Investment Q&A

Q: I have some US $ sitting in my RRSP account which I am looking to invest. Preservation of capital is important and I am looking into this preferred share etf. Your thoughts please.

Q: My question is companies that will benefit from rising interest rates. I was wondering if you could give me a top three that trades in Canada and a top three that trades in the US...May one ETF too if possible. I understand that rates wont go up over night. I just want to start accumulating now for a 5-7 year hold to wait for rates to rise. I would prefer it if they paid a dividend as well.

Thanks so much
Jimmy

Q: Your opinion for this stock is appreciated.Thanks.Ebrahim

Q: Please comment on CSW.a. What do think of it as a buy for income and growth? What are its financials like? What is the history of increasing dividend? On a related note is the proposed Constellation Brands wine IPO planned for TSX or US market?

Q: I have some money that I will be putting into an RESP for my children: while it is roughly 0.5%-0.75% of my actual total investment portfolio, I would prefer to avoid more volatile companies in this particular account. I do have a long time horizon (about 6 years before I start to have any demand for the money), but have been burnt before in this particular portfolio by trying to "hit a home run" with an investment play, and am looking for slow, steady growth.

I have listed three companies above, with ATD.B as my first pick as I only have roughly a 2% overall exposure (between all of my collective accounts) to the Consumer Staples group (I assume that ATD.B would be under Staples rather than Discretionary). If you would recommend something else in this space, or another sector, rather than the companies I have mentioned, I would be most grateful for the suggestion. In any event, I look forward to your thoughts. Thanks so much!

Q: Let's start with the past! Going nowhere for several years except for numerous lawsuits, litigation, high settlement costs & legal fees - BUT, the worm turns and, I believe, there maybe light at the end of the tunnel! At least, that's my current position since I still own a chunk at close to 6 dollars! While I completely agree with your cutting the cord about 2 years ago, I would appreciate a revisit & up to date opinion.
Thank you.

Q: Could you please give your views on Hammond Power Solutions. Please include div. history and div. growth.

Q: I have a question about Enbridge Inc. Yesterday The Oxford Club ( a US newsletter) issued a very poor safety rating on the ENB dividend. They claim ENB lacks the cash flow to support the dividend. Yet, you, and many Canadian analysts are bullish on ENB.

Q: In response to a previous question re TZZ you mentioned that the company was going to be wound up. I am confused - does that apply to TZZ or to TZ5 only? TZZ seems to be doing quite well. The Trez family is quite confusing, with TZS as well. Could you please clear this up?

Q: This question may be out of your area of expertise but I will assume, maybe.
I have come across a fascinating investment, income vehicle. BMO retail has a product called -BMO Cash Flow Plus Deposit - Here is a quick overview.
On a deposit of $100,000 they will pay you, tax free, $500 per month for 15 years. This is a "return of capital"
After that time a sum will be returned to you which is the original amount that BMO has invested rather aggressively. Needless to say that with the 15 year compounding timeline and investment posture this could be substantial. This would be taxed as a "capital gain" There are a few other features but this is the gist. On the surface this is interesting. Any hidden aspects or dangers?
Thank you.

Q: I hold Husky in an unregistered account. At some point in 2016 I plan to crystallize the capital loss and invest the proceeds in Magna. Would this be an appropriate time to make the switch. HSE has improved some over the last week, whereas MG has remained flat. Is there any reason why that trend might continue?
Thanks
David

Q: I'm interested in AW.UN but noticed it is at its 52 week high. Should I wait for a pull back or is it a buy at today's price? Also, do you consider it a dividend growth stock?

Would you prefer Boston Pizza as it has a higher dividend?

Q: EQB has been doing well recently although I've held it for awhile and it just went above my purchase price. It is 19% of my TFSA but tiny in my overall portfolio. Should I continue to hold or sell?

Q: Considering its large debt load, is Halloway Lodging Corporation (HLC) buyeable as a value play for a 1-3 year holding period? Thank you.

I do not hold any real estate or hotel stocks.

Q: I manage the investment accounts for a family member who currently has a very small pension, CPP and OAS with the OAS Supplement. Her Supplement is reduced by 50 cents for every dollar of investment income she makes so she is effectively in a 50% tax bracket. Her capital comes from the recent sale of her house and the money must be available for an assisted living facility in a few years. My problem has been finding stocks to preserve capital and minimize the 50% tax bite which impacts what she has to live on currently. I have used AV.UN which has no impact on her income now and TMC which does but provides a high income. I think capital gains would be better than dividends which are grossed up. Any suggestions for appropriate investments for a 6 figure account?

Q: I am a retired, conservative dividend-income investor with a pension, CPP, annuities, and hold the following: AD, AQN, ALA, BNS, BCE, CGX, CJ, ECI, FTS, PBH, RY, TRP, WCP, WEF, WSP, Sentry Cdn Inc, RBC Cdn Eq Inc, Sentry REIT, ZLB, XIT and Fisgard Capital.

I am looking to top up my consumer stocks, already having full positions in CGX, ECI and PBH.

I am also looking to top up my industrial stocks, already having a full position in WSP and those contained within Sentry Cdn Income.

Suggestions for new holdings with a dividend > 3% please.

Thanks for your help...Steve

Q: Peter and team:

If/when Ms. Yellen decides to increase US Rates what do you feel the impact will be on higher dividend payers such as utilities and riets.

What would be the recommended vehicle for parking funds for the next two years to safely preserve capital while earning some modest return.

Deduct two as you see fit.

Thank you as always

Phil

Q: I own this. I noticed insiders and the CEO have made big purchases recently. Comments on the company and the insider buying.
Thx

Q: I have a question about brookfield real estate, why are the shares so under followed and under appreciated? with an 8% yield and shares up nicely since last earnings and share price pushing all time highs you would think there would be more talk about it?

it has a strong dividend that has been increased several times recently and shares continue to appreciate, i think this is a very undervalued company, your thoughts?

are investors afraid of its small size? or its connection to real estate? lets face it, if the real estate bubble bursts in toronto and vancouver (which makes up 1/3 of realtors biz) people will still need to sell these inflated properties

thanks

Q: I am currently moving some of my portfolio from stocks to ETF's. I want only a plain vanilla flavoured portfolio. I have been going through your questions and answers regarding ETF's, and given the diversity of situations and dates, I am getting a little confused. i wonder if you could suggest the best for broad canada, broad U.S., and international?
thanks