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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have a question about the Emerge ARK ETFs vs the ARK ETFs in the US (under Cathy). I was thinking of buying the Cdn version but am a little concerned. My understanding is that the ARK funds (under Cathy) in the US charge a "total" of 0.75% for their services. Their Cdn version, the Emerge ETFs, I thought charged 0.80% for their services but looking closer, they appear to charge a "total" of 1.15% which consists of the mgmt fee and other expenses I assume.

I believe I have to look at the MER to see the total cost and not the mgmt fee?

Is it possible the extra costs are for converting Cdn $s into US $s to acquire US equities?

I assume we are better off buying the ARK etfs in the US under Cathy?

If you could confirm my understanding of the above few questions it would be appreciated. Thanks.
Read Answer Asked by Walter on May 07, 2021
Q: We have about an 11% position in this etf (ZQQ). In the 5 years we have held this etf which was suggested to us by 5i, we have had about a 150% gain - thank you 5i Team. Almost half of these are held in TFSA or RIF accounts, and so not subject to capital gain tax . Due to strength in the Canadian dollar, we are considering switching some or all of the non taxable portion to a similar or identical etf that is not hedged to the Canadian dollar. We understand this would be solely a currency call. We would appreciate your thoughts on this and suggestion of suitable non-hedged Canadian ETFs. We think the MER on ZQQ is a bit high.

Thank you for your continued assistance.
Pat & Cyril
Read Answer Asked by Pat & Cyril on May 06, 2021
Q: Good morning, QIF
I've been looking at increasing the weight of the infrastructure portion of my portfolio and QIF ETF recently came up as a possibility. I would appreciate your thoughts on this particular ETF and whether or not you would recommend it for a long term hold and if so in which type off account (Non Reg/RRSP/TFSA/RESP) would it be preferable to hold this particular ETF in. Thanks
Read Answer Asked by Francesco on May 06, 2021
Q: Good morning, i know you are not real keen on income producing funds that sell options to enhance income but if you were buying a few, which ones would you recommend in today's market, thanks?
Read Answer Asked by Pat on May 05, 2021
Q: Despite the pullback in "green" energy stocks they still look expensive to me (AQN a possible exception). BLX and PIF have forward E/P over 50x according to the Globe.
Would you expect a better entry point, and if choosing an ETF do you have a preference between ZCLN and HCLN.
Read Answer Asked by Peter on May 05, 2021
Q: Hello,
In Portfolio analytics the following comment now appears since last update:

You hold over 10 funds.
The more diversified funds held, the more "market-like" a portfolio becomes and the chance exists for unnecessary fees to be charged.

Can you elaborate on what the intention of this message is? Should I look at holding less than 10 funds in order to make my portfolio more efficient?

Love this tool! Thanks for all your help.
Read Answer Asked by Mauro on May 05, 2021
Q: You had been recommending QETH.UN for ether investment and you yesterday recommended ETHH.B. Is one preferable over the other? And if one wants to hold for a minimum of 5 years might it be worth selling QETH now and incurring a taxable gain to switch (gain of 70%) or just stick with QETH? Much obliged - Ken
Read Answer Asked by Ken on May 05, 2021
Q: What are your thoughts on the Innovator Defined Outcome ETF's. Has there been enough history to determine if they do what they say they will do? I am specifically looking at PMAY which tracks gains in SPY up to a cap of 8.62% in a year and has a buffer for the first 15% of decline.
Read Answer Asked by ROB on May 05, 2021
Q: I have some USD within my business account from US client payments. Rather than holding as cash at the current exchange rate, I'm thinking of investing it into something that would produce some yield. It's within my Canadian Corporation, not sure the implications around US Dividends within a Corp?

I see more upside in the individual tickers mentioned, but buying the index is an easier means of setting and forgetting. Any insight or other names that would be of interest? I'd say I'm less open to significant risk with this capital coming from the Corp.
Read Answer Asked by Don on May 04, 2021
Q: Hi 5i team:
I am looking to add to my portfolio an International ETF ex Canada (in US dollars), I want to get more ex-Canada diversification.
Have been researching URTH (iShares MSCI World ETF), but is not in your database .. please add. Could you suggest another 2 or 3 ETF's with the above criteria to purchase in USD. What do you think of VT ? Thanks as always for your guidance.
Steve
Read Answer Asked by STEVEN on May 04, 2021
Q: Can you comment about all-commodity etfs such as PDBC and can you recommend one or two? Any based in Canada? Thanks Bill
Read Answer Asked by Bill on May 03, 2021
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