Investment Q&A

Q: What do you think of AIM1517 for international exposure?

I have a couple of mutual funds left in my RRSP that I bought YEARS ago. I’m trying to decide if I should keep them or replace them with an ETF(s)? I currently hold XEC and XEF for international exposure. Is it worth keeping AIM1517 for international exposure, it’s 60%+ US stock so not sure how international it really is. Would something like XEC and XEF make more sense and provide better overall results? Is there a better ETF(s) I should be looking at for that goal?

Q: Do you have any preference between GLD & PHYS? Thanks.

Q: Following up on my recent question on gold bullions...
Which account type should I hold your recommended etfs (non-reg, tfsa, rrsp)?
Please take as many credits.
Thank you

Q: U.S. Small Cap ETF - please compare AVUV with DFSV and VIOV (both not in your system). I already own TQSM, perhaps add more?

Q: I think this question has been asked. Instead of buying gold bullions, could you please recommend two or three etfs that are equivalent to buying bullions.
What are the differences, if any, between buying gold bullions and buying your recommended etfs?
What are your thoughts on buying gold now after the rally gold has already had so far?
Thank you,

Q: I often have a variable amount of cash in my USA trading account, while I am looking for trades. Which safe money market fund with a good dividend would you recommend that I can use for short term holds? For example for my Canadian funds I use CMNY, I can trade it like a stock using my TD account. I got that recommendation on BNN market call. It has been very useful. I would like a similar one for the USA. Thanks for all your great advice and service.

Q: I have 1.5 million to invest. I need income of $70000 per year before tax for the next 10 years. I hesitate to put it in to a single type of investment.. please suggest a mix I could use to get me close to this goal. A slight growth would be a bonus . Thanks

Q: Just opened a new TFSA. Looking for advice on how to invest the 15K. I am retired and would like a yield of 7% or higher while at the same time protecting the capital (I do hold PSA in my RRSP account and it offers ~5% limited risk return ... so if I can't get at least 7% from something else then why bother). I'm thinking an ETF might be the best route for diversification. I want to avoid ETF's with high ROC,"higher" risk, etc. Not adverse to covered calls. Any words of wisdom for me ?

Q: Bank of Canada cut rate, would this impact CASH's yield? Thank you.

Q: Can you recommend your top 3 dividend etfs regardless of sector?

Q: Now that we have had the first reduction in central bank interest rates, do you think there is a good investment opportunity in utilities? Looking mostly for price stability with income and some capital appreciation. Is there an equal weight ETF for utilities?
Thank you for your great service.

Q: For a 3-5 year timeframe, for an international ETF, would you recommend VXUS or VIGI? Is there another international ETF which you feel is better?

Thank you for this excellent service.

Q: Good afternoon, Please recommend your 3 favourite international equity ETFs (without US holdings) and your 3 favourite US market ETFs. I already own QQQ which represents approx. 10% of my RRSP (in US dollars). Further, what are your thoughts on investing in the US market in US dollars (converted using Norbert Gambit) vs. Cnd. dollars? Is there an approach which has generated better results? Thank you.

Q: Is there an expectation that the monthly distribution from this etf gets reduced as the interest rate declines?
Thank you

Q: If using your balanced portfolio as my canadian content for an equity portfolio could you please recommend some equity etfs for ex canadian content and what % would be canadian of the total portfolio? I was thinking 40% and 60% outside canada

Thx

Q: I was looking for Metal ETF that holds only Metal.

We reccomend: COPX for copper and for uranium URNM or URA. On the gold side, there are direct spot exposure gold ETFs, some we like are GLD and GLDM. There are also gold stock ETFs for which we suggest GDX and GDXJ.

Thanks for the great service

Q: What do you think of SVOL for income generation? It seems like the etf is doing what it's designed to do and prices have leveled out since initial offering. What's the biggest risk with holding this wtf?

Q: Can you please recommend CDN ETF for REIT, Utilities and Financial sectors. Would you be comfortable holding 10% in each sector

Thanks for the great service

Q: Hi there - thanks for your reply. Just a follow up for clarification. You mentioned XEQT has exposure to fixed income which you noted as a reason for a better etf for long term hold, but I think both XEQT and XWD are approximately 100% in equities, with a different approach to geographical weighting. Does this change your recommendation of XEQT over XWD long term? Thank you!

Q: Bloomberg article today summarized:

Forget the stock market or private credit. Fixed income will outstrip other asset classes after “a generational reset higher in bond yields,” according to Pacific Investment Management. “Active fixed income is positioned to perform well if there are no recessions over our secular horizon and to perform even better if there are,” Pimco’s Richard Clarida, Andrew Balls and Daniel Ivascyn wrote in an outlook released Tuesday. As prices climb and inflation recedes, they expect bonds will be even more attractive than cash.

Can you offer some guidance/thoughts on this? I’m a growth investor primarily in stocks, and not familiar with bonds.

Can we benefit from some torque? What would be your top ETF plays in this?