Investment Q&A

Q: What's the x dividend date for LIFE?

Q: Are laddered bond etf -a small stake
recommended?

Q: Hi to all.

Presently retiring in a few months and looking for income.


Presently we own XHC in our RRSP account and thinking of changing over to LIFE.


Would this be a good switch in your view, or is there a better option?


Thanks again


Mike

Q: Great October Market Report. I notice that in the 2008 and 2020 periods, job opening numbers began to decline only after higher rates had plateaued for a period of time. Today, job opening numbers have started to decline before higher rates have begun to plateau. Does this suggest the FED has gone too far to fast...and is poised, or could be forced, to quickly pivot? I'm just looking for a good reason to step into ZAG, or XBB for some decent yields and opportunities for capital growth. Thanks as always.

Q: Would you please suggest the names of several short & long term US Treasuries ETFs. Thanks … Cal

Q: what is your thinking about bonds right now.Can you explain how they work with their yields and resets.Are you recommending any bonds or bond funds right now?
Which ones if so.Do you think that the bonds have sold off too much right now?

Q: Would you recommend LIFE for healthcare exposure? Would LIFE be less volatile due to its covered call strategy? What % would you recommend?

Thanks for your service!

Q: I am considering dipping my toe into the bond market via ETFs. I know the market is forward-looking as it pertains to equities but does the same hold true in the same way for bonds? Would pricing for XLB, for example, have likely already factored in expected rate increases for the next couple of months or do bonds tend to reprice only after the fact?

Appreciate your insight.

Paul F.

Q: UTWO:US and UTEN:US are ETFs of US Treasury bills: UTEN of US ten-year treasury bills, UTWO of the two-year. Both ScotiaiTRADE and RBC-DI make it difficult to buy US T-bills hence my interest in bond ETFs. Would you recommend — at THIS time— an ETF that holds’ 2 year and 10-year T-bills? ETF.com describes these as single-bond passively managed ETFs. RBC-DI shows UTEN:us has a yield of approximately 4.8 % pa and about 2.1 % on UTWO TODAY. For comparison, 2.5% is the approximate yield on US Money Market funds.

Is it worth buying either one or both of the above-noted bond ETFs? I am sure you have better ideas than the above ETFs, so would appreciate your suggestions of instruments that are better than the ones I have noted above.

Q: Hello,
Which of the Brookfield companies quality for the dividend tax credit?
Also, which Canadian dividend ETF’s also quality for the dividend tax credit you would recommend?
Thanks for your great service.

Q: A follow up question regarding selecting investments for my grandson's RESP. You recommended that we use VFV solely until the value of the holding reaches $15,000,
This ETF tracks the S&P 500 to the exclusion of any Canadian based investments. Would there be any advantage to including an ETF representing the Canadian market? If not, why not. And so, why and which ETF would you suggest?

Q: I am looking to start a RESP for my one-year-old grandson. Can you please suggest a suitable investment portfolio for an initial $5000 investment. Could you also recommend a strategy for investing future deposits to the plan.

Thanks.

Q: I hold Japan and South Korea ETFs for diversification. EWY’s holdings include Samsung and other large well-run large industrials in South Korea but EWY has nothing for several years (continues instead to go glug-glug). Likewise, my various Japan ETFs hold good businesses yet seem to have only downward trajectories. Do you think these ETFs have sunk so much now that one may as well ride it out? OR:

Is it better to sell any ? Which to sell and which to keep? (In theory I could sell now and revisit later, but I have never done that well. My several questions today show my various psych biases. Yes, one can be self-aware AND continue to make the same behavioral mistakes).

Q: I bought EWG and VGK in tax-deferred accounts for diversification. Both are currency-unhedged. There has been significant uncertainty in the businesses held in these ETFs and both are down significantly. I had decided to ride things out and did not sell these and other such ETFs (the usual loss-aversion ).

Most of us have become increasingly concerned about Europe area companies (humanitarian crises, ongoing war, energy costs). Is one better to sell now, take the loss and come back later? OR do you think these ETFs have dropped so much now that there is a better than even chance of recovery in their price?

Q: I'm bearish on the Euro (compared to the US dollar). Can you give me the name of a couple of stocks or ETFs that would be appropriate to consider, if I believe in this thesis?

Q: How much of an overlap is there between VGT and FDN? Is one substitutable for the other?

Q: About 2 years ago I invested in RSP the equal weight SP 500 etf. Since that time SPY the cap weighted etf has decreased about 10% more than RSP. Now that tech valuations have come back down I am considering selling RSP and buying SPY. I recall reading here that you expect tech and consumer discretionary sectors to lead once inflation starts to move down and interest rates peak. You have also mentioned that markets look ahead.

It looks like both tech and consumer discretionary are down more than 11% in the last month.

Could you give me your assessment of this trade?

Q: In a potentially inflationary, or even a potentially stagflation environment I like the composition of this small cap ETF since it is slightly overweight on industrials and materials - Would you agree?

It appears quite cheap. Is that mainly because of the cyclical nature of a lot of their holdings?

I'm seeing a 5.67% yield. Would this be sustainable in the mentioned potential economic environment? On one hand these are small caps, which perhaps puts that yield at risk. On the other hand, one would think that the materials and industrial make-up would help hold it up. Thoughts ?

Q: this etf now pays an enormous dividend of 15 per cent. is it sustainable?

Q: I'm thinking of investing in US Long-dated TIPS.

Does this make sense: good real yield right now, and if inflation persists then the yield remains high. Flip side, if we enter a recession and the Fed reverses and lowers rates or pivots to QE then the long duration would make for good capital gains.

1) Please point out any flaws in my above reasoning/if there are other risks I'm not seeing.

2) Please recommend 2 long(er) dated US TIPS ETFs that you think are good.