Investment Q&A

Q: RESP allocation for 10 & 12 year old kids is currently 100% in VEQT. If it were your account, at what ages would you consider transitioning to VGRO and then VBAL if money was required in 6-8 years. I realize there isn’t a right answer and purely subjective.
Thanks

Q: hi, in my USD account I currently hold: PFE, MMM, CRWD, NVDA and GOOGL. I want to add the IJT etf. any thoughts on positions size ( half, full) right now, based on current price of IJT? if you had to sell from my list of current equites, what order would you do it in - and would you sell any completely in exchange for IJT ?
cheers and happy holidays! Chris

Q: I have a full position in VOO in my TFSA that has done well with the recent rally but was originally a hedge that I no longer need in this account. Looking to move back to a growth-oriented position.

What would your top recommendations be for assets to high potential growth for the next 2 -5 years (excluding Tech as overweight there)?
With small caps having the potential to rise is there an ETF that would be skewed to this

Q: Looking to add a one-stop-shop etf to my TFSA for buy and hold long term growth to provide global equity exposure. Would HEQL be a good option? Would you recommend any others?

Q: Is it a good time to invest in Uranium? If yes, please recommend C$ and/or US$ etfs or stock(s) to do this.

Q: I am reading about the benefits of adding commodities to a portfolio (PIMCO /Ibbotson 2006 study). Low correlation with other assets, positive correlation to inflation, optimal allocation from 9 to 29%.

Any overarching comments on the pros and cons of commodities in a portfolio?

Can you recommend how a regular DYI investor might try to add exposure to this area?… an ETF? Any specific securities you recommend taking a closer look at? I don’t want to be buying pork belly contracts!

Lastly, suggestion on ranges of how much commodities should represent in a portfolio? A conservative investor would be X% while an an aggressive investor would be Y%.

Q: I currently hold SPDR S&P 600 S/C VAL ETF (SLYV). It is currently 2.78% of my portfolio. What is the prospect of SLYV in comparison to IJR, IJT and IWM in 2024. Would you recommend to switch to any other small cap ETF from SLYV?

Q: This is more of a response to Stephen regarding his question about Zwc-I am also retired and purchased Zwc in the fall of 2017. I purchased the units around 19.50 when the tsx was around 16,500. Currently the units are close to 17.00 however the tsx is close to 21,000. My dividend paid since 2017 far out way the capital loss currently however I am speculating that over time the market will continue to rise as it has over the past many decades. Eventually I expect to get my capital back and perhaps a little more-no guarantees so I will keep my fingers crossed

Q: My daughter has opened her First time Home buyer Savings Account with the intent to wait 1 ½ to 2 years until she will be ready to purchase her first home. Do you have any ETF's you would like to suggest ?

Q: This ETF has been trading sideways for the last 3 months. With a 5.5% yield, isn’t this stock supposed to gradually increase? I understand there’s a slight premium associated with this ETF, but it’s not really moving much at all

Q: Hi guys,

Thoughts on eww (Mexico etf) for 2024.

Thanks again for another great year with 5i !!

Merry Christmas and Happy New Year!

Jim

Q: my position in XLB:CA has almost recovered to break even. i am adjusting my behaviour in investing to try to avoid betting on conditions such as rising , falling, or staying near current for longer. I am getting the feeling from comments that long bonds are a play on rates dropping. If this is true, i would rather be positioned in bonds for more balanced risk/return regardless of rates. Any suggestions ?
Many thanks for your great service!

Q: Hi 5i - could you imagine the excitement for all these years, mine and all members? Only blessings for you, Peter, and your 2 families : Lara and the kids, and all your office.

Now about the pain caused by SCHP and QTIP (down after 2 years 16% and 22%) No one understood how on the earth, instead to protect against the inflation, they never did what they were supposed to do.

I found this info:

BlackRock does offer ETFs that hold TIPS to maturity. For example, iShares iBonds Oct 2028 Term TIPS ETF (IBIE) owns nothing other than TIPS maturing in 2028. And the ETF will hold those TIPS until they mature, and then the fund will liquidate, distributing cash to shareholders. So it works very similarly to just buying 2028 TIPS on your own and holding to maturity.

This for a 72 ys in RIFF.

Apart the AUM small, small volume, what do you think?

Thanks for ever.

Q: Could you recommend a US and a global mid cap ETF that trades in CAD
thanks

Q: I'm thinking about adding an emerging market ETF to my portfolio, what do you think about this ETF? I like the dividend and the holdings, i suspect you might have reservations about the market cap and volume?
Is there another EM ETF that you prefer?

Q: Hi. I have been nibbling away at both IWO and IJR and would like to bring each up to a full position (5%) in my portfolio. Given their run during the past month, do you still see them as under-valued and buyable?

thanks,

J

Q: Retired, dividend-income investor. I bought a 4% position in ZWC in 2017 and it has just been "ok". I'm probably going to give it a few more quarters to see if/how it recovers from it's current price. Over the time I have owned it, I have averaged around 4%. The dividend I get is directed to other investment opportunities.

If I decide to flush ZWC, I am interested in purchasing a USA-focused ETF that pays a reasonable dividend and is eligible for the Cdn dividend tax credit. It should cover the various sectors of their economy and include the magnificent 7. I am more of a value investor and hesitate to buy something that has already had a big run-up. However, there is the theory that there is still room for the Mag-7 to run.

Do you have a few ETFs that I could research...thanks...Steve

Q: Looking for some high safe dividends. What are your thoughts on these three.
Rate 1-3.

Q: Between the high interest savings account ETF’s CSAV, PSA and HISA, would you have any preference for one over the others for an RESP where the kids are in and soon to be entering university? Thanks and Merry Christmas!

Q: I have been looking to add some exposure to preferred shares. In the USA there is a fund with the ticker PFFA which is trading well below par which makes the yield just shy of 10 per cent. If, or better said when yields start falling (And I hope that doesn't happen too soon.) this yield would be even enticing and the fund should move up in price closer to par which would give some capital appreciation. Also the CAD is nearing 75 cents which I see as on the upper end of its trading range. Am I missing something? It has a safe (ish) yield, potential for capital appreciation and is in USD all of which I like. Merry Christmas and a Joyful start to 2024.