Investment Q&A

Q: Hello Peter and the 5i team

I recently went to see a financial advisor from my bank (I personally manage about 75% of my equity portfolio and I allow my advisor to run about 25%, this is due to my company pension plan that puts the money into the advisors hands.). She asked me what my long term plans were with my portfolio, I said "1. To beat the market (tsx), 2. Find good companies that pay dividends and buy them for a fair price. 3. Focus on companies that have consistent Dividend growth. 4. Have the portfolio reasonably diversified. I also said that I would like it if I could make my portfolio large enough so that the dividends could pay for my retirement living." She seemed baffled by this comment, almost as if she had not seen a person live solely off dividends. I thought that getting a company like CHD in my basket of stocks was a great idea since it has paid a dividend for 114 years in a row or HRL that has increased its dividend for 50 years in a row, there are many many great examples of companies that would fit into this example. I sort of dismissed her confusion, but later it got me to thinking "Is my plan flawed"??? Is living off dividend paying companies not a excellent tax advantaged way to live in my retirement?? If my plan is flawed what is a better plan?? Another question I have "does the TSX 60 index dividend over time increase faster then the rate of inflation and the cost of living over say the last 30 years"?

Thanks you

Q: Another inquiry, this one related to oil stocks.
Oil has improved significantly with some stocks appreciating more than others. While there is doubt that the oil rally would continue, would any (or all) of the stocks mentioned be investable, or would it be best to wait.
Thanks!

Q: Can you update Bci since earnings came out
Thanks

Q: Hello Peter and 5i team.... We are selling our Cenovus holding and are looking for a smaller cap replacement as we have other large cap oil and gas. What is your view on pif [polaris infrastructure] or would it be better to replace with pki [Parkand fuel] or gei {Gibson energy].
These names came up on our TD screen as similar companies?
thank you for your opinion

Q: Hello Team,

If you could only pick one of these two companies for an investment, what are the pros and cons of each and which would you choose? Please assume an already well-diversified portfolio and a long-term horizon (e.g., 10 years).

Many thanks.

Michael

Q: Would this be a safe investment for my income portfolio. SPB.DB
Thanks Phil.

Q: Peter; Could you comment on the nearly 11 million share volume today? Is there some sort of hedge being done and if so what is it? Thanks.Rod

Q: In light of the expected infrastructure spending in the upcoming federal budget, which of Aecon, SNC Lavelin, or WSP Global is best positioned to benefit? Are there other companies that you would prefer?

Q: I have held this for a while, and regrettably let it slide to the point where I am barely even, including dividends (all ROC). My initial thought was that as rates rise and their loans mature, they will roll over at higher rates, thus protecting or even enhancing the dividend. Now, rates don't appear ready to move by any substantial amount any time soon. Is there a danger that they will issue new loans at lower rates and reduce the dividend? Do you know what their current payout percentage is? This is held solely for income - would you hold for now or sell?
Thank-you

Q: What do you think of the deal of TRP to buy Columbia Pipeline Group?

Q: An RRSP portfolio has been designed with some ETFs and high yield/dvd payers/growers based on some of your recommendations I've picked up over time. The yield is required for withholdings so its a delicate balance between high yield for a safe distribution and increasing yield potential. Holdings listed below.

Do any of these concern you as too high risk? Considering switching the weakest 1-2 to ECI which should have more short term growth potential given the accretive acquisition value that is not being reflected at this time. Many of these are under water but some have had some good short term momentum.

CSU.DB, AI, TMC, AD, ENF, BPF.UN, BIP.UN, BEP.UN, BPY.UN, DIV, DRA.UN, EIF, NVU.UN

Q: Are IPL and RNW both utilities? Thanks.

Q: Happy St. Patrick's Day
For yield and safety would you recommend a holding in Superior? Is the dividend safe? If yes, would you choose the common or convertable preferred?

Thanks Guys

Q: Hello everyone;
I need to have fixed (Bond) portion in my portfolio, which currently resides in hi interest savings account. This is primarily because I do not understand effect on bonds by market forces such as interest rates, etc and what optimum term should be. iShare core ETFs seem to make sense. They are as follows: XQB (75% of fixed portion, 8.6 yr avg term), XSQ (15% of fixed portion, 3 yr avg term), XSH (10% of fixed portion, 3 yr avg term). I intend to keep it for long term. Please comment on suitability and timing.

Q: I own some of each of these Pfd's...one has the symbol BM in it's name, the other BK...would you be kind enough to make the distinction for me , please and thank you...also if you would comment on their credit quality ...and whether the reset rates in 5 yrs time is the minimum rate or whether the rate is reduced if we have negative interest rates...many thanks ...cheers

Q: Given with large infrastructure spending this year and next, would snc or aecon have the best opportunity for new contracts.

Q: Have targeted the following as having good balance sheet and higher than average dividend for my TFSA/RRSP: EIF,FN,PKI,ECI RPI.UN.
Any standouts or duds? Your comments on these would be appreciated.
Derek

Q: Hi,
I am looking at my bonds portion of my portfolio and would like to make some investment ($30K)into etfs. Can you recommend a few of the funds at this time. Thanks

Q: Hi 5i team,

Can you explain how this etf functions? Why would someone buy this type of investment and what would be some of the risks?

Thanks.

Q: Along with picking individual stocks. I wanted to started buying ETFs that would cover US and international markets. I was thinking VSP for the US (S&P500), VXC for international and VAB for a bit of exposure to canadian bonds.

What do you think of these choices? Are there better choices out there?

Thank You,
Andrew