Investment Q&A

Q: I am currently down 20% on my XHY holding. I am thinking of taking the tax loss and either rebuying it in 30 days or possibly buying a dividend paying blue chip stock that yields the same 5+% ... and has some potential for growth. Your thoughts?

Q: If you currently had about 50% cash in your portfolio;

- how would you suggest investing the balance and over what time period?

i.e. 30% cash now, 30% in 2 months etc

Thank you for your input.

Q: Hello 5i
In one of the recent questions it was said that you do not like covered call etf’s. I didn’t know that was the case. Maybe it isn’t, even i don’t know. I have concentrated my covered calls on American companies that i own. Also many uncovered puts. I have concentrated on the US because the premiums are much higher than on Canadian stocks. I have quite a few Canadian stocks, however. And i hate to see them languishing and unproductive. I have therefore been thinking of a way to make some money on them. The premiums are so low that it doesn’t seem to be worth the effort. But, covered call etf’s would be easier. I don’t know much about them, however. I wonder whether you might provide some information and some pros and cons. Whether you like the idea or not.
Thanks for the excellent service.

Q: I have a small RRSP account that is half in TXF.TO and half in US cash. I will not need access to this account for at least ten years. Overall, my portfolio is very diversified. But I am trying to decide what to do with this account. I was thinking 1) about putting the US cash into VOO 2) and/or selling TXF.TO and only holding VOO. My other thought was 3) putting the US cash into a US REIT or 4) a US ETF paying a good distribution. Would you have any thoughts? And if you think a US REIT or US ETF would be a good idea, could you provide a few suggestions? Thanks.

Q: What covered call etf would you recommend for the oil and gas sector that does not incorporate return of capital in their dividend. Thanks for your advice.

Q: Hi
I am presently watching and considering adding these two stocks. I understand from past comments that they are considered to be the better ones. Could you give an explanation of why you consider these relatively safer. Thanks for your valuable guidance.
Gilles.

Q: I hear podcasters mentioning that you can buy some US high quality corporate bonds that are yielding 10-11%. Do you know of any, or anything remotely similar? Thank you.

Q: Hi Gent, For balancing purposes I’m looking for taxe efficient bond ETF for non register account. Looking for short term bond ETF and international exposure.

Thx

Luc

Q: VCB currently has a yield to maturity of 5.4%. I am thinking this would make the ETF a buy now given the future "bump" in NAV from maturing bonds with a high face value versus market value. Am I correct?

Q: Could you please recommend at least three Canadian products (stocks, etfs, bonds, whatever) that have an annual yield of at least 6%, but are ‘lower risk’. If you could list them in order of least risky to most that would be greatly appreciated. Thank you.

Q: Your last market update contained the following noteworthy statement:

“For investors with a long-term horizon, small-caps and mid-caps are presenting investors with a roughly once-in-a-decade opportunity.”

Can you recommend a few US ETFs that fit into this thesis?

Q: Please recommend some good Canadian corporate bond ETF's with a bit of explanation, please

Q: Hi there, in an otherwise diversified portfolio with no technology stocks, is there Canadian dollar ETF of all or mostly US tech stocks?

Thanks,
Andrea

Q: Are there any Canadian based ETF’s that monitor the US based IWM, IWN, or IWO ETF’s. Thanks … Cal

Q: Bond ETFs like ZAG and XBB look to be off 20% or more from highs 2 years ago. Do you see a path back to those highs? And over what period of time? The possibility of capital appreciation while collecting 3% interest has some appeal. Would interest rates actually have to decline, or could merely levelling off cause a bond ETF to rise? If you thought the stars might align say in the next 2 years, what ETF might you choose to play a capital appreciation theme (and maybe state a couple of the assumptions you are making)? Thanks,

Q: Other options for Francisco

TD has investment savings account products (TD mutual funds) including

TDB 8150 (TD Bank)

If more CDIC insurance is needed TDB8155 (TD Mortgage Corp) and TDB8159 (Canada Trust Corp) are also available.


Currently at 3.25% annually, paid monthly
Minimum initial purchase is $1000.00 per fund

US$ products are also available

All available through WebBroker

Q: Which US ETFs do you feel best represent the S&P small cap and mid-cap index? Are there any Canadian equivalents?

Q: I have the above ETF,s in my TFSA in roughly equal weights along with a number of stocks. Is there sugnifcat any over lap here? Where would add first or all equaly? I know your not a fan of covered call ETSs. Any suggested changes or additions?

Q: As STIP and TIP have ceased to pay their previously excellent distributions, I have been looking for alternatives with similar distribution, diversification and volatility characteristics. XHY seems a valid choice; however, can you comment/provide alternatives? Thanks.

Q: What do you think of this ETF? Are there Canadian comparable ETFs?