Investment Q&A

• iShares Convertible Bond Index ETF (CVD $18.40)
  • $18.40 P/E (TTM): 36.5X Cap: $115M
  • View CVD Profile
  • View Questions on CVD

Q: Any reason for the drop in price of this ETF over the past few days? It normally doesn’t bounce around too much.

Upvote 3

Read Answer Asked by Dan on January 02, 2026

• State Street Financial Select Sector SPDR ETF (XLF $54.26)
  • $54.26 P/E (TTM): 16.77X Cap: $56.13B
  • View XLF Profile
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• iShares S&P U.S. Financials Index ETF (XUSF $79.68)
  • $79.68 P/E (TTM): 16.61X Cap: $53M
  • View XUSF Profile
  • View Questions on XUSF
• BMO SPDR Financials Select Sector Index ETF (ZXLF $29.77)
  • $29.77 P/E (TTM): 16.77X Cap: $9M
  • View ZXLF Profile
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Q: Do XUSF and ZXLF track the same index in the U.S. ? If a Canadian listed ETF is just owns the US ETF (which actually owns shares), is there a double MER being charged ?

Upvote 2

Read Answer Asked by Thomas on January 02, 2026

• VanEck Uranium Nuclear Energy ETF (NLR $142.77)
  • $142.77 P/E (TTM): 28.47X Cap: $4.56B
  • View NLR Profile
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Q: NLR I invested in this ETF some time ago and rode it up to its high of high of $168.12. I have now given back half of my gains. Is it time to sell?

Upvote 1

Read Answer Asked by MATHEW on January 02, 2026

• Fidelity Canadian Momentum ETF FCCM (FCCM $11.33)
  • $11.33 P/E (TTM): 17.46X
  • View FCCM Profile
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Q: Can you please provide the 5Y Total Return Performance for FCCM, Fidelity Canadian Momentum ETF and provide your data source name. This ETF says it rebalances quarterly but I could not find exactly when it does. Can you please tell me the 4 rebalance dates per year.

Upvote 2

Read Answer Asked by Ian on January 02, 2026

• CI Japan Equity Index ETF (JAPN $72.57)
  • $72.57 P/E (TTM): 0.09X Cap: $37M
  • View JAPN Profile
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Q: Your thoughts.

Upvote 4

Read Answer Asked by Mark on January 02, 2026

• iShares Russell 2000 Growth ETF (IWO $339.48)
  • $339.48 P/E (TTM): 22.36X Cap: $13.46B
  • View IWO Profile
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• iShares Core S&P Mid-Cap ETF (IJH $71.73)
  • $71.73 P/E (TTM): 19.93X Cap: $112.02B
  • View IJH Profile
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• iShares Russell 2000 ETF (IWM $265.02)
  • $265.02 P/E (TTM): 17.63X Cap: $75.49B
  • View IWM Profile
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• iShares S&P Mid-Cap 400 Growth ETF (IJK $104.71)
  • $104.71 P/E (TTM): 28.22X Cap: $9.41B
  • View IJK Profile
  • View Questions on IJK

Q: Please recommend a USA small cap etf

Upvote 4

Read Answer Asked by Gerald on January 02, 2026

• Hamilton U.S. Bond YIELD MAXIMIZER TM ETF (HBND $12.66)
  • $12.66 Cap: $185M
  • View HBND Profile
  • View Questions on HBND

Q: Hello 5i team,
I have held HBND since Feb 24 and it has been on a steady slow decline (along with the payout) ever since. I think you mentioned that lower interest rates are always better for this ETF. In light of the US lowering there rates in the coming year, will this be good for HBND?

Net assets is currently 212 M according to there website. Do you have any knowledge if this is growing? I am asking this because although the payout is decreasing, it is still pretty good and would not want this ETF to close down like what happened to HYI.

Thank You,
Andrew

Upvote 1

Read Answer Asked by Andrew on January 02, 2026

• PIMCO Income Strategy Fund Shares of Beneficial Interest (PFL $8.45)
  • $8.45 P/E (TTM): 9.01X Cap: $321M
  • View PFL Profile
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Q: The withholding tax in my tfsa is 15%

Would this same 15% apply in a non registered account or would it be higher? If so, how much

Thank you

Upvote 4

Read Answer Asked by JACK on January 02, 2026

• NBI Global Private Equity ETF (NGPE $47.97)
  • $47.97 P/E (TTM): 26.21X Cap: $480M
  • View NGPE Profile
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Q: Why is NGPE declaring such a massive dividend for Dec 2025?

Upvote 1

Read Answer Asked by Patrick on December 30, 2025

• Hamilton Enhanced Canadian Covered Call ETF (HDIV $21.20)
  • $21.20 P/E (TTM): 17.11X Cap: $1.30B
  • View HDIV Profile
  • View Questions on HDIV

Q: For all of us who are interested in the fee's charged by Hamilton for HDIV and HYLD ETF'S, straight from Hamilton.


Thank you for your interest in Hamilton ETFs.



As of June 30th, 2025, the MER for HDIV is 1.90%, and the MER for HYLD is 1.87%.



Both can be found on our website in each fund’s financial statements. They’re found under the documents tab on their fund page.



The MER includes the cost of 25% modest leverage, and all performance and distributions are net of fees.



Thank you.



Alex Fozard
Head of Inside Sales

Hamilton ETFs

Upvote 4

Read Answer Asked by Greg on December 29, 2025

• Vanguard Conservative ETF Portfolio (VCNS $31.94)
  • $31.94 P/E (TTM): 10.42X Cap: $784M
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• Vanguard Balanced ETF Portfolio (VBAL $37.61)
  • $37.61 P/E (TTM): 1.9X Cap: $4.69B
  • View VBAL Profile
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• iShares Core Balanced ETF Portfolio (XBAL $34.09)
  • $34.09 P/E (TTM): 14.56X Cap: $2.79B
  • View XBAL Profile
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• BMO Conservative ETF (ZCON $12.77)
  • $12.77 P/E (TTM): 10.97X Cap: $86M
  • View ZCON Profile
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• iShares Core Conservative Balanced ETF Portfolio (XCNS $25.70)
  • $25.70 P/E (TTM): 14.68X Cap: $341M
  • View XCNS Profile
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• FIDELITY ALL-IN-ONE BALANCED ETF (FBAL)
  • P/E (TTM): 22.16X
  • View FBAL Profile
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Q: Thanks fo r this mornings reply which was great except one question you did not answer and it is this,
From all of the etf's listed which do you suggest to be in TFSA or RRIF?
Thanks.
Terry

Upvote 1

Read Answer Asked by Terry on December 29, 2025

• iShares Russell 2000 Growth ETF (IWO $339.48)
  • $339.48 P/E (TTM): 22.36X Cap: $13.46B
  • View IWO Profile
  • View Questions on IWO
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $51.84)
  • $51.84 P/E (TTM): 14.32X Cap: $23.87B
  • View XIC Profile
  • View Questions on XIC
• Vanguard Dividend Appreciation FTF (VIG $229.53)
  • $229.53 P/E (TTM): 25.07X Cap: $104.49B
  • View VIG Profile
  • View Questions on VIG
• State Street SPDR S&P 500 ETF Trust (SPY $690.62)
  • $690.62 P/E (TTM): 26.17X Cap: $707.87B
  • View SPY Profile
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Q: Hi Gang
What are your top 5 etf. At this time
Thanks Mike B

Upvote 12

Read Answer Asked by Mike on December 23, 2025

• iShares Silver Trust (SLV $70.19)
  • $70.19 Cap: $38.63B
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• SPDR Gold Shares (GLD $455.46)
  • $455.46 Cap: $173.12B
  • View GLD Profile
  • View Questions on GLD
• VanEck Gold Miners ETF (GDX $97.39)
  • $97.39 P/E (TTM): 37.85X Cap: $29.72B
  • View GDX Profile
  • View Questions on GDX
• Global X Silver Miners ETF (SIL $97.39)
  • $97.39 P/E (TTM): 40.12X Cap: $6.37B
  • View SIL Profile
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• Global X Copper Miners ETF (COPX $84.68)
  • $84.68 P/E (TTM): 34.02X Cap: $7.09B
  • View COPX Profile
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• Sprott Physical Copper Trust (COP.U $11.86)
  • $11.86 Cap: $119M
  • View COP.U Profile
  • View Questions on COP.U

Q: Hi Gang

Thanks for your great service

What are Your top Gold. Copper and Sliver ETFs at this time
Thanks MIke B

Upvote 7

Read Answer Asked by Mike on December 22, 2025

• TD Cash Management ETF (TCSH $50.07)
  • $50.07 P/E (TTM): 13.15X Cap: $664M
  • View TCSH Profile
  • View Questions on TCSH

Q: Order Fill Limit Order Tips for ETFs. I have been placing limit orders to buy TCSH ETF which is a Canadian money market ETF. I have access to Time & Sales data using TD Advanced Dashboard. It looks like the transaction prices vary between 50.10 and 50.11 with "size" typically 100 to 200. I am not sure if "size" refers to lot size or quantity of shares (maybe you guys know?). I would like to buy 1,800 shares at 50.10. Will I have better success rate if I place multiple limit orders using lower quantities at 50.10 or likely the same result if I just place 1 limit order for 1,800 shares at 50.10? Your thoughts would be appreciated.

Upvote 1

Read Answer Asked by Ian on December 22, 2025

• BMO MSCI EAFE Index ETF (ZEA $29.94)
  • $29.94 P/E (TTM): 1.17X Cap: $12.13B
  • View ZEA Profile
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• iShares Core MSCI EAFE IMI Index ETF (XEF $49.27)
  • $49.27 P/E (TTM): 15.62X Cap: $18.56B
  • View XEF Profile
  • View Questions on XEF
• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $46.33)
  • $46.33 P/E (TTM): 23.36X Cap: $8.80B
  • View VIU Profile
  • View Questions on VIU
• Vanguard FTSE Developed All Cap Ex U.S. Index ETF (VDU $57.86)
  • $57.86 P/E (TTM): 8.95X Cap: $733M
  • View VDU Profile
  • View Questions on VDU
• Vanguard FTSE Emerging Markets All Cap Index ETF (VEE $47.02)
  • $47.02 P/E (TTM): 6.44X Cap: $3.60B
  • View VEE Profile
  • View Questions on VEE

Q: My portfolio by region is Canada 58%, US 37%, International 5%. It is recommended that I put my international to 25%. What are 5 stocks/ETF's that you would recommend that would increase my international exposure? Industry-wise, I am heavy on financials and energy already, and I prefer a balanced portfolio. Thanks!

Upvote 2

Read Answer Asked by Timothy on December 22, 2025

• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $42.57)
  • $42.57 P/E (TTM): 15.96X Cap: $1.11B
  • View CDZ Profile
  • View Questions on CDZ
• Vanguard Dividend Appreciation FTF (VIG $229.53)
  • $229.53 P/E (TTM): 25.07X Cap: $104.49B
  • View VIG Profile
  • View Questions on VIG

Q: Hi, I’m retired 70 year old , looking at more conservative alternatives to stocks for a portion of my portfolio (30-40%). Could you give your opinion on TIPS I believe it’s US , but I see a Canadian version ZTIP. Interesting that it is inflation protection? Your thoughts and best one to buy. ( like to keep taxes simple).
Also could you give me your favourite dividend aristocrat etf. And do you consider this etf more conservative than a regular dividend etf.
Thanks for your help over the years, Merry Christmas

Upvote 2

Read Answer Asked by Brad on December 22, 2025

• Virtus Private Credit Strategy ETF (VPC $17.14)
  • $17.14 P/E (TTM): 10.92X Cap: $42M
  • View VPC Profile
  • View Questions on VPC
• Accelerate Diversified Credit Income Fund (INCM $13.82)
  • $13.82 P/E (TTM): 12.91X Cap: $60M
  • View INCM Profile
  • View Questions on INCM

Q: What are your thoughts on investing in private credit? Should it be part of a diversified portfolio? Are the above ETF's a good vehicle to invest in private credit?
Happy Holidays to the 5i staff!

Upvote 3

Read Answer Asked by ROB on December 22, 2025

• iShares Core Canadian Short Term Bond Index ETF (XSB $27.05)
  • $27.05 Cap: $3.69B
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• Purpose High Interest Savings Fund (PSA $50.04)
  • $50.04 Cap: $3.04B
  • View PSA Profile
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• Global X High Interest Savings ETF (CASH $49.98)
  • $49.98 P/E (TTM): 13.15X Cap: $6.80B
  • View CASH Profile
  • View Questions on CASH
• Global X 0-3 Month T-Bill ETF (CBIL $50.02)
  • $50.02 Cap: $1.76B
  • View CBIL Profile
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• High Interest Savings Account ETF (HISA)
  • View HISA Profile
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Q: Hello, Im looking for a conservative option to GICs
Would it be preferred shares ? Please help and avise

thanks so much

Tim

Upvote 4

Read Answer Asked by Tim on December 22, 2025

• iShares S&P/TSX Global Gold Index ETF (XGD $57.70)
  • $57.70 P/E (TTM): 8.01X Cap: $4.56B
  • View XGD Profile
  • View Questions on XGD

Q: gold has gone up a lot this year do you think new buying for something like xgd is a reasonable decision?

Upvote 6

Read Answer Asked by joseph on December 22, 2025

• Global X US Dollar Currency ETF (DLR.U $10.16)
  • $10.16 P/E (TTM): 13.15X Cap: $202M
  • View DLR.U Profile
  • View Questions on DLR.U
• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.41)
  • $13.41 P/E (TTM): 15.01X Cap: $1.10B
  • View UMAX Profile
  • View Questions on UMAX
• Harvest Premium Yield Treasury ETF (HPYT $8.42)
  • $8.42 Cap: $420M
  • View HPYT Profile
  • View Questions on HPYT
• Hamilton U.S. T-Bill YIELD MAXIMIZER TM ETF (HBIL $14.76)
  • $14.76 Cap: $218M
  • View HBIL Profile
  • View Questions on HBIL

Q: Will have to sell one of these to raise cash. Which one? Thanks and Greetings Peter.

Upvote 4

Read Answer Asked by peter on December 20, 2025