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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi,
I am under weight in both international and fixed income.
I have US$ cash in both my RSRP and TFSA that I'd like to invest in these areas.
Can you recommend some US$ ETF's.
Much appreciated.
Read Answer Asked by Camille on January 15, 2024
Q: Hi,

Was looking at these two mid cap ETF's and noticed that for VO, the market cap of companies that it holds is a lot higher than the companies held in IJH. I would have thought that mid cap companies are usually around $2-15B. Many of the VO companies are >$40B, whereas the IJH companies are <$20B. Why the large difference in market cap between these two ETF's? What is the average mkt cap of holdings for each ETF? And would you be indifferent between IJH and VO? Thanks!
Read Answer Asked by Keith on January 15, 2024
Q: Hello, the distribution paid by these ETFs is starting to come down, even before the new rules becoming effective Jan 31th. Distributions will also follow the BoC rate when it starts going down as well. What would happen if shareholders start selling PSA, CSAV or CASH en masse? Is there some sort of marketmaker for these ETFs that, no matter what, will keep the share price close to NAV? Thanks.
Read Answer Asked by Martin on January 15, 2024
Q: Hi 5i team,

I am wondering if we should switch from the Canadian to the US spot Bitcoin ETFs, which have lower fees and higher liquidity. The US ETFs charge as low as low as 0.20%, while the Canadian ones charge around 0.88%. The US ETFs also have more trading volume and assets than the Canadian ones.

However, moving to the US ETFs would also involve some costs and risks, such as currency conversion, tax implications, and exchange rate fluctuations. It might also be too early to judge the performance of the US ETFs, as they are very new.

Please share your thoughts.

Best,
Matt
Read Answer Asked by Matt on January 15, 2024
Q: on friday i asked:
why do 4 different S&P 500 index funds all have different dividend yields?
To simplify, if we narrow it down to just VFV and VOO, it is the 15% witholding tax on VFV that accounts for the difference. In an RRSP VOO gets exempt.
It seems like we are getting punished for purchasing a Canadian domiciled fund.
So then it comes down to picking the best of 2 bad options:
VOO and pay roughtly 1.5% exchange on the purchase and then again on the sale
or
VFV and always pay a 15% witholding tax on dividends.

Have i misconstured anything?
Is it still a cointoss between VFV and VOO
Read Answer Asked by Rob on January 15, 2024
Q: Hello. What are your best recommendations for ETFs that focus on dividend growth companies?
Read Answer Asked by Robert on January 15, 2024
Q: why do 4 different S&P 500 index funds all have different dividend yields?
SPY 1.413
VFV 1.183 (Canadian listed but still)
VOO 1.452
IVV 1.442
Read Answer Asked by Rob on January 12, 2024
Q: Dear 5i team.
Please explain the differences between these two etfs for O&G exposure. Do you lean more to one vs the other?

The 8 listed CO's you suggested earlier today as a possible DIY version, how would you rank them in terms of risk/reward assuming oil prices stay elevated or increases?
(CNQ SU WCP TVE TOU XOM PSX CVX)

Thanks for your help.
Read Answer Asked by Arthur on January 12, 2024
Q: Am doing due diligence on this ETF ( resulting from an earlier question today) , with the possibility of buying for my TFSA where I hold my more growth oriented stocks.
I notice the provider ( PACER ) also has CAFG described as having “ the highest cash free MARGIN “ while CALF has “ the highest cash free YIELD “, both with the SP small cap 600 index. What is the difference between these two ETF’S and do you prefer one over the other for a growth TFSA ? Also could you give some colour as to the SP small cap 600 ?
Thanks. Derek.
Read Answer Asked by Derek on January 12, 2024
Q: VEE has not done much in my portfolio over the years and as a result its weighting in portfolio has dropped. I would like to add to my emerging markets exposure but I am hesitant to invest in china with the growing tensions in the south China seas. Is there a liquid ETF that will give me the exposure I desire without the China risk.
Read Answer Asked by Geoff on January 12, 2024
Q: Hi,
In your answer to Jerry today (11-01-24) you had mentioned that you prefer ETFs like XEG and ZEO for the O&G sector play. Thank you.

If I want to avoid MERs and willing to put together a group of large/mid cap oil companies (not Gas) what companies would you recommend? About 5 to 8 names would be fine.

Also, why doesn't HXE as an ETF get the "love and respect" not only from you but from others in the financial media? Is there something inherently wrong with HXE?

Appreciate your response.

Mano
Read Answer Asked by Savalai on January 12, 2024
Q: Your thoughts on the S&P 500 over the next few quarters? Is the risk/reward in favor of stepping into both spy:us and spgp:us in equal proportion's. Or continue to collect 5% from money markets for a couple of quarters. Is the P/E for the spy and sogp all ready pricing in the profits for the year? Would you prefer spgp over spy or would you have other considerations? It looks like spgp has been outperforming spy.

Thanks
Brian
Read Answer Asked by Brian on January 12, 2024
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