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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi Peter.
Can you suggest a few stocks/ETF's with good long term potential ?
Read Answer Asked by HARRY on January 09, 2023
Q: Hi, can you suggest a few ETF'S and covered call ETF'S to put in a self directed RRIF, providing income and some growth. I know you're not keen on giving specific portfolio construction, IE, everyones circumstances are different, I would really appreciate just a few ideas for core holdings.
Thank's James
Read Answer Asked by James on January 09, 2023
Q: I am reorienting my portfolio to be income focused and prepare for retirement in the next few years. Growth is not important.
I have 23% of my portfolio in covered call ETFs that are well diversified by both geography and by sector.

Can you please comment what’s the ideal percentage of covered call investments in a retiring income focused portfolio?

If growth is not a concern, do you see any risk in increasing the covered call ETFs to, say, 40% of the portfolio?










Read Answer Asked by Greyhair on January 09, 2023
Q: We are a semi retired couple with RRSP's/RRIF's, TFSA's and a shared open account for dividend income.

In the dividend income account, we have 10 or so of the classic blue chip CDN stocks + CPD. (roughly equally portions), and are considering the addition of another monthly payer such as PMO205 to diversify asset types and stabilize monthly income a bit.

Does PMO205 make sense for this account?
If not, do you have other suggestions?
In the other accounts, our fixed income portion (VAB) has been a dog over the last couple of years.
Read Answer Asked by Jim on January 06, 2023
Q: Hello:

Child turning 18 later this month. For initial $6500 to TFSA would VEQT be better than US only VFV? Very long time horizon and I never bet against USA!

Other options for long term growth?

thanks,
Read Answer Asked by Marilou on January 06, 2023
Q: Happy Holidays!! Two part question - What are your thoughts on index funds, I don’t think I see any in your portfolios.

I read some commentary sometimes how some “professional investors” say they are better than stocks, for as the stock market goes up the index funds will too, but stocks don’t always rise when the market does. I do see the counter argument there too.

And assuming you’re not opposed to them, you which ones would you recommend?

Please take 2-3 credits, as that was a long question.

Thanks,

Cam
Read Answer Asked by Cam on January 06, 2023
Q: If one believes the 2 year note yield will fall, what are best ideas to play this scenario?
Read Answer Asked by John on January 05, 2023
Q: Can you please provide two Emerging Markets ETFs ex. China that you would recommend to an investor seeking exposure to those markets?

Thanks as always for your expertise.
Read Answer Asked by Richard on January 05, 2023
Q: TFSA top up for 2023. I hold all IWO in the account currently. My crystal ball doesn't like the current USD:CAD outlook so buying USD with CAD to get IWO at the moment doesn't feel like a good move. Does anything in the balance or growth portfolio look particularly attractive as a buy? I hold OTEX and ENGH as tech stocks, both have been adequately beaten up to be buys but I hate owning the same stock in multiple accounts so would consider a different CAD stock for the TFSA account if you can think of one. So long way to ask: just suck it up and buy, IWO, buy ENGH, buy OTEX or buy ??? as it is your top pick right now. 5 year hold.
Read Answer Asked by Tom on January 05, 2023
Q: If held in a TFSA, I believe RSP would be exposed to an American withholding tax. If this is the case, can you recommend a Canadian based equivalen that wouild not?
Read Answer Asked by richard on January 05, 2023
Q: Good Day Team,

Is this a good time to go into cash and if so do you favor any of these listed?

Thank you,
John G.
Read Answer Asked by John on January 05, 2023
Q: Hi, for an income portfolio, I am looking to add either HTA or TXF. Just not sure which one to choose (in a cash account). TXF is a larger fund and has more liquidity, a higher distribution % as well as a lower MER. On the other hand, HTA had double the return of TXF in 2021 and 5% more in return in 2022. Their portfolios is not exactly the same but similar. Can the difference in their respective portfolio explain the outperformance of HTA since 2021? Which one should offer the better total return in the next few years? Thanks.
Read Answer Asked by Martin on January 05, 2023
Q: The top 10 holdings (50% +) have a dividend yield of 0 to 4 % yield. The ETF shows a yield of 8.46%. Could you explain the discrepancy ? I like the sector. Beside HHL could recommend a other ETF.
Read Answer Asked by ray on January 04, 2023
Q: Hi Peter,

In 2023, when do you predict would be a good time to move from money market funds to bond ETFs such as VAB and AGG? On the fixed asset side of the portfolio, there is an even split between money market funds and a GIC step ladder.

Also, what would be a good indicator(s) for identifying a long-term downturn in interest rates in Canada?

Thanks, and have a great New Year!
Read Answer Asked by Fay on January 04, 2023
Q: TFSA top up for 2023, Hold BNS and VE.ca etf in the account. Bet on a stronger europe recovery or tried and true CAD bank. Yes yes apples and oranges etc. But what is your guess apples or oranges for the recovery....fusion of income and balanced portfolio follower. 3-5 yr hold.
Read Answer Asked by Tom on January 04, 2023
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