Investment Q&A

Q: What are the chances that an individual stock picker outperforms a mix of VOO, VUG, and QQQ over the long term (20 years)? What factors could influence one's ability to do this?

Q: What are your thoughts on HBIL and HBIL.U ETF to hold money instead of money market funds.

What are pros and cons.

Thanks for the great service

Q: HI, please your thoughts on Hamilton ETF HUTS
Thanks.
Salutations
Jean Guy

Q: Thank you for your answer to my previous question. I should have clarified the funds I am speaking of are U$. What would you recommend (ETF wise) in US markets as an alternative?

Thanks for all You do

gm

Q: Good Monday Morning to all at 5i!

I have both of there ETFs and have had them for a while. They are both underwater and I was wondering about their future prospects since interest rates are falling. Do they have a chance of seeing an upside???

Cheers,

Tamara

Q: I'm not sure if you will provide information and/or are comfortable commenting on Fidelty Investment ETFs. I have taken a cursory look at this particular fund. I am looking for something comparable that can generate a similar or better yield (4.01%) while enjoying a conservative capital gains opportunity.

Thanks for all you do

gm

Q: Is this new to the TSX ETF which trades in Canadian dollars hedged? Is it the same as the US version but just in a different currency or are there other differences? Other comments?

Q: SPDR SER TR S&P CAP MKTS ETF
KCE
What do you think about this etf?

Q: For a CAD denominated S&P500 ETF would you prefer VFV or ZSP and why? In response to similar questions in the past it seems sometimes you suggest VFV, other times ZSP. I’m assuming that for all practical purposes they’re basically interchangeable with little to differentiate one from the other and that either would be fine. Thanks.

Q: Retired dividend-income investor with a concentrated portfolio. My main exposure to the Healthcare sector is LIFE. I currently have over 4,800 shares and am contemplating adding another 400+ shares.

I like everything about LIFE, except for the liquidity. It trades, depending on the timeframe, roughly 12,000 to 17,000 shares/day. I understand the market can either make or delete shares as needed.

If I needed to swap out of LIFE, I could purchase HHL which has better liquidity, but a higher MER. However LIFE is held in a Cash account and would generate some capital gains.

I asked this exact same question 1-2 years ago and thought I'd check in to make sure a) you were still a fan of "LIFE", and b) you still agree that, as a long term hold, you are not concerned with the liquidity under my circumstances.

Thanks for your help....Steve

Q: For gold, I've always liked your idea of holding the real thing. I therefore followed your advice to have PHYS which I hold as an insurance rather than for trading.

I'm looking to build the same thing in Bitcoin for about 5% of my portfolio. Can you recommend an ETF or fund that is based on holding bitcoin (rather than one that places bets on it).

I'd like to know your opinion on the best one in CAD and in USD. Since I'm holding it for the long term, would it be better to covert to USD and hold it all there?

Please also give your opinion on the 'insurance' strategy and whether you think 5% of each of gold and bitcoin is a suitable amount for this purpose.

Thanks as always.

Q: Your opinion please of this new Global X ETF.

Q: I have a incorporated small business with some excess cash. I am taking out a small amount every year but the bulk will not be needed in the next ten years. No new cash will be added. I was thinking of investing half in EIT.UN and half in ZSP, but both are near all time highs. I would also be fine holding a handful of individual stocks. Would you have some suggestions? Thanks!

Q: I have a 3% weighting in USD RRSP account, would their be a better bond play/recommendation than this for capital appreciation in USD?

Q: Hi Peter,
US Central Bank finally starting to cut interest rate; however, several days last week and today, the yield for 2 years to 10 years treasuries are moving up. What is the reason behind this disconnect? Also, if my aim to purchase bonds is to maximize my capital gain resulting from interest rate cuts, is it better to invest in Target date bond index ETF like RQS, rather than buying an open end bond ETF like XBB? My understanding is that if I hold my Target date bond index ETF till maturity, my capital gain would not be diluted vs constant bond renewals in a typical bond ETF like XBB. Thanks.

Q: I'm looking at buying DWLD Davis Select Worldwide ETF. On the TD site, I'm looking at a price of 38.03 with a bid/ask of 37.63/38.62.

On the Itrade site, it's also got a price of 38.03 but a bid/ask of 38.01/38.15. How can these two sites have such wildly different information for the same ETF and how do I price a bid when I don't have a clue what others are bidding? I did refresh both sites several times over about 20 minutes but neither changed much.

Also, what do you think of this ETF?

Q: I have 3 , 1year old grandchildren starting with 1000 each and 100 a month where should I put money in resp thanks

Q: Which would YOU add if choosing? Any other to consider? My current health sector holdings are WELL, IBB, IHI. Past forays into healthcare have been disasters, e.g. ltc reits, medical cannabis and GUD. So quite cautious.

Q: Would both these 2 ETF fall under Financial services? I have 25% holding in this sector and need to reduce and wonder which ETF would you sell to bring down the weight. Both are 5% weight in my RRSP account. I have also some other financial stocks in a non registered account but reluctant to sell as this would would create a capital gain and I have no loss to offset the gain with.

Thanks

Q: Good morning- for a thirty year old looking to build a US ETF portfolio, which ones would you suggest. He already has a full position in VOO and a smaller one in IWO. Also, can you suggest a couple of international ETF's, say for all Asia ( with and without China) and for Europe, to round out a preponderance of US ETF's.

Thanks