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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Greetings,

I am underweight consumer defensive and consumer cyclical and would need to invest about a $100k in each to get the right balance.

I also need more US and international exposure.

Can you suggest your top two individual names in each category that are listed in the US and Canadian markets?

Lastly, is there an ETF or two I should look at?

Keep up the good work… i am up substantially on TOI based on the guidance received here.
Read Answer Asked by Simon on August 27, 2021
Q: I have a question about 89639

Hi 5i,

NSGE ETF is a Sustainable Global ETF that has been around for a little over 1 Year. It has good performance since it's introduction. It's AUM have grown from approx. 10M to over 300M in a short time. Can you help explain why the trading volume is extremely low? Can you provide your overall thoughts for this ETF? Can you also provide your thoughts on the subadvisor Alliance Bernstein?

take care and thanks
Read Answer Asked by Ian on August 26, 2021
Q: I own ZHY, XHY and ZEF bond ETFs. They do pay some income, but the capital is getting constantly depleted - I am 10% down on ZHY/XHY and 5% down on ZEF after holding them for many years. Is there a point of keeping these funds or should I get rid of them?
Read Answer Asked by Mirjana on August 26, 2021
Q: Hi 5i team,

Could I get your thoughts on SPXZ

Thank you
Read Answer Asked by Michael on August 24, 2021
Q: Hi 5i, I believe in diversification and sector capital allocation as the way to help protect yourself over the long term and am currently building out a well diversified portfolio with dividends in mind. With that said my Canadian investments are good (thank you 5i) In the US I am missing exposure to small and midcap companies can you recommend a ETF or mutual fund while keeping dividends in mind currency doesn't matter to me as i have both Canadian and US accounts. Also for the rest of the world I have VXUS ETF can you help me with exposure there.
Many thanks!
Read Answer Asked by Mark on August 24, 2021
Q: With the backdrop of global warming and water likely becoming a more valued resource (see Columbia River article on CNN), are there any companies that over the long term (5-10 years) may see strong growth as a result?
Read Answer Asked by Dave on August 24, 2021
Q: A couple questions on ZST. Deduct credits as needed.

Assuming this etf is held in a taxable account but the payout is taken in cash and not reinvested, will it make for a headache at tax time?Would HSAV be a better place to park cash in a taxable account?

It looks like every time this etf pays a distribution the price drops so even though the current yield is 2.17%, in reality you're only getting ~.5% return. Do I have this correct?

Thanks
Read Answer Asked by Dennis on August 23, 2021
Q: Hello 5i friends - Thought this might be a good holding for using Canadian dollars to invest in semi's valued in US dollars as a portfolio currency diversifier. The subscription is small at this time but this is a new ETF. First, do you like the holdings and their weightings, would you expect this ETF to attract investment over the next year or so in order to satisfy your standards for a sufficient level of investment, do you have any comment regarding the MER and finally other than the low current investment level do you have any cautions to offer. Many thanks for your input. Ken
Read Answer Asked by Ken on August 23, 2021
Q: Good afternoon,

Looking for some general guidance.

I currently have 25% of my portfolio in CAD-listed US ETF's - 14% XUU, and 11% ZSP. I have a few questions for you guys....

1. Would you ever put just 25% in (either) ETF or do you like that fact theyre different (I think you recommend no more than 15% per ETF max? is that correct?). I'd see the advantage of all-in one being better for DRIP'ing but think you (and me) prefer diversification.

2. I would like to add more American holdings in general (maybe 8% more to get to 33%). I am mostly interest in CAD-ETF's to achieve this. Would you view XQQ or XUS as a way to add some 'torque'?

Thanks for your help.
Read Answer Asked by Jeff on August 20, 2021
Q: Hi 5i,

This Active Global Equity ETF, TGGR created approximately 1 Year ago has reasonable 1 Year performance. It's Total Net Assets is listed as approx. 4.2M and has 200K shares out. Total assets seem very low for an ETF that has been available for at least 1 Year. The trade volumes are also very low. Does this suggest that investors have not been interested in the ETF in the past year and the 4.2M represents the initial seed money TD used to create the ETF? In general, should one avoid an ETF with similar characteristics?
Read Answer Asked by Ian on August 20, 2021
Q: I would like to hold a S and P 500 ETF for a long term hold in a non registered account

Between HXS AND VFV

1. Are there any tax advantages one over the other.
2. VFV seems to hold the American ETF NOT THE stocks themselves. What impact does this have for me?
3. please confirm for each their respective MER, AUM and daily trading volumes.
4. if either is held in a TFSA does it change anything?

thanks
Ernie
Read Answer Asked by Ernest on August 18, 2021
Q: I would like to hold a NASDAQ 100 ETF long term in a non registered account.

1. is there a tax / bookkeeping advantage for holding one of the above over the other? (some websites imply that you have to keep records closely for American dollar ETFs, I believe they are referencing adjusted cost base at time of future sell.)

2. Is there an alternative to HXQ.CA that you would recommend? Or do. you think this is the best one at the present time?

3. Do any of your answers change if held in a TFSA?
4.Do any of your answers change if held in a RRSP?

Thanks
Ernie
Read Answer Asked by Ernest on August 18, 2021
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