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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Water as a sub-sector allocation to materials. Looking for company and ETF candidates for further research in both NA and International.
Read Answer Asked by William Ross on February 06, 2024
Q: I own a considerable amount of HYLD, but question the use of 25% leverage. I am considering switching to SMAX, but am wondering if they are so similar, that it is not worth switching.
Could you offer me your opinion on which one you would prefer for an income orientated senior investor.
Read Answer Asked by Greg on February 06, 2024
Q: I am interested in the Canadian MoneySaver Model ETF portfolio. I can replace the SPY & VGT ETFs with CDN ETF’s that hold those two US indexs. Is there a CDN ETF that holds the iShares Russell 2000 Growth (IWO) & a CDN ETF that holds the Consumer Discretionary Select Sector SPDR (XLY)? Thanks. … Cal
Read Answer Asked by cal on February 05, 2024
Q: I just noticed that SMH dramatically outperformed SOXX (1 year, 2 years) and i hold the latter. Perhaps b/c the former holds 19% in NVIDIA stock and ASML shows up as a holding. Why is that ? Do they have a different investment strategy?
Now i fear if i switch the trend may reverse. OR the switch is the right strategy here?
OR sell half SOXX and buy SMH looks like a right move.
So i guess this is more of a commentary: investor needs to pay attention to ETFs as well.
Read Answer Asked by JR on February 05, 2024
Q: Hi All At 5i!
I would like to substitute XIC or XIN with VFV in hopes of more growth. Which would you suggest??
Cheers,
Tamara
Read Answer Asked by Tamara on February 05, 2024
Q: I'm new here so I'm hoping these two questions will be phrased properly and not too general. Please let me know if this is the case. Thank you in advance.
1) The performance of the US markets seems to be much better than TSX in the longer term. Should an average investor consider focusing mostly on US holdings instead of Canadian stocks?

2) I would like to get your opinion on HBGD in terms of potential returns, how risky is this ETF and what role could it play in an average investor's portfolio within a 7-8-year timeframe before when decumulation begins.

Note this is for an RRSP account.
Thank you in advance for any insight. Cheers.
Read Answer Asked by Bob on February 05, 2024
Q: The ETF, HXS pays no dividend. So if HXS was held in a RESP account, can one avoid the US 15% withholding on dividends, because HXS pays no dividend, whereas ZSP held in a RESP account would be subject to the 15% withholding tax, because it does pay a dividend. Thanks … Cal
Read Answer Asked by cal on February 02, 2024
Q: Is there an ETF similar to SPHD (larger companies with low volatility), however is focused outside of the US (and Canada) that you would recommend? Preferably with a yield over 3.5-4%. I hold VIU for general exposure however moving to retirement and am looking for a bit more income focus.
Read Answer Asked by Samir on February 02, 2024
Q: I own these two ETF’s with a reasonable profit on each. Would you continue to hold them? Or would you be inclined to sell them either now or perhaps around mid year? Could you provide some rationale for your recommendations. Thanks.
Read Answer Asked by John on February 02, 2024
Q: Good morning,

I am looking for the best ETF to hold in my TFSA account that follows the S&P 500 index along with the reasons for your particular preference?

I understand that since HXS does have any distributions, there is no withholding tax to be concerned with which is an advantage. On the other hand, due to the distinct tax efficient structure of HXS, the MER on the HXS is higher than VFV and other similar ETFs that track the same index.

Given that both ETFs track the same index is there a clear winner for a TFSA account?

Thank you and I'll await your sage advice.
Read Answer Asked by Francesco on February 01, 2024
Q: ICLN I have a small position in my TFSA. The share price has more than halved since I bought it in early 2021. Is it time to sell and move on?
Read Answer Asked by Keith on February 01, 2024
Q: Can you explain, in simple terms, how these 2 ETF’s are soon to have a management fee of 0% .
Is it something unique to these 2 products or could it occur on others having the same properties ? Thanks. Derek.
Read Answer Asked by Derek on February 01, 2024
Q: Good Morning 5i,
I have held VEE for a number of years as part of my global exposure in my portfolio. I would like to replace it with another global ETF. Could you suggest 3 other ETF's that would provide more upside over the next 5 years. I also hold XWD so avoiding any overlap is a consideration.
Thanks for all you do for us each day.
Dan
Read Answer Asked by Dan on January 31, 2024
Q: I’m looking for some niche type ETF’s that would have companies that supply electrical parts,/equipment suppliers for the electrical infrastructure build that many people are suggesting is coming. It would possibly hold companies like WIRE.
Also if there is an ETF that would contain companies that will benefit from the large data centres that AI companies will require to be built. This ETF would hold companies like FIX.
If there are none than maybe you could drop a few names under each category. HPS.A has been a great find. Thank you. Looking for others in the same field.
Terry
Read Answer Asked by Terry on January 31, 2024
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