Investment Q&A

Q: Is it too late to get into a NASDAQ ETF or do you think it will continue to go up?

Q: Dear 5i team.

Please compare and contrast these two ETFs? Which do you prefer, and why?

Many thanks for your help

Q: Forgive my ignorance but has this etf been paying a regular dividend? It used to by loaning shares to shortsellers? Does it still do something similar and what is the dividend payment frequency ? Annually ? Quarterly ? Thanks 👍

Q: Dear 5i,

In your opinion. What developed market countries look attractive to you?
Assuming one can buy a Canadian or US listed ETF would you purchase a
currency hedged or non-hedged version? Some experts appear to be recommending Europe and Japan (Mr. Buffet). I have been a customer since you launched your service and I happily just renewed this weekend. I really appreciate your unbiased objective reports and answers.
thanks!

Q: Doing a little research with Google I found that the TSX has had an average annual return of 7.94% over the 50 year period of 1971 to 2021 . { Please confirm or correct that number ? } I know 5I doesn't " like " to give portfolio weightings but I have in the past seen you comfortable up to 15% for some ETF's . Would HMAX be one of them ? It looks to me like I can have my cake and eat it too as it's dividend is superior to that of the average annual return of the TSX . Not quite, but close to double ......

Also I have always wondered just how much difference in performance { percentage } there would be between these three products { ZEB. ZWB out of the money calls, and HMAX in the money calls } . In the case of a 10% correction in the financial sector and also in the case of a 10% rise in the financials. Please speculate on what you would expect the return percentage for each . { you will have to speculate for HMAX because of its short history and supposed lack of volatility due to the use of in the money calls } This will help me grasp what to add or subtract to that 14% dividend for HMAX under the two scenarios ......

Q: I would appreciate your high level thoughts regarding investing in Japan.
Many strategist are suggesting that Japan might start increasing their very low interest rates which would spur interest in their own countries stock market which seems to be flat for a very long time. Do you think there is a good chance this might happen? I also thought the Japanese elevated age doesn't bode well for their economy which makes their stock market less attractive. I would appreciate your view point on Japan's investability for the long term. If yes, would you buy a hedged or non hedged Japanese ETF to get exposure?

Q: I am trying to understand what seems to me as unusual volatility in treasuries recently - especially Monday. Has this sort of thing happened in the past ?

Q: I am interested in income and currently hold 3% of ZWU and 3% of ZWC in my RIF. I would like to bring one of them up to a 5% holding and am looking for your opinion on which one to add to and why. Thanks, James

Q: David Rosenberg has recommended a mix split nearly evenly among long-dated US treasuries, high-yield bond and high-paying dividend stocks for investors seeking a favourable return with reduced overall volatility. My questions are:
1) are long-dated US treasuries the same as bonds?
2) how long would you go?
3)could you recommend a long-dated US treasury ETF and a high-yield bond?
thanks

Q: We have held VIG in our RRSP/RRIF accounts for about five years and are happy with the performance. It is now around 7% weighting (I know you are ok with larger ETF weightings vs individual stocks) but I'm thinking of reducing it by about 25% to bolster our underweight fixed income holdings and also to hedge against possible market downturn. My only other fixed income holdings are TLT and a couple of short term GICs. Does this switch make sense and if so what short term bond fund would you recommend if I were to make this move? Thanks for the continuing great service.

Q: Could you explain this equity .How safe is the payout?and how much is there down side risks?
On another note ..any idea who bought the shares @ spb in the dump?

Q: Although you refer to LIFE in answer to questions about the ETF I am assuming as usual you prefer the unhedged LIFE.B for the usual reasons

Q: Could you suggest some good ways to park money for the next year or so?
Thanks
Dave

Q: Hello, 10% of my portfolio is in bonds equally weighted amongst the three. Should/could I get rid of one? Which would be the best for risk/reward and total return?

Q: Can you recommend US Industrial ETF-$US or CAD - or both?
Thanks jerry

Q: What are the best dividend ETFs for Canadians to hold long term?

Q: For an RESP with withdrawals starting this year, ending likely 10 to 11 years out for youngest child:
Largest holding is the ETF VUN (US) at 43% followed by BN and AC at around 12% each, then TOI, DOO , ATZ, SU, BAM in the 3-10% range each. Not included is the unfortunate loss of about 8% of the RESP due to failure of XBC.
So the focus remains on growth for the next 4-5 years to keep withdrawals mostly funded by growth.
Thoughts on keeping VUN as is? What about a higher-yielding ZWB in lieu of the individual stocks? Any concerns / risks that you know of for the stocks listed or maybe can offer some lower-risk substitutions?

Big thank you!

Q: Down 70% in this. Do I Buy, Hold or Sell.
Thanks!

Q: I'm wondering if the management fees on ETFs and Mutual funds are tax deductible? My tax software ask for "Management and safe custody fees" and it tweaked my interest and this question. Sorry it is so late. If possible can you answer this weekend? Thanks for the great service.

Q: the above are my healthcare holdings in my RRIF. I need to add but am wondering about eliminating individual stocks for an ETF with a higher income component. Any suggestions both on the move and the ETFS

Thanks