500 Index ETF (VFV $167.56)
  • $167.56 P/E (TTM): 27.07X Cap: $27.32B
  • View VFV Profile
  • View Questions on VFV

Q: Could you tell me your preference between VFV or ZSP?

Upvote 6

Read Answer Asked by Bryan on July 07, 2025

• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $59.54)
  • $59.54 P/E (TTM): 5.96X Cap: $5.09B
  • View VDY Profile
  • View Questions on VDY

Q: There is a lot of rhetoric coming out of Ottawa about going all in to boost the canadian economy with major growth projects, reduce internal trade barriers, and mitigate tariff impact. If this in fact all comes to fruition, do you think this would positively affect canadian ETF values and would this be a good time to buy into those? VDY for example.

Upvote 2

Read Answer Asked by Rob on July 07, 2025

Q: What are thoughts on Collateralized Loan Obligation ETF's? Is ZAAA a good one, or are there better ones?

Upvote 1

Read Answer Asked by ROB on July 07, 2025

• BMO Ultra Short-Term Bond ETF (ZST $49.07)
  • $49.07 Cap: $4.32B
  • View ZST Profile
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• Brompton Wellington Square AAA CLO ETF (BAAA $19.88)
  • $19.88 Cap: $107M
  • View BAAA Profile
  • View Questions on BAAA

Q: Could you give me a brief overview of of CLO etfs,(e.g. BAAA) and their safety compared to short term funds such as ZST

Upvote 1

Read Answer Asked by Paul on July 07, 2025

• Harvest Low Volatility Canadian Equity Income ETF (HVOI $13.23)
  • $13.23 P/E (TTM): 17.33X Cap: $46M
  • View HVOI Profile
  • View Questions on HVOI

Q: I respect this ETF is very new but what are your thoughts overall for a retiree seeking income (seeking income vehicles with limited chances of capital depreciation )?

Upvote 3

Read Answer Asked by Randy on July 05, 2025

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $42.83)
  • $42.83 P/E (TTM): 0.23X Cap: $7.43B
  • View VIU Profile
  • View Questions on VIU

Q: WHICH ACCOUNT SHOULD VIU BE HELD IN?
Thanks.

Upvote 4

Read Answer Asked by Serge on July 04, 2025

• INVESCO QQQ Trust (QQQ $608.86)
  • $608.86 P/E (TTM): 36.04X Cap: $399.90B
  • View QQQ Profile
  • View Questions on QQQ
• NEOS Nasdaq 100 High Income ETF (QQQI $54.07)
  • $54.07 P/E (TTM): 33.79X Cap: $5.99B
  • View QQQI Profile
  • View Questions on QQQI

Q: What are your thoughts on this? How does it work and what are the risks?

Upvote 6

Read Answer Asked by Max on July 04, 2025

• Constellation Software Inc. (CSU $3,343.01)
  • $3,343.01 P/E (TTM): 76.2X Cap: $69.45B
  • View CSU Profile
  • View Questions on CSU
  • View Reports on CSU
• Intact Financial Corporation (IFC $282.18)
  • $282.18 P/E (TTM): 23.69X Cap: $50.01B
  • View IFC Profile
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• BMO S&P 500 Index ETF (ZSP $103.46)
  • $103.46 P/E (TTM): 26.73X Cap: $20.72B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.45)
  • $48.45 P/E (TTM): 6.16X Cap: $19.88B
  • View XIC Profile
  • View Questions on XIC
• SPDR S&P 500 ETF Trust (SPY $671.93)
  • $671.93 P/E (TTM): 27.29X Cap: $694.79B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $608.86)
  • $608.86 P/E (TTM): 36.04X Cap: $399.90B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $113.46)
  • $113.46 P/E (TTM): 35.05X Cap: $1.98B
  • View ZNQ Profile
  • View Questions on ZNQ
• Brookfield Corporation Class A Limited Voting Shares (BN $61.75)
  • $61.75 P/E (TTM): 108.98X Cap: $137.72B
  • View BN Profile
  • View Questions on BN

Q: If you were only to buy 3 ETF's and a couple of high convictions stocks. Which 3 ETF's would you pick. No fixed income please.

Upvote 27

Read Answer Asked by Cheryl on July 04, 2025

Q: WHICH ACCOUNT SHOULD ZWG BE HELD IN?

THANKS.

Upvote 3

Read Answer Asked by Ron on July 04, 2025

• Vanguard Intermediate-Term Corporate Bond ETF (VCIT $83.56)
  • $83.56 P/E (TTM): 412.13X Cap: $56.27B
  • View VCIT Profile
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• Vanguard Total Bond Market ETF (BND $74.16)
  • $74.16 Cap: $139.27B
  • View BND Profile
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• Global X 0-3 Month U.S. T-Bill ETF (UBIL.U $50.04)
  • $50.04 Cap: $421M
  • View UBIL.U Profile
  • View Questions on UBIL.U
• Hamilton U.S. Bond YIELD MAXIMIZER TM ETF (HBND.U $13.60)
  • $13.60 Cap: $10M
  • View HBND.U Profile
  • View Questions on HBND.U
• iShares 0-3 Month Treasury Bond ETF (SGOV $100.53)
  • $100.53 Cap: $60.39B
  • View SGOV Profile
  • View Questions on SGOV

Q: Hello 5i
I am overweight Nvidia and plan to sell some. At my stage it is probably wise to put this in fixed income. I don’t know much about this, however, and have been made a bit gunshy by hearing of people losing money in what one would imagine to be a safe and secure bet. So, iaskif you could give me some possibilities for US dollar fixed income in a non-registered account. Something that could reduce taxes would be helpful, as well
Thanks for your great service

Upvote 3

Read Answer Asked by joseph on July 04, 2025

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $42.83)
  • $42.83 P/E (TTM): 0.23X Cap: $7.43B
  • View VIU Profile
  • View Questions on VIU

Q: Is Vanguard FTSE Developed All Cap ex North Amer Idx ETF
VIU the best ETF for the international exposure ex amrerica of a portfolio?

Upvote 2

Read Answer Asked by Serge on July 04, 2025

• BMO Equal Weight Utilities Index ETF (ZUT $26.11)
  • $26.11 P/E (TTM): 17.63X Cap: $793M
  • View ZUT Profile
  • View Questions on ZUT
• BMO Equal Weight Banks Index ETF (ZEB $54.39)
  • $54.39 P/E (TTM): 11.77X Cap: $4.61B
  • View ZEB Profile
  • View Questions on ZEB
• iShares S&P/TSX Capped Energy Index ETF (XEG $19.56)
  • $19.56 P/E (TTM): 1.62X Cap: $1.21B
  • View XEG Profile
  • View Questions on XEG
• TD Canadian Equity Index ETF (TTP $34.78)
  • $34.78 P/E (TTM): 7.52X Cap: $4.24B
  • View TTP Profile
  • View Questions on TTP
• Evolve FANGMA Index ETF (TECH $20.81)
  • $20.81 P/E (TTM): 31.56X Cap: $100M
  • View TECH Profile
  • View Questions on TECH

Q: I would greatly appreciate your thoughts on the above 5 ETFs proposed for TFSA. Any tweaks? The plan is to tilt towards growth without getting carried away. Your thoughts and suggestions would be most welcome. Thanks again for this super service. Dan

Upvote 8

Read Answer Asked by Danny-boy on July 04, 2025

• BMO S&P 500 Index ETF (ZSP $103.46)
  • $103.46 P/E (TTM): 26.73X Cap: $20.72B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $48.45)
  • $48.45 P/E (TTM): 6.16X Cap: $19.88B
  • View XIC Profile
  • View Questions on XIC
• iShares S&P/TSX 60 Index ETF (XIU $45.31)
  • $45.31 P/E (TTM): 7.38X Cap: $17.95B
  • View XIU Profile
  • View Questions on XIU
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $42.83)
  • $42.83 P/E (TTM): 0.23X Cap: $7.43B
  • View VIU Profile
  • View Questions on VIU
• SPDR S&P 500 ETF Trust (SPY $671.93)
  • $671.93 P/E (TTM): 27.29X Cap: $694.79B
  • View SPY Profile
  • View Questions on SPY
• INVESCO QQQ Trust (QQQ $608.86)
  • $608.86 P/E (TTM): 36.04X Cap: $399.90B
  • View QQQ Profile
  • View Questions on QQQ
• BMO Nasdaq 100 Equity Index ETF (ZNQ $113.46)
  • $113.46 P/E (TTM): 35.05X Cap: $1.98B
  • View ZNQ Profile
  • View Questions on ZNQ
• iShares Core Equity ETF Portfolio (XEQT $39.61)
  • $39.61 P/E (TTM): 7.87X Cap: $11.37B
  • View XEQT Profile
  • View Questions on XEQT
• BMO All-Equity ETF (ZEQT $20.28)
  • $20.28 P/E (TTM): 12.5X Cap: $428M
  • View ZEQT Profile
  • View Questions on ZEQT

Q: Hi team. A few months ago I asked about the best stocks and/or ETFs for my 32 year old son to invest $12K of RRSP $. We didn't get to this yet.... In the past you recommended a few ETFs. What would you recommend today. I'll help him get this invested through a self directed plan next week. Thank you!

Upvote 14

Read Answer Asked by Kathryn on July 03, 2025

• iShares Canadian Growth Index ETF (XCG $63.68)
  • $63.68 P/E (TTM): 32.28X Cap: $145M
  • View XCG Profile
  • View Questions on XCG
• iShares Core Canadian Universe Bond Index ETF (XBB $28.49)
  • $28.49 Cap: $8.99B
  • View XBB Profile
  • View Questions on XBB
• iShares S&P/TSX Capped Information Technology Index ETF (XIT $78.46)
  • $78.46 P/E (TTM): 42.06X Cap: $706M
  • View XIT Profile
  • View Questions on XIT
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $40.08)
  • $40.08 P/E (TTM): 14.83X Cap: $1.05B
  • View CDZ Profile
  • View Questions on CDZ
• iShares S&P/TSX SmallCap Index ETF (XCS $28.15)
  • $28.15 P/E (TTM): 1.05X Cap: $189M
  • View XCS Profile
  • View Questions on XCS
• Cashbox Ventures Ltd. (CBOX.X)
  • Cap: $3M
  • View CBOX.X Profile
  • View Questions on CBOX.X

Q: Seeking 5i advice regarding investing approx. $600,000 into Canadian ETFS for income and balanced approach. Considering TD Canadian Equity Index, for perhaps $100,000..
Could I please have your recommendation for the remaining amount.
Thanks in advance for your help
Rick

Upvote 6

Read Answer Asked by Rick on July 03, 2025

• Amplify CPW Enhanced Dividend Income ETF (DIVO $45.07)
  • $45.07 P/E (TTM): 23.25X Cap: $5.43B
  • View DIVO Profile
  • View Questions on DIVO

Q: The ETF symbol QDVO is only a few months old. It is run by the same 5-person team that manages DIVO. The team is headed by Kevin Simpson who also head-manages the ETF symbol DIVO . DIVO has done well for my portfolio (if one includes distributions) and this prompted me to look into QDVO.

DIVO leans more toward value and dividend stability, whereas QDVO brings a growth tilt to the same income-generating playbook. I was looking to blend upside potential with steady cash flow and wondered if QDVO might be a compelling enough complement to the already held DIVO. Both ETFs are for RSPs. I would welcome criticism, critical comments, thoughts, and insight. (Perhaps I am making too much of who runs ETFs?).

Upvote 2

Read Answer Asked by Adam on July 02, 2025

• BMO Covered Call Utilities ETF (ZWU $11.42)
  • $11.42 P/E (TTM): 18.74X Cap: $1.95B
  • View ZWU Profile
  • View Questions on ZWU
• BMO Canadian High Dividend Covered Call ETF (ZWC $20.22)
  • $20.22 P/E (TTM): 12.87X Cap: $1.88B
  • View ZWC Profile
  • View Questions on ZWC
• Hamilton Enhanced Canadian Covered Call ETF (HDIV $20.43)
  • $20.43 P/E (TTM): 18.03X Cap: $996M
  • View HDIV Profile
  • View Questions on HDIV
• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.55)
  • $13.55 P/E (TTM): 19.81X Cap: $931M
  • View UMAX Profile
  • View Questions on UMAX

Q: Hi, what is your preference in order of these ETFs UMAX, ZWU, ZWC or is there other covered calls that you prefer. Please place in preference order. Also in which account type would each be best suited for including your picks.
Thank you

Upvote 3

Read Answer Asked by Di on July 02, 2025

• iShares Gold Bullion ETF (CGL.C $48.06)
  • $48.06 Cap: $708M
  • View CGL.C Profile
  • View Questions on CGL.C
• iShares S&P/TSX Global Base Metals Index ETF (XBM $25.64)
  • $25.64 P/E (TTM): 0.49X Cap: $291M
  • View XBM Profile
  • View Questions on XBM
• iShares Silver Bullion ETF (SVR.C $26.93)
  • $26.93 Cap: $100M
  • View SVR.C Profile
  • View Questions on SVR.C

Q: Hi 5i team,

Could you suggest some Canadian precious metals ETF that you like taking into account volatility and MER.?

Many thanks in advance.

Upvote 1

Read Answer Asked by Michel L on July 02, 2025