Q: If there was to be a turn around in financials (ie pause or cutting interest rates), how would the covered call bank ETF's perform vs holding bank stocks? Thanks
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: I currently hold 2 preferreds in my RSP, BEP and CPX, both with a floor yield. While I have no compelling reason to sell either (both are up between 5-10% based on my purchase price and disregarding dividends), I note that ZPR has a slightly higher yield and would be much easier to sell should I want to. What do you see as the pros and cons of selling the 2 individual preferreds and replacing with ZPR? Assuming (?) that rates have somewhat stabilized and are probably more likely to decrease long term rather than go higher, how would this affect the price of ZPR? Does the price of ZPR react more to interest rates or the overall market direction?
My objective here is more income-oriented that capital gains.
Thank-you, Grant
My objective here is more income-oriented that capital gains.
Thank-you, Grant
Q: In a balanced RIF account. Looking for consistent yield and some appreciation. What do you think about swapping out BLV for JEPI? Totally different co's I know but..with a possible Fed pause and likely interest rate reversals in the next year or so, will this give BLV a boost, and maybe worth keeping
Q: Hi
BMOInvestorline offers a HISA currently paying 4.35% interest accrued daily and paid monthly. It is not locked in and I can withdraw at anytime without penalty. I haven't found a better rate anywhere. Even EQ Bank only pays 2.5% in its savings account.
I haven't been able to find a "catch" but this seems too good to be true. Am I missing something? Or is this a really prudent way to keep the cash component of my portfolio, assuming I'm going to keep some cash.
Thanks
Robert
BMOInvestorline offers a HISA currently paying 4.35% interest accrued daily and paid monthly. It is not locked in and I can withdraw at anytime without penalty. I haven't found a better rate anywhere. Even EQ Bank only pays 2.5% in its savings account.
I haven't been able to find a "catch" but this seems too good to be true. Am I missing something? Or is this a really prudent way to keep the cash component of my portfolio, assuming I'm going to keep some cash.
Thanks
Robert
Q: Hi Peter,
A lot of high yield ETFs distribution contains a return of capital, which means you get back a portion of your own invested money. It seems to me this is a marketing ploy used by the ETFs to entice investors with a return that is no ‘real’. Which is better for an investor whose primary goal is to increase her wealth and not aiming for a certain amount of monthly/annual income distribution - a plain ETF that has a yield of 4% or a high yield ETF that has a yield of 6% which includes a return of capital of 2.5%? For investors, are there any drawbacks or concerns for ‘return of capital’ feature apart from the necessary book keeping of adjusted cost? Thanks.
A lot of high yield ETFs distribution contains a return of capital, which means you get back a portion of your own invested money. It seems to me this is a marketing ploy used by the ETFs to entice investors with a return that is no ‘real’. Which is better for an investor whose primary goal is to increase her wealth and not aiming for a certain amount of monthly/annual income distribution - a plain ETF that has a yield of 4% or a high yield ETF that has a yield of 6% which includes a return of capital of 2.5%? For investors, are there any drawbacks or concerns for ‘return of capital’ feature apart from the necessary book keeping of adjusted cost? Thanks.
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Financial Select Sector SPDR (XLF)
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iShares U.S. Insurance ETF (IAK)
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iShares 20+ Year Treasury Bond ETF (TLT)
Q: If interest rates and inflation are going to peak, do you think these ETFs (XLF, IAK TLT) have opportunity now? If so which one has most potential right now? Thank you.
Q: How are the returns on these money ETFs taxed?
Is it better to hold this type of ETF in a registered acct?
Is it better to hold this type of ETF in a registered acct?
Q: Can you explain the difference between returns of VOO and VFV if one is preferable to the other in a non-registered account, RRSP, and TFSA?
Q: Do you know any etfs that track the S&P Global Luxury Index and that trade in Canada or the US? Looking for something that gives exposure to European luxury brands but does not trade on a European exchange
Q: I have ZUB in my TFSA at a 6% weighting and I am down 13%.Is it a buy/hold or sell for a 1-3 year time frame.
Thank you
Thank you
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iShares iBoxx USD High Yield Corporate Bond ETF (HYG)
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iShares Interest Rate Hedged High Yield Bond ETF (HYGH)
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SPDR Bloomberg High Yield Bond ETF (JNK)
Q: I am confused what hedged means with regards to this fund. What makes it different then Jnk
Q: Thoughts on XDG?
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iShares 1-5 Year Laddered Corporate Bond Index ETF (CBO)
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iShares Core Canadian Corporate Bond Index ETF (XCB)
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iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
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ProShares Ultra QQQ 2x Shares (QLD)
Q: Hello, still seeing these bond etfs drifting downwards, these 4 are the fixed income portion of a well balanced portfolio, with investment savings offering just over 4% is it worth considering a move, these are in sheltered accounts. Thanks.
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BCE Inc. (BCE)
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TC Energy Corporation (TRP)
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Harvest Healthcare Leaders Income ETF (HHL)
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Harvest Tech Achievers Growth & Income ETF (HTA)
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Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
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Hamilton Enhanced Canadian Bank ETF (HCAL)
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Brookfield Corporation Class A Limited Voting Shares (BN)
Q: I am looking at reconfiguring my newly established RRIF into the above equities with the 3 etf’s being 25% each with the remaining 5 stocks being the remaining 25%. What is your opinion of these stocks and portfolio composition? Am I being too cute ? Thanks. Derek.
Q: I realize George was asking about HMAX's return of capital, and you are probably pretty close, as HDIV is about 20% in my account, and HYLD is about 50% in my account, just for information's sake.
Q: I hold XYLD and CIC, they are the only covered call ETFs I hold and I am new to them. Is there a way to track or find charts on their total yield? I seem to only find charts of their change in NAV which make them look like dogs, while they return 13% and 8% The other question I have about them is , why are they not drip eligible?
Thanks
Thanks
Q: From a dividend and capital appreciation perspective, in a RIF account, how would you rank JEPI. Yield is high, net assets are high, and it's issued by stalwart JP Morgan.
What are the risks to owning this in a conservative RIF account seeking consistent yield and long term appreciation
What are the risks to owning this in a conservative RIF account seeking consistent yield and long term appreciation
Q: Hello 5i,
Where can I find risk ratios such as the Sharpe ratio?
Thank you,
Stanley
Where can I find risk ratios such as the Sharpe ratio?
Thank you,
Stanley
Q: Roughly how much would be return of your own capital ?
Q: I am 74, retired with a good pension. 20% of my investment holdings are in laddered GICs, 6% in HFR. Remaining portfolio is in equities. If interest rates are expected to level out over the next year or 2, would you consider moving some fixed income funds into longer term fixed income? Keeping the same ration of fixed to equities.
Thanks very much,
Mike
Thanks very much,
Mike