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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: For energy exposure, would you have a preference for CAD or US companies.

I am considering XLE vs XEG. Which would you prefer? Would a combination of both be preferable ? Im open to other ETFbs suggestions.

Thank you.
Read Answer Asked by Karim on January 12, 2022
Q: I am trying to understand bond diversification better. I have a long term portfolio of mostly equity exposures and some XBB. Do you generally recommend further diversifying bond holdings? Eg to an inflation protected fund or more global exposure or specific maturity profile (eg shorter maturities)? If so could you recommend ETFs for diversification purposes?

I don’t want to over complicate things but also want diversification to different market scenarios in the spirit of an « all weather » portfolio. In particular real return bonds seem useful for this compared to XBB. I would be grateful for your thoughts. Thank you very much.
Read Answer Asked by Chris on January 11, 2022
Q: Just did a revue of my PORTFOLIO ANALYTICS and have a couple of questions as follows:
Under Fixed Income Defensive I have CBO, VGG & ZDI in my TFSA. Are these okay here or can be added to or any deleted?
Under International Allocations I have VXC, XAW, XEF, VEU & XWD in the TFSA. Are these okay as they are or shoud I be considering some changes?
Best wishes for the New Year and thanks for your great service!
Read Answer Asked by Terry on January 11, 2022
Q: I am looking to get some broad exposure in my portfolio outside of Canada and the US. I came across the CIEI ETF and it seems to have a good mix of solid names (and some dividend payments) from what I can see online (https://www.cibc.com/en/personal-banking/investments/etfs/international-equity-index-etf.html). I am looking for a 10+ year hold and it would be in a TFSA. My only issue is that is a new ETF - and was wondering if it would be suitable for a 10+ year hold or if there is something more established that you would suggest.

Thanks and all the best for a safe and profitable 2022 - really like your service!
Read Answer Asked by Rossano on January 11, 2022
Q: I have made good profit by investing in these ETF's. Now as the S&P 500 begins to roll down, I see losing some of the gains made so far. Should I sell these ETF's and park the money in cash and wait for the S&P 500 to move up and then invest it back. Alternately , should I leave it invested in these two ETF's. This is part of my fixed income investment. Thanks for the excellent advice you guys have consistently provided.
Read Answer Asked by Vinod on January 11, 2022
Q: Hello 5I. I am looking for an equally weighted version of the TSX 60(XIU) ETF. Does it exist? Cheers


Read Answer Asked by Hans on January 11, 2022
Q: I own 100 shares of STIP in my RRSP. It's expected interest is listed as slightly over 4 percent. But in my TD Waterhouse account, under expected income it shows me getting $739 dollars per year in interest or 61.60 per month. That works out to 7% in interest. Is this right? I've owned the ETF for three months and sure enough I have received the 61.60 for each of those months. If so, it is a really good return for fixed income. I'm just not sure what accounts for the discrepancy.
Read Answer Asked by Carla on January 11, 2022
Q: Why is there such a variance in the performance of these bond funds. XBB seems to be the lowest and FTB the best with PMIF the second. What would you recommend holding in a portfolio. I am a 79 year old with a private pension.

Thank you.
Read Answer Asked by Donald on January 11, 2022
Q: Would some of the companies that ARKK invests in have the "Zombie Company" label?

In a major market collapse where there is an avalanche of investor redemptions in this ETF, is there any danger(s) to be aware of? i.e. would it actually be less risky investing in perhaps (5) of the top holdings as opposed to the ETF itself in this extreme situation?

I like the idea of a Disrupter investment component within my very diversified portfolio. However, to come up with my own personal yet-to-be-determined weighting, I am trying to get a feel for the risks with this ETF if things were to really, really go south.
Read Answer Asked by James on January 10, 2022
Q: In this environment are you still OK with ZGQ for growth with the high concentration of Tech & Healthcare? The list of holdings is quite impressive and seems like a good way to a variety of foreign holdings.
With 300 different companies, some US heavy Techs as top holdings and an MER of .51%, and their great returns it seems like a good foreign option for a growth portfolio.
I'd appreciate your comments.
Thanks
Read Answer Asked by Madeline on January 10, 2022
Q: Hello Peter and Staff

I have 2 questions on this security.

a) What fees are buried in this ETF?
b) Is the price you pay per unit based on the value of the securities held by that ETF divided by units outstanding or just what investors are paying because they want to own this ETF? If that is the case , is it really a good way to own the six companies ?

Thanks for all you do

Dennis
Read Answer Asked by Dennis on January 10, 2022
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