skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I went to a large cash position in my rrsp a few weeks ago, and now I’m interested in putting part of my retirement portfolio (I retired Jan 1) into high interest etfs that I can buy and forget while they generate income via yield. I’ve added a few I’ve been looking at to the ticker box. I’m looking at bond etf’s but I don’t fully understand when to get in and out of bonds - can an investor buy and forget? I’m also looking at covered call leveraged etf’s based on the S&P and Nasdaq indexes. I realize an investor has to have a strong stomach for the volatility associated with high interest leveraged etfs, but for purely an income vehicle, can you provide a few names based on the above criteria? Assuming about 10-15% positions, what percentage of a retirement portfolio would you invest in high interest etf’s, Hoping to generate 8-10% annually from the portfolio. The remainder of my portfolio is mid cap large cap US and Canadian equities. The usual suspects.
Read Answer Asked by Kim on April 16, 2025
Q: Can I get recommendations for the following:


Best Europe ETF (cad listed)

Best Emerging Market ETF (cad listed)

Just vanilla etfs, though would like a dividend
Read Answer Asked by Patrick on April 15, 2025
Q: Hello, I have some US cash in my US TFSA, can you suggest a good place to park cash for the short term (1-2 year) needs given the current environment with tariffs etc ???
Read Answer Asked by Robbie on April 15, 2025
Q: hi
I’m trying to build a simple ETF portfolio with TSX & S&P500 exposure so that’s it’s easy to add during dips.
For the S&P500 i’m thinking XSP.
Not sure what to do about the TSX. Undecided on XIU, XEI or XDIV. I realize the composition of each is different. Energy, Financials, Utilities etc. What would you do?
Thanks
Read Answer Asked by Carlo on April 15, 2025
Q: I am holding a substantial amount of US funds. With people getting out of US stock market and the downward trend of the American dollar, I would like to know your recommendations. Should I buy Canadian stocks, Canadian Cash ETFs or leave the funds in the US until the tariffs are settled?
Read Answer Asked by Margie on April 14, 2025
Q: Retired investor can wait, not ready to leave risk assets.

My current allocation is 9% International markets, 38% US, 27% Can and 27% Cash and bonds.
Would like to start dipping some Emerging markets. For long term hold, how would you proceed and in what % in can$ ?
I just sent a question regarding ZEM, actually if we need to reduce the US allocation than us$ can be used to buy EM. Please make the necessary correction to the previous question if need be.

Thank again.
Yves

Thank you
Yves
Read Answer Asked by Yves on April 14, 2025
Q: Dear 5i, If one were interested in investing in Japan using a TFSA for a long term hold. Which would you prefer between FLJP or EWJV ETF on the US exchange? FLJP has approx. 500 holdings and EWJV has a value tilt. with approx. 100 holdings. EWJV's 100 holdings are a subset of FLJP's holdings.
Read Answer Asked by Ian on April 14, 2025
Q: In this environment do you consider investing in active etf instead of regular index.

Can you also suggest active etf for USA, CDN and global markets index.

Thanks for the great advice and support.
Read Answer Asked by Hector on April 14, 2025
Q: Hi, I am supporting my 32 year old son in investing a very modest RRSP - $12K total. Given his age, can you recommend a solid set of ETFs or Stocks to get him started?

Thx

Kathryn
Read Answer Asked by Kathryn on April 14, 2025