Investment Q&A

Q: Hi guys,

I own BAM.A (2.5%), BEPC (1.80%) & BEP.UN (2.2%) inside a "balance ish" portfolio. Your thoughts on selling one of BEPC or BEP.UN and adding to BAM.A, making it a full position (5%).
Thanks
Jim

Q: I'm down about 34% on REAL in a registered account. I initially bought with a 5 year time frame in mind. What catalysts can you think of that might be a positive for the stock price? How likely are these to occur over the next year or two? With my time frame in mind, would you advise selling and moving on?

Q: Hi team!!

Any reason for TIXT jump?

Thx!!

Q: Hello 5i,
Today (Aug. 25) Ross Healy mentioned that GSY is rapidly approaching both a Fundamental and a Technical inflection point at somewhere around $205.00 +/-.
As a conservative, dividend -oriented investor, GSY is almost at a 5.50% Portfolio Weighting as per P/A. I would like to reduce to around 4.0% but was thinking of holding off until it reaches the 6.0% threshold which would mean holding out for around $225.00+/-. So, my question is: in your considered opinion should I just proceed and re-balance now, or try and hold out for 6.0%?
This is in my TFSA and there are no tax implications nor are there any compelling time-frame issues so waiting is not really an issue other than opportunity cost regarding the re-deployment of the proceeds.
Many thanks for any insight you can provide.
Cheers,
Mike

Q: You mentioned Topicus has a formal analyst other than you. Can you tell us what this analyst predicts for revenue and cash flow for 2021, 2022 and 2023?

Q: Lightspeed is now 17 billion market cap. There is talk that this could be the next shop. Is it realistic to see LSPD as 100 billion market cap company?

Q: KXS is on quite a terror lately. Any reasons why?

Q: What is the expected completion timeframe for DND's strategic review? What are your thoughts on what might happen?

Q: P/P $18.77 in RIF. Thinking of taking loss if chances of recovery are slim & drawn out.Please provide 2 replacements. Your opinion please.Txs for u usual great services & views

Q: Hi. Shareholders have been rewarded with a good dividend and a share price returning close to pre Covid levels. Think management was talking about negotiations underway on more acquisitions. Payout ratio is decreasing as well. Your thoughts on where this heading please and thank you

Q: Hello 5i team,
How much of AND's business evolves around the covid vaccines (just a rough estimate)?
Andrew

Q: What would you consider a good entry point for Byd.Ca? Do you still consider this a good long term investment?

Thank you again for your excellent service.
Donna

Q: Goeasy's loan book has grown from $30 million to $1.8 billion during the last ten years and is projecting to reach $3 billion by 2023. Given the high interest rates charged by the company (19.99% for home equity loan, 24.99% for auto loan, and 29.99% for personal loan based on their website), it's hard for me to understand how any borrower can afford such a high rate and the sustainability of their business model. Can you please shed some light? What will happen to the company's business when a severe recession hits or housing market crashes?

Thanks.

Q: What would be a good entry point for TOI? Would a partial position be OK today?

Q: Hi, Over several years now, Tech holdings have grown to be over 45% of our portfolio. Balance of our funds are invested in decent dividend paying companies - Banks, utilities, industrial and ENB. Largest tech weightings are : CSU - 15% and SHOP -11%, with other like LSPD - 6%, TOI- 5%, NVEI-4% and KXS-3%. Except, LSPD, a fairly large portion of all others shares are held in a Non-Regd account. We have already trimmed SHOP and CSU, over past 2-3 years, but still % weight keeps growing and their ACB is very low ( $300-$400 ).

We are approaching our retirement years and are trying to avoid large capital gains to our Estate, while still continue to own a large stake in these tech companies, over time. The plan is to trim highest % Tech holdings, in the Non Regd account, in a phased manner, each year, for next 15-20 years. In addition to a fairly large stream of dividend income, we also wish to supplement our cash flow/cash from sale of Non Regd Tech holdings. ( Our TFSA accounts are already loaded with LSPD, part SHOP/CSU). We really like CSU over SHOP for its steady-eddy growth/stable profile, although, both companies are unique and hold strong growth potential, we believe.

Questions:

1. Does it sound like a decent strategy, given our life stage/taxes ?
2. Is 45% Tech ownership reasonable for retirement years ( even if we are comfortable) ?
3. Is it reasonable to have 15% weight in CSU?
4. What would you suggest to trim each year - CSU or SHOP or any other companies above, and your reasoning, please.

Please deduct as many question credits, as needed.

Thank you so much.

Q: Peter,

Based on the share structure is there a danger of CSU draining the profits of TOI by charging exorbitant management fees or royalties etc ?

Thank you,

Paul

Q: Hi, we have a small <1% holding in Well Health. Stock does not seem to gain traction over $7-$8 level, despite great news time to time, over past 2 years. I know, you have a lot of conviction in the company, based on the CEO's past record. Even the last news of their majority share holder and HK business tycoon, snapping company's shares @ $9.50, during a private placement. My question is that is the stock worth holding due to its growth potential ( despite not so impressive price movement ) and if so, do you believe, it could reach $9-$10 in next 1-2 years. Or, we should be patient, expecting a buyer, at some point in the future.

Thank You

Q: There is an in depth article on Knight, Samira Sakhia and Jonathan Goodman in yesterday's Globe and Mail. Would you post it for me? Not sure how:).
Very important info for Knight faithful (like me!).

Q: Hi
BOS.CA Airboss seems to be making some good decisions lately that resonate with me. Blackbox, Ace acquisitions, increased divi, good ROE, valuation, insiders are net buyers This is one you used to cover...think you might revisit it or will this be a spark and fizzle for the company?
Thank you
J

Q: Looking in to your crystal-ball, do you see SYZ's dividend being cut or reduced? I am looking in to the company and know they're trying to transition to a more growth-focused company. Any predictions??