Investment Q&A

• iShares Core Canadian Universe Bond Index ETF (XBB)
  • View XBB Profile
  • View Questions on XBB
• Global X Cash Maximizer Corporate Class ETF (HSAV)
  • View HSAV Profile
  • View Questions on HSAV

Q: Greetings,
I have put some cash into HSAV but feel there is not much return coming. As being very conservative is there a better place for better returns to pack some cash?

Thank you,
John

Upvote 2

Read Answer Asked by John on August 29, 2024

• BMO Global Enhanced Income Fund (ZWQT)
  • View ZWQT Profile
  • View Questions on ZWQT

Q: What are your thoughts on this ETF for income in a non-registered account? The security seems relatively young, if you have an alternative you are more comfortable, with, please suggest.

Upvote 2

Read Answer Asked by Steven on August 29, 2024

• BMO Canadian Dividend ETF (ZDV)
  • View ZDV Profile
  • View Questions on ZDV
• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ)
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY)
  • View VDY Profile
  • View Questions on VDY
• Invesco BuyBack Achievers ETF (PKW)
  • View PKW Profile
  • View Questions on PKW
• Vanguard Dividend Appreciation FTF (VIG)
  • View VIG Profile
  • View Questions on VIG

Q: Could you please suggest 2 or 3 dividend ETFs that I could look at to increase the amount of dividends in my account.

Thank you
Paula

Upvote 1

Read Answer Asked by Paula on August 29, 2024

• iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
  • View CBO Profile
  • View Questions on CBO
• iShares Core Canadian Universe Bond Index ETF (XBB)
  • View XBB Profile
  • View Questions on XBB
• iShares Convertible Bond Index ETF (CVD)
  • View CVD Profile
  • View Questions on CVD
• iShares Core Canadian Long Term Bond Index ETF (XLB)
  • View XLB Profile
  • View Questions on XLB
• iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
  • View XHY Profile
  • View Questions on XHY

Q: Could you recommend 2-3 fixed income ideas for both in a registered and non-registered situation.

Upvote 1

Read Answer Asked by Steven on August 29, 2024

• Templeton Dragon Fund Inc. (TDF)
  • View TDF Profile
  • View Questions on TDF

Q: Templeton's recent bad PR reminded me of my previous interest in their Templeton Dragon fund. Any idea whether the fund's recent poor performance can be reversed? Thanks!!

Upvote 1

Read Answer Asked by David on August 29, 2024

Q: Can you please share your opinion on Xdte and qdte ETFs from round Hill?
Is there any benefit of having these in rrsp account for the long term and let that weekly distribution drip buy weekly. Would you choose Xdte or qdte if you have to choose one of them?

Upvote 2

Read Answer Asked by Gurdeep on August 28, 2024

• BMO Equal Weight Utilities Index ETF (ZUT)
  • View ZUT Profile
  • View Questions on ZUT
• iShares S&P/TSX Capped Utilities Index ETF (XUT)
  • View XUT Profile
  • View Questions on XUT

Q: Why did both companies prices drop Aug 2022? Interest rates had started going up well before, in Feb 2022.

Upvote 2

Read Answer Asked by Ron on August 28, 2024

Q: Do you consider the conservative ETFMU Portfolio to be structured for investors primarily interested in income, low risk and stability ? Could you clarify what the 7.01 total is on the July 31/24 dated Conservative Portfolio and can you please provide the total average % for the Dividend yield column.
Approximately, how frequently would you expect positions in the Conservative Portfolio to be adjusted ?
Thank you

Upvote 2

Read Answer Asked by Alexandra on August 28, 2024

• iShares International Select Dividend ETF (IDV)
  • View IDV Profile
  • View Questions on IDV

Q: I am a conservative income oriented investor and currently interested in investments that are USD denominated, pay a good dividend, provide some growth and most importantly will benefit from a reduction in the USD, for example the Ishares International Select Dividend ETF (IDV).
Based on my criterial can you comment on IDV specifically and provide alternatives?
Many Thanks for all your help
John

Upvote 9

Read Answer Asked by John on August 28, 2024

• iShares International Select Dividend ETF (IDV)
  • View IDV Profile
  • View Questions on IDV
• iShares International Dividend Growth ETF (IGRO)
  • View IGRO Profile
  • View Questions on IGRO
• Vanguard International High Dividend Yield ETF (VYMI)
  • View VYMI Profile
  • View Questions on VYMI
• Vanguard Total International Bond ETF (BNDX)
  • View BNDX Profile
  • View Questions on BNDX

Q: For a conservative income oriented investor looking for some growth, what ETFs would you recommend to increase my international exposure, and take advantage of lower rates.?
Many Thankls
John

Upvote 4

Read Answer Asked by John on August 27, 2024

• iShares India Index ETF (XID)
  • View XID Profile
  • View Questions on XID
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE)
  • View VEE Profile
  • View Questions on VEE
• Vanguard FTSE Emerging Markets ETF (VWO)
  • View VWO Profile
  • View Questions on VWO
• iShares MSCI China ETF (MCHI)
  • View MCHI Profile
  • View Questions on MCHI
• KraneShares CSI China Internet ETF (KWEB)
  • View KWEB Profile
  • View Questions on KWEB

Q: May I please have your top two emerging market ETFs?
With appreciation,
Ed

Upvote 1

Read Answer Asked by Ed on August 27, 2024

Q: FCTE is a Warren Pies portfolio managed July 2024 inception ETF with an active strategy holding 21 large caps. The MER is .85%. It has had a good start for its limited existence. Mr Pies seems like a deep thinker. Could you opine on the published holdings and any other thoughts you can share regarding the manager, his history and the strategy. Obviously too new for a strong recommendation but your preliminary sense on this one would be great to have. Thank you.

Upvote 3

Read Answer Asked by Ken on August 27, 2024

• PIMCO Monthly Income Fund (Canada) (PMIF)
  • View PMIF Profile
  • View Questions on PMIF

Q: What do you think about this fund in terms of performance, risk and cost? Is there a better alternative?

Upvote 1

Read Answer Asked by Alfred on August 27, 2024

Q: Can you pls recommend a hedged fund following the US S&P 500 but with low / no high tech content. Something like TPU.TO but without tech? looking for 10% return over first year including both yield and capital appreciation. Tx.

Upvote 1

Read Answer Asked by Ron on August 27, 2024

• Vanguard S&P 500 Index ETF (VFV)
  • View VFV Profile
  • View Questions on VFV
• ISHARES TRUST (IUSG)
  • View IUSG Profile
  • View Questions on IUSG

Q: Hi Everyone at 5i!
I have a 27 year old nephew who would like to open a TFSA. He is putting $5000 in to start which he will gradually add to. He is looking for a growth ETF concentrated on the US market. Would VFV suit his needs, or should he consider something else??

Cheers,

Tamara

Upvote 1

Read Answer Asked by Tamara on August 27, 2024

• Bank of America Corporation (BAC)
  • View BAC Profile
  • View Questions on BAC
• JPMorgan Chase & Co. (JPM)
  • View JPM Profile
  • View Questions on JPM
• Toronto-Dominion Bank (The) (TD)
  • View TD Profile
  • View Questions on TD
• Bank of Nova Scotia (The) (BNS)
  • View BNS Profile
  • View Questions on BNS
  • View Reports on BNS
• Manulife Financial Corporation (MFC)
  • View MFC Profile
  • View Questions on MFC
• Sun Life Financial Inc. (SLF)
  • View SLF Profile
  • View Questions on SLF
  • View Reports on SLF
• A&W Revenue Royalties Income Fund (AW.UN)
  • View AW.UN Profile
  • View Questions on AW.UN
  • View Reports on AW.UN
• Global X Equal Weight Canadian Bank Covered Call ETF (BKCC)
  • View BKCC Profile
  • View Questions on BKCC
• Hamilton Canadian Financials YIELD MAXIMIZER TM ETF (HMAX)
  • View HMAX Profile
  • View Questions on HMAX

Q: Value investor with some growth, 78 years old with good pension. I am slightly overweight in financials as above. I now see that I own both BKCC and HMAX. I do not seem to need both. I intend to sell BKCC and buy AW.UN to take advantage of its current situation. Does this sound like a plan or are there pitfalls?
Thank you

Upvote 4

Read Answer Asked by STANLEY on August 27, 2024

• PIMCO Monthly Income Fund (Canada) (PMIF)
  • View PMIF Profile
  • View Questions on PMIF

Q: How would you rate this bond fund? Is there a better alternative in terms of performance, risk and cost?

Upvote 3

Read Answer Asked by Alfred on August 26, 2024

• Global X High Interest Savings ETF (CASH)
  • View CASH Profile
  • View Questions on CASH

Q: Following up on your excellent article comparing CASH & XBB.

I like the current 4.95% rate on CASH. '

As interest rates come down would the yield on CASH drop at the same rate ?

Thanks.

Upvote 3

Read Answer Asked by Donald on August 26, 2024

• BMO Equal Weight Industrials Index ETF (ZIN)
  • View ZIN Profile
  • View Questions on ZIN
• iShares S&P/TSX Capped Information Technology Index ETF (XIT)
  • View XIT Profile
  • View Questions on XIT
• iShares S&P/TSX Capped Utilities Index ETF (XUT)
  • View XUT Profile
  • View Questions on XUT
• Health Care Select Sector SPDR (XLV)
  • View XLV Profile
  • View Questions on XLV
• Technology Select Sector SPDR ETF (XLK)
  • View XLK Profile
  • View Questions on XLK
• Consumer Discretionary Select Sector SPDR (XLY)
  • View XLY Profile
  • View Questions on XLY
• Utilities Select Sector SPDR ETF (XLU)
  • View XLU Profile
  • View Questions on XLU
• Industrial Select Sector SPDR (XLI)
  • View XLI Profile
  • View Questions on XLI

Q: What 5 market industry sectors do you recommend for investing in now, ranked in descending order, in the USA, for ETFs that will yield 10% per year including both dividends and capital appreciation please? Same question for ETFs in Canada please?

Upvote 8

Read Answer Asked by Ron on August 26, 2024

• Pathward Financial Inc. (CASH)
  • View CASH Profile
  • View Questions on CASH
• TD Investment Savings Account (TDB8150)
  • View TDB8150 Profile
  • View Questions on TDB8150

Q: In an investment account that does three cash transactions per month would you park the cash in TDB8150 or the CASH etf? Thanks Ron

Upvote 2

Read Answer Asked by Ronald on August 26, 2024