Investment Q&A

Q: Portfolio Analytics shows I still need 35% international funds in order to be balanced. I know it is more tax efficient to place ZEM and XEF in a non-registered account; however, I have room to place $15,000+ in my TFSA. My question is: Do you think it is wise to use TFSA for ZEM (given its potential for higher growth than ZCN) even though the foreign withholding fee is non-recoverable? Or, it is optimal that I find more growth stocks and add ZCN to my TFSA now then wait to purchase ZEM in a non-registered account in 3-6 months time?

Q: Just read another "we're all gonna die" forecast from Rosenberg along with a different analyst calling for 6% GNP growth this year. I get whiplash reading this stuff. My question is, can you suggest a consumer discretionary ETF that would catch the wave that might or might not be coming? Many thanks. I do enjoy the cooler heads at 5i.

al

Q: I already hold DXG right now. I want to buy one more ETF - which one would you suggest out of DXN, DXW OR DXZ ETF. So there is no overlap with the current DXG.

Thanks for the great service

Q: Good morning, Why such a big difference between the yields in these two funds, are they that much different, and which fund would be safer, thanks?

Q: What would be your top picks in rare earth metals? Is there an ETF that covers this segment well that could be recommended as well?
Many thanks.

Q: What Canadian bond fund would you suggest if as the fed states they are not even thinking about raising rates for two years? What bond fund would you suggest when rates do start to increase? If I bought XBB , which bond fund would best act like a hedge to it? The idea is to collect a small yield and preserve capital.

Q: What are thoughts on bonds to balance a portfolio? I realize most are not enthusiastic about these right now, but I like to have a bit of them based on what I am used to. Are these a good buy now since they seem to have bottomed, or with interest rates the way they are, should I stay away?

There is also a lot of talk out there of stock market bubble right now so I thought this could protect the portfolio to some degree. I am new and appreciate your thoughts on what you would do here. Thank you

Q: Thanks 5i Team - what an excellent service!! May I have your comments on my TFSA strategy and an ETF recommendation. My TFSA is almost fully funded and divided into 3 notional "buckets". Roughly 1/3 is comprised of growth securities, selected from the 5i Growth Portfolio, with my current positions being KXS, XBC, WELL and LSPD; Roughly 1/3 is comprised of about 10 Canadian "dividend growers", about half of which are among the 5i Balanced Equity or Income Portfolios such as ENB, EIF, PBH, BIP.UN and BEP.UN and the other half well known blue-chips like T, CNR, CNQ and RY; and the final 1/3 is a single, conservative diversified ETF, currently Vanguard Conservative Portfolio VCNS, which I refer to as the "anchor". I prefer to limit the total number of securities to no more than about 20 (I am a few short of that right now) so I can adequately manage things, and I add to VCNS while awaiting opportunities to purchase positions in the other securities I own, or to sell from if cash is needed so I can continue to hold the individual growth and dividend securities. I am looking for reasonable growth in my TFSA over a 5-10 year period, and I can tolerate some risk but prefer to avoid excessive volatility or risk. My questions are: (1) are these 3 roughly 1/3 buckets a sensible approach for reasonable growth over a 5-10 year horizon or would you recommend different weightings or approaches, (2) could you recommend 1 other diversified ETF that I might consider for the "anchor" portion, and (3) could you recommend 2-3 other securities for the growth portion, to add a bit more diversification. Thanks very much.

Q: Hello,
Is there any material difference between SPY or VOO? Which would you prefer?
I'm considering selling covered calls and will buy one of these to start the process.
Thank you

Q: I currently have ZSP AND XAW and wanted to know if adding XEF would be a good fit with the other 2 ETF?

Thanks

Q: Hello 5I Team
The following stocks/ETF makes up less then 5% of my portfolio in the green space theme . I am considering in adding PBW ETF to the group , do you see any concerns in the choices or in the weighting .Would you make any changes .Feel free in deducting additional credit in answering the questions .
Thanks
Claudio

Q: Can u recommend an international etf both in $ can and $ us ? For long term
The one I am aware of is I shares msci acwi etf

Q: There seems to be many etf / index for the nasdaq 100 in terms of different companies offerings, Canadian / us $ , hedged/ unhedged etc
1 if u were to pick one does it matter in terms of return/ mer if it’s purchased in $us or $ can and can u recommend which one in each currency mentioned
2. In addition to above would you recommend any other nasdaq etf such as qqqj or other or would this be a duplicate?
Thank you

Q: TRVL WHAT IS YOUR OPINION ON THIS RECENTLY NEW ISSUE ETFS?

Q: What is your opinion on evolve cloud computing TSE etc DATA

Q: ARKK Would you suggest starting an investment in the se ETF’s at this time?

Q: Hi 5i,
Can you make a few suggestions on EFT’s that could be used in constructing a portfolio for an RDSP investment account covering Canada, US and International with a 20+ year time horizon?
In addition to your individual suggestions what are your thoughts on holding a world ETF like XAW from a tax efficiently perspective within an RDSP account for world exposure?
Thanks,

Q: With the demand most likely increasing for rare earths and other precious metals, especially as more EV production will be coming on line, do you see this ETF as a good way to have some interest in this sector. It seems to have diversified holdings. with approximately 46% of the holdings in the Chinese companies that currently are the dominant market players.. I like that Australian companies are also well represented. Is this a worthwhile, growth oriented investment ?

Q: Could you comment on Emerge Ark Geonomics Biotech etf? Is it a buy at this time?
Thank you for your consistency in answering all the questions you receive. It keeps me from not impulse buying or selling.
Jim

Q: I sold DXJ and DXJS a year ago and have had seller’s remorse since the day I sold. Do you think buying these back at their current multiyear highs would be dumb? If you like Japan, would you today buy the same ETFs or do you have other ETFs (trading in US$ only) to suggest for my further study? If buying would you buy hedged or unhedged versions? I would be thankful for whatever number of symbols of Japan ETFs that you think might be fine for 3 to 5 years.