Investment Q&A

Q: Hi,
My brother is a Primerica agent (err..salesperson). Im not big on Primerica as a company at all. He keeps pushing though about this large cap fund ( http://www.fidelity.ca/cs/Satellite/en/public/products/mutual_funds/equity_funds/cdn_equity/bu) supposed to have great long term returns. One of the things I don't like about this is the management rate of 2.28%.
Im not an active investor, but have some exposure to real estate (through reits) and a little finance through CM.
I am young and have tfsa savings and want to invest in long term growth (etfs maybe?). Could you offer some recommendations on good long term low cost, passive investments?

Your website is awesome and Ill be signing up as a member tonight!

Thanks
Dave

Q: What is your opinion of Purpose Best Ideas fund, thanks?

Q: Hello,

I am looking to get some exposure in emerging markets. I currently own only Canadian and US equity. I am looking into ETFs, more specifically; XAW, XEF, VEE, amongst others. I'm looking to invest moderate to long term.

Doing you have a preference amongst those, or other suggestions? Secondly, do you think the timing is right, especially with respects to China? And finally, which countries/continents would you have a preference for?

Thank you

Q: If I buy an country specific etf listed in the USA like the ones mentioned do I still have to pay the 15% dividend withholding tax to the Americans if the dividend is coming from non USA companies in a non registered account? Moreover, your opinion on both etf's

Q: ETFs--ZPW,ZWA,ZWB..ZWH,ZWE--all yield 5-7% range . Are these ETFs a benefit for yield -- 3 yr. hold --- looking for income . Would like your assessment & thoughts

Q: For international exposure, I have some ZDM in my portfolio but should I be worried enough about BREXIT to dump it?

Q: I read an article today in the businessinsider.com by a Joe Quinlan extolling the virtues of buying stock in emerging market countries. He seems to think the upside is huge and the times to buy is now.
Would you agree with this opinion and would VEE be a good option for such an investment? With thanks, Bill

Q: Hi Peter,
Please can you comment on BP stock for a long term investment. It has a good 7+ div and looks good for jump on oil recovery over a long term horizon. my other oil investment is WCP and SGY (will increase my sector allocation to 12%)

Q: I'm a conservative investor and planning on investing 60% of my Portfolio on the following ETFS.
ZLU, NMW, ZUQ, ZGQ, ZWH and FHC, what are your thoughts?

Thanks Valter.

Q: Could you give me your opinion on ZWE as a replacement for some idle cash and for dividend earnings in my RIF. Thanks for your advice.

Q: Hi, I have these 4 ETFs in my wife's accounts, in approximately equal weights:
XIC
CDZ
VDU
VUN

Does that look about right to you for an ETF investor?

Thanks,
Robert

Q: Morning, just wondering if there is a Canadian ETF which is focused on US industrial that you can recommend.

Thanks,
Harry

Q: I am considering replacing vxc with 50% vti and 50% vxus in my Rrsp. This I think will save some small mer, better for taxation and less losses due to currency exposure. I would appreciate your thoughts and suggestions also about possible alternatives.

Q: Hello
Could I have your view of their debt reduction and efforts to shore up the balance sheet.
Thanks

Q: With the Canadian Dollar getting stronger is it time to pull out of my US stock and bring the money home. My portfolio is 50/50 CDN to US

Q: Aegon,a Dutch insurer.
What are your thoughts on this company?

Q: Someone suggest XAW (iShares Core MSCI All Country World ex Canada Index ETF ) for 50% of the investment portfolio. This ETF includes 54% US stock and the remaining in International stock excluding Canada. In your opinion, for a large investment amount, will one single ETF work well for the investors? If not, what other ETF should be added to benefit from the better US economy? Please comment and suggest.

Q: What do think of XCD - iShares S&P Global Consumer Discretionary Index ETF (CAD-Hedged) as a way to gain some global diversification without currency risk? Do you think this sector will do well in the next 3-5 years?

Q: Would like your opinion on fih.u, Fairfax india hldgs.
thank You.

Q: I would like to ask your opinion on the recent offer. The recent price of SYT:US is quite a bit below the offer. Does this mean the street believes the offer won't go thru, what am I missing here? Thanks