Investment Q&A

Q: Sold GSY at 85 this morning. What do you think about PRL at 19? is this an industry problem as well as a GSY specific issue in your view?

Q: Do you see anything in the news report that could be considered fradulant or managment reporting anything improperly that could cause lawsuits (this will be for sure) and the stock to fall further? Maybe regulatory issues? Looking to possibly exit if there is further downside and risk to the company or hold, but I'm assuming this company will be the penalty box for awhile so there is opportunity cost while I can invest in other higher quality companies. Thanks!

Q: ZDC has been drifting lower the past month. Is the fact they raised money a contributing factor? Is the story still solid for the future? What do you see for ZDC over the next 6-12 months? Is this an opportunity to fill out a position?

Q: Recently we have seen many blue chip stocks that had done really well pull back.

Companies like RBC, TD, BN, SHOP, MFC, CNR, CP, JPM, GOOG, MSFT, BRK, and others…

What are your favourite five Canadian and US large cap names that have pulled back recently? Would you be a buyer today or would you wait until the market settles a little?

Thanks
Tim

Q: forgot to ask, why are certain companies such as CLS, TOU, HPS.A, etc. not included in the market summary reports?

Q: Hello Team,
I saw and read with some apprehension the news as well as the questions asked by members and your answers earlier. Does it not justify the short seller's comments that were published about a few months ago and send GSY also in a tail spin? It had something to do with under reporting some automotive losses, if I remember correctly. In that case would you think it could even get worse and it may be time to take one's losses and leave a sinking ship?
Thanks,
Adel

Q: Comments on Goeasy pre-release adjustments to its loan portfolio, higher charge off rates etc. To me the amounts regarding car loan seemed manageable but then they are ending the share buy back program and cutting the dividend so management oblivious is taking very drastic action. Is this still investable? Would you take loss now or wait it out ? If improvements occur in 2027 as management forecasts how long do you think before stock recovers to say $125?

Q: Hi 5i
Is there an existential threat to the company based on the latest news? The market appears to be in a bad mood... Nearly 50% down from the looks of it...
Now off to find the news.....

Q: not a great news today. SELL or HOLD?

Q: Would you consider this a worthy addition to an income portfolio with potential for capital appreciation? Seems like it's trading at a reasonable discount to price targets (for what they're worth) but wonder if there's a reason for that in relation to future prospects? Do you have any concerns regarding the balance sheet/payout ratio, etc.?
Thanks...

Q: CSU just posted quaterly report today. Your thoughts on results and going forward. Thanks.
Robert

Q: Great quarter!

Q: In quarters in which HPS.A does particularly well, executive compensation tends to sink the shares. Earnings are due on March 18. Is this one of the quarters likely to produce significant executive compensation or will comparison to the previous quarter dampen the exec comp and help the shares?

Q: Galaxy had a big jump today. Was this due to Kraken or price of bitcoin and if Kraken can you please explain this? Since delisting from TSX will TD investor services automatically convert shares to US like when Newmont delisted or do we need to call them. Do you know when it will delist?

Q: Hello 5i,

We are nearing our max contribution to our TFSA's by transferring excess RRSP funds. We have never used a non-registered account. Can you suggest 5-10 stocks that should be in a non-reg account and why they are best in a non-reg over a TFSA Would you add GLXY or ETHQ to a non-reg due to volatility?

Thank you

D&J

Q: Could you provide an update on insider buying for Goeasy? In the past they seemed to personally get behind the stock.
Also, what does your gut say about the security of that 5.5% dividend? Are they over-leveraged or is there another key metric that could indicate things are a bit shakey? Thank you

Q: It's been a while since you've been asked about this company specifically.

I don't really want to sell companies hit by the software scare, but I am thinking of opportunity cost and perhaps switching the money in KXS to something in the same sector with more upside potential (eg. CSU).

Can you comment on KSX and, if you would make this move, one or two companies to switch into.

Q: hello 5i:
CPX reported this morning and the results looked very good:
EPS of $1.28 beats by $0.70
| Revenue of $1.08B (26.38% Y/Y) beats by $83.60M
do you agree, and did the conference call add anything that might explain the drop in share price?
thanks
Paul L

Q: CSU bought 10.6 million more SABR shares at about $1.16 each.
• They now own 50.2 million shares, or 12.7% of the company.
• CSU is now Sabre’s second‑largest shareholder.
TD anaylist think CSU wouldn’t buy this much unless they see a big opportunity to create value.
They hint that:
• Software valuations have dropped because of AI fears.
• That makes it a good time for CSU to buy distressed companies cheaply.
TD analysts think CSU may be preparing a recapitalization — basically a financial rescue that could include:
• Debt-for-equity swap (creditors get shares instead of debt)
• Spin-out structure like CSU used for Topicus (TOI) and Lumine (LMN)
• Some new creative structure CSU hasn’t used before
it’s about Sabre being broken, and CSU being one of the few companies skilled enough to fix it.

An Advisor on Bnn actually has CSU as a top pick today.
In view of the events that are occurring would this be a good time to leverage down on CSU in a tax free account.
Thank you for your great help and thanks Rick

Q: Hi team,
I am curious about TRI, yet a bit critical at the same time as a growth stock. I see it is in the growth portfolio. In the last quarterly release, it just put out I see that overall revenue growth is only 3% or so. This number is not so appealing to me in a growth sense. However, the stock has been more than cut in half, and perhaps has good recovery potential with a decent dividend? I am trying to wrap my head around this name and if there is potential here buying it at these levels. What, if any are the catalysts to get the growth rate more than the current 3%? Do you see much upside for the name over the next few years? Would it be on your list as among one of the better buying opportunities out there in today's market? I already own the CSU family, and NOW but TRI seems to be beaten up even worse than most of those.

As a second question if you would be so kind as to touch base on...LMN is continually mentioned as having the most potential as a buy today in the CSU family. Is there any reason for this other than it is the smallest? LMN seems to consistently have the worst earnings numbers out of the 3, specifically in terms of organic growth. Is there a specific reason for choosing LMN over TOI for example in which TOI has superior organic growth numbers? Just trying to understand.

Thanks
Shane.