Investment Q&A

Q: Can I get your opinion on mortgage backed securities (US) for one’s income portfolio? Do these increase in value as interest rates decrease similar to bonds? Thanks.

Q: Hello 5i,

Are there any other ETF 's similar to HSAV in CAD or US that do not distribute dividends and instead add the dividends to the value of the units?

Thank you!

Q: What are my best options for short term to park cash while gaining interest in a registered account, during BNN market call yesterday there was a discussion on a ETF [starting with P?] where interest is calculated daily until you hold the security.

Q: Hello, I bought ZQQ on 25 January 2021 for CDN $96.79/share. Its price on 26 April 24 was $27.73/share which is 28% gain. My understanding is ZQQ owns QQQ and is CDN $ hedged. QQQ had gain of 42% in US$ for the same period. Exchange rate (US$ to CDN$) for the same period had 7.6% gain. I expected ZQQ return to be roughly QQQ gain minus gain due to change in exchange rate (because it is hedged) which would be 42% - 7.6% = 34.4%. Why ZQQ return is 28% and not close to 34%.

My broker statement shows ZQQ declared dividends and shows DRIP for the same amount as dividend. There was no change in Cash balance and no change in ZQQ shares. What happened to the dividend and DRIP? Broker statement shows cost base of ZQQ went up by the same amount as dividend. This is in my TFSA. Can you please explain what is going on here. Thanks.

Q: Hi folks
What do you think of marijuana stocks now with the US starting to reschedule the industry? Which US company or ETF would i invest in at this juncture...? I have stayed away and have no pot stocks at the moment. Many are soaring today.
Much thanks
Ps..I have been with 5iResearch for 10 years now..and I can't express how you have helped, guided, inspired And soothed my nerves along the way. THANKYOU

Q: Thanks for all you do do us little guys and gals. I would be interested if you know of a good ETF for income with a 5% + dividend with significant US exposure BUT bought in CAD$? If not any US company stocks with a 5%+ dividend that I can buy on the TSX? Thanks again. Dan

Q: Dear 5i
I need to increase my international exposure substantially . What 1-2 ETF's would be your top choices for this . What would your choice be for a basic material ETF ?
Thanks
Bill C

Q: Horizons Etf have been bought by GLobal X. Should I be concerned they will modify these products?

Q: Could I please have your opinion on Mawer global .cf. in a tfsa. Thanks

Q: Hi.
Looking to replace RBC 2025 retirement portfolio fund with an ETF in my RRSP. what do you suggest? I won't need the money for 8 or more years.

Thanks.

Q: I need to raise funds from my NR account, capital gains are the same. I need to raise funds immediately for an expense. Which would you sell between these 2 right now to raise cash? What I don’t sell is for 15+ year LTBH.

Q: I did increase lately the % of utilities ( stocks+ETF) in my portfolios ( up to 38%) , since 1) the entry price seems ok ,2) utilities should maintain long term dividends for revenue ,3) they should resist more than other sectors in case of bear or volatile markets,4) still have some capital appréciation potential.What is your point of vue ? many thanks..

Q: I currently own ZAG in a RRSP and wonder if you would add to this ETF at this time, I have a 3.5% weight. and looking at increasing to 6%.

Thanks

Q: I just asked a question about BIZD for RRIF income. In addition, what are you thoughts on LVHI? Would you recommend both or recommend a USD dividend stocks instead?

Thanks again.

Q: I need some USD income investments for my RRIF.

1. BIZD looks interesting for income. What are your thoughts?
2. Can you suggest other stock/ETF dividend paying options for USD account?

Thanks so much.
Dan

Q: CPSM is a new etf that "guarantees" 100% capital protection if purchased on May 1 and held for one year with a limit on upside tied to the S&P 500 of slightly over 9% even if that index climbs higher than that over the next year following purchase. Any gain on sale is capital gain if there is appreciation. There is no real guarantee but this company has experience using options to protect the downside and I see this as a reasonable candidate to reduce downside risk by forgoing some potential upside and could be a piece of my portfolio. I'd like your cautions which are expected but also if held longer than one year is there continuing potential benefit and downside protection such that it may make sense to hold for a period of years and delay any capital gains reckoning for tax purposes or is any of the fund's promise lost after the one year hold so that sale at that juncture makes sense. Appreciate your diagnosis on this one.

Q: I am looking for quality "dividend growth" focused ETF (not "high dividend" ETF) in CDA and US , with an optimal balance of sectors ( some of those ETF showing, in my vue,a disproportion of sectors, like an excess of financials (ex. 40-50%) etc..). Could you suggest your 2-3 choices in CDA and US ?

Q: Can you suggest 10 best (sleep at night) low risk, monthly/quarterly income, tax efficient, Canadian etfs. Monthly preferred but not essential. Held in non registered account.

Q: Hello 5i team,
I have HBND in my TFSA for US bond exposure (and the high monthly income). The ETF started in Sept of last year and was wondering what your thoughts are in general for this security?
Thank You,
Andrew

Q: Hi, l have some cash to deploy in my cash account. I have a full position in ZCN. Thinking of buying full position in BRK and also VEQT full position.
My question is for a conservative investor 65%safer, 35% conservative growth.Would this be too much overlap of similar positions and sectors? Do you have an alternative? Thanks