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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Wow, wild ride lately. I'm looking for some solid companies to tame things down in my portfolio. I would greatly appreciate it if you could recommend some companies that fit the following requirements:
1. Are reasonably valued.
2. Have a solid business model that have protective moats that shied them from competitive threats.
3. Generate strong cashflow and earnings even in a higher interest rate environment.
I'm interested in both Canadian and American companies. Thanks, as always for your support.
Read Answer Asked by Les on March 29, 2023
Q: Morning, GSY makes us a total of 3.4% (or did lol) of my portfolio with half in a non registered account. My thinking is sentiment will be bad for a while and the true impact of the budget will need to be assessed. I'm contemplating holding the GSY in the registered accounts while tax loss harvesting the non registered. If it were your account would you do it differently?

Rhetorical question - how much of yesterdays selling was leaked information from the budget vs the potential $41M loan loss?... I'm feeling like the latter was a key driver in the 9% fall yesterday.
Read Answer Asked by Don on March 29, 2023
Q: In a couple of previous questions you have mentioned that the drop in GSY's share price on Thursday was due to the Canada Drive news. There is something else that needs to be considered. I saw a post on Stockhouse on Thursday at 2:35 p.m., well before the close and the budget news, indicating there was a rumour the federal budget was going to include an interest rate ceiling of 35% and this was why the stock price was going down. The poster stated the rumour was likely true as it had apparently come from an unnamed staffer. Obviously the rumour WAS true as the exact ceiling % was mentioned.

Seems to me this is the main reason why GSY's stock price dropped so much on Thursday - some people had this inside info and were selling the stock as a result. I know there is a lot of nonsense on Stockhouse, but occasionally you get something important.

In any event, after reading the press release that GSY put out last night, do you have any change in your opinion on the desirability of GSY as an investment? Does the stock still look cheap?
Read Answer Asked by Dan on March 29, 2023
Q: There have been some some media reports today citing a federal source who says today's budget will include plans to go after predatory lending. I've seen some speculative chatter suggesting this could mean lowering the maximum interest charge rate possible from 60% to 30%. In your most recent report on GSY you state they originate loans up to $45,000 with rates between 19.9% and 46.9%. Is it known how much of their loan book is above that speculative 30% threshold, and how much of an impact might this have on their overall business if this 30% ceiling were to occur?
Read Answer Asked by Peter on March 28, 2023
Q: Hi Peter
looking for a yield and hopefully some capital gains when the market gets better
I already have Dir.un and canadian apt reits

what would be a good entry point or it becomes such that I have to back up the truck or it becomes a screaming buy?
good luck to our Cdn investors invested in real estate sector

Michael
Read Answer Asked by Michael on March 27, 2023
Q: Peter, What are your thoughts regarding the run up in Topicus. What is EV/EBITDA and how do you compare its valuation to CSU and Lumine. Is it getting expensive or do you think there still is value.
Thanks
Read Answer Asked by Frank on March 27, 2023
Q: Which do you think have the most potential in the current environment in an RRSP? Currently own TCN at a loss and wonder if I shouldn't switch. Also own DIR.

Thx

Yves
Read Answer Asked by Yves on March 24, 2023
Q: Hi Team,
I am having a hard time deciding which of these 3 names to add new funds to today. ATZ, ATS, and CROX. Of these 3 which would be your best bet if aiming for top potential returns over the course of the next say 3-5yrs? Could you please rank in order of buying preference here along with any comments on the potential of each name you wish to add? Thanks

Shane.
Read Answer Asked by Shane on March 24, 2023
Q: A number of precious metals companies have exposure to copper as well. Which ones in your opinion (large cap, mid-cap & small cap) are best positioned to benefit from a rise in copper demand?
Read Answer Asked by Brian on March 23, 2023
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